As long as the Amount Tertunggak is RM0, i dont have to top up right?
regardless the tax relief 1st.
SSPN, Skim Simpanan Pendidikan Nasional
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 Jan 9 2018, 10:14 AM
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#1
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Junior Member
428 posts Joined: Sep 2017 
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Jan 11 2018, 05:06 PM
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#2
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Junior Member
428 posts Joined: Sep 2017
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Question:
１. what does it mean by sumbangn takaful tunai & apungan? ２. in future if i want to withdraw, the amount to withdraw is RM1,960+ or RM1,300+ ３. how the dividend calculated? ４. As long as the Amount Tertunggak is RM0, i dont have to top up right? Sample: 1020 SIMPANAN TUNAI RM 1,300.00 1064 SUMBANGAN TAKAFUL TUNAI RM 650.00 1080 APUNGAN RM 10.00 |
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Jan 12 2018, 09:52 AM
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#3
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(David83 @ Jan 11 2018, 06:41 PM) Which part is Debit and which line is credit? LOL attached the receipt. i paid RM1,960.00. and receipt shows spread into 3. Simpanan tunai, Sumbangan takaful tunai & Apungan question repeat: １. what does it mean by sumbangn takaful tunai & apungan? ２. in future if i want to withdraw, the amount to withdraw is RM1,960+ or RM1,300+ ３. how the dividend calculated? ４. As long as the Amount Tertunggak is RM0, i dont have to top up right? Appreciate if you could understand my question & reply my query..   Attached thumbnail(s) 
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Jan 12 2018, 10:05 AM
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#4
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(David83 @ Jan 12 2018, 09:55 AM) Do you have detailed statement? Instead of the receipt? Where can i collect the detail statement? Statement should have Debit and Credit columns. By understanding which line goes to debit and which line goes to credit, then you could not what is being deducted for from RM 1960. all the while i just access the registration & top up via following website https://sspniplusonline.ptptn.gov.my/sspnip...e/?id=000005922 after top up, that's the receipt available for me to download. (attached in previous post) |
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Jan 12 2018, 04:01 PM
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#5
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(kochin @ Jan 12 2018, 03:03 PM) purely guessing: may i know which website you top up ur SSPN at? simpanan tunai is your deposit? takaful tunai is the insurance scheme payment? apungan is just float thats the link im using: https://sspniplusonline.ptptn.gov.my/sspnip...e/?id=000005922 you dont receive receipt after pay? the receipt different from mine? |
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Jan 22 2018, 05:11 PM
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#6
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Junior Member
428 posts Joined: Sep 2017
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all the while i just top up to SSPN i-plus.
1. whats the different between SSPN & SSPN i-plus? 2. does SSPN i-plus entitle for tax relief as well? 3. which website can i find my account statement for SSPN i-plus? |
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Oct 21 2019, 03:59 PM
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#7
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(extinct_83 @ Oct 21 2019, 01:02 PM) If deposit money to SSPN-i account, may I know how long it will take to be reflected in the account? I use Boost to deposit into this account. i deposit via boost at last friday, reflect in SSPN penyata today. |
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Nov 8 2019, 08:51 PM
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#8
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(leo_kiatez @ Nov 8 2019, 12:49 PM) All ptptn branch can use boost to pay for ptptn? Go to boost app click pay bill, find ptptn sspn,then made payment will do |
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Nov 8 2019, 11:59 PM
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#9
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(leo_kiatez @ Nov 8 2019, 11:10 PM) That 1 kena charged rm1... If u active in boost, then u will found there is a way to get the rm1 back. Eg: boost mission...coins... |
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Nov 11 2019, 04:08 PM
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#10
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(mikeeeee @ Nov 11 2019, 02:39 PM) sspn-i = rm6000 2019tax relief rm8k or rm6k?sspn-i plus = rm6000 - whatever life insurance policies that you already claiming tax relief sspn-i plus tax relief is basically taking up the life insurance relief. Its not a new/special relief like sspn-i |
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Nov 18 2019, 06:24 PM
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#11
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Junior Member
428 posts Joined: Sep 2017
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Just my 2 cents
Sspn interest 4% + boost 2% (level 4) + shake unknown % ( depends on luck) + boost mission ( depends ) The return is 6%+++++ Some may include tax relief % as well |
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Nov 20 2019, 01:34 PM
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#12
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(jefftan4888 @ Nov 20 2019, 10:04 AM) CCs (Cashback depending on CCs) -> BigPay (Big Points = 0.1%) -> Boost (guaranteed 2% + up to 17% bonus) -> SSPN-i (4% + 0.5% bonus if you qualified) -> Tax Relief (% depending on your tax bracket). CCs (Cashback depending on CCs) -> BigPay (Big Points = 0.1%) -> Shopback (2%) ->™Boost (guaranteed 2% + up to 17% bonus) -> SSPN-i (4% + 0.5% bonus if you qualified) -> Tax Relief (% depending on your tax bracket).As a result, return is min. 6% and above. Interesting? |
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Nov 20 2019, 10:17 PM
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#13
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(lyc1982 @ Nov 20 2019, 09:50 PM) erm...since sspn is under "bill payment", shopback does not provide cashback for bill payment Sspn is under bill payment, but not under bill protection, still valid for cash back. Cap at rm8 per month |
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Nov 25 2019, 08:06 PM
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#14
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(cybpsych @ Nov 25 2019, 03:44 PM) who won here? Wow,  Parents net RM20,000 for kids’ education in PTPTN draw https://www.malaymail.com/news/life/2019/11...tn-draw/1813099  Winners of the ‘Cabutan 15 Tahun SSPN-i’ and ‘Cabutan Wow! SSPN-i Plus 2019’ draws receiving mock cheques during the prize-giving ceremony at Sunway Velocity Mall on November 23 Rm15,151,15.. i can only get 15,151,15 boost coin |
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Jan 9 2020, 08:57 AM
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#15
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(saitong09 @ Jan 8 2020, 12:47 PM) For those who want to invest SSPN, Boost got pay bill mission rm500 get rm6 and rm400 get rm5 Mission accomplished^^ |
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Mar 31 2020, 09:38 AM
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#16
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Junior Member
428 posts Joined: Sep 2017
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Any idea PTPTN office open during MCO?
Would like to make some withdraw |
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May 29 2021, 02:56 PM
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#17
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Junior Member
428 posts Joined: Sep 2017
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I have made a payment via Kiplepay 5mins ago, no rm20 credited to my Kiply acc, probably the campaign has met limit 500 participants
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Jun 21 2021, 12:20 AM
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#18
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Junior Member
428 posts Joined: Sep 2017
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QUOTE(tkwfriend @ Jun 20 2021, 11:30 PM) hi, would like to find out, SSPn how to apply, and who to apply. and what the cost. unfortunately the front part of the post already slightly outdated Apply link:https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount Cost: minimum rm20 |
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