Hi,

Just like to confirm. If I choose SSPN Plus. The highest package is "Pakej Berlian: RM500 / bulan"... meaning RM6000 a year.. So, there is no way I can claim the maximum RM8000 tax relief if I sign up for SSPN Plus? Since I cannot put in more than RM6000 each year..

Or this is accumulated.. means 1st year RM6000.. 2nd year will be RM12000 and so on.. Assuming i don't withdraw... Or 2nd year I can only withdraw RM4000 (left RM8000 in the account) in order to have the RM8000 tax relief? So if that is the case, the 1st year tax relief is still RM6000 only?

Furthermore, how does the Insurance Scheme work in SSPN Plus? It mentioned:
"MANFAAT TAKAFUL Penyakit Kritikal
MANFAAT PERLINDUNGAN Sehingga RM 1.2 Juta"

So RM1.2 mil is based on Pakej Belian and lower cap for lower package? Do I still eligible for this scheme if I have heart attack before this?

Pelepasan taksiran cukai pendapatan ke atas simpanan Simpan SSPN PLUS :

Pelepasan taksiran cukai pendapatan diberikan maksimum hingga RM8,000 bagi simpanan bersih Simpan SSPN Plus dan Simpan SSPN Prime (dulu dikenali sebagai SSPN-i) tahun semasa di bawah Skim Simpanan Pendidikan Nasional (SSPN).
Melalui Simpan SSPN Plus, pendeposit boleh menikmati tambahan pelepasan taksiran cukai pendapatan ke atas sumbangan takaful yang dibayar kepada pengendali takaful maksimum hingga RM7,000 di bawah Insuran Nyawa dan KWSP.

How to claim for this RM7000 tax relief for sumbangan takaful? Is this applicable to all or only to Muslim friends? I heard some say the LHDN system will calculate this automatically?



This post has been edited by byorj12: May 15 2024, 12:48 PM