Hi sifus,

I tried the method of Dec deposit in, Jan cash out method over the years, until one point of time, i need to reset at particular year, in this case, this year 2019, by not depositing any amount. And next year only restart the net deposit of RM8k.

I have a question, the "Net deposit" here is only applicable for "per account"? or "per account holder"?
Reason I asked this is that, i have second son I haven't opened the SSPN-i account to him. Let say the "Net deposit" here is only applicable for "per account", then my first son's SSPN-i account, after doing the reset this year by not depositing amount to the account, so no Tax Rebate for this. But if I open SSPN-i account for my second son and deposit RM8k this year, can consider as net deposit of RM8k if the net deposit is per account?
If the net deposit is per account holder, then i withdraw one son's account and move to another son's account has no effect.
Can anyone confirm this? Please shed some lights here, thanks.