SSPN, Skim Simpanan Pendidikan Nasional
|
|
 Jun 28 2015, 01:15 PM
Return to original view | Post
#1
|
 
Junior Member
81 posts Joined: Feb 2015 
|
Dear all
I am quite puzzled with the interest rate (dividend) announced for 2014. It was announced to be 4.25%, but when I checked back the latest statement, I am only getting something like 1.68% for the amount I have deposited until 31 Dec 2014. How about your dividends? Thanks in advance for any input. |
|
|
|
|
|
Jun 28 2015, 02:27 PM
Return to original view | Post
#2
|
|
Junior Member
81 posts Joined: Feb 2015
|
Dear Mum
Baki Awal 1 Jan 2014 RM1550 Baki AKhir 31 Dis 2014 RM 4500 Dividen 1 Jan 2015 RM 83.76 I made the deposit regularly from time to time. Hence the dividend is something like 83.76/4500= 1.86% Correct? Please correct me if I am wrong. Thanks again. |
|
|
Jun 28 2015, 03:43 PM
Return to original view | Post
#3
|
|
Junior Member
81 posts Joined: Feb 2015
|
QUOTE(MUM @ Jun 28 2015, 02:37 PM)  when did you put in the 3000?you mean regularly...250 x10 monthly? have try pro rated calculation?  I thought it is the annual contribution that matters, regardless of it being 250x12, or 3000x1 or 300x10.... again I may be totally wrong please correct me and I apologize deeply for my ignorance. |
|
|
Jun 28 2015, 04:48 PM
Return to original view | Post
#4
|
|
Junior Member
81 posts Joined: Feb 2015
|
QUOTE(MUM @ Jun 28 2015, 03:49 PM) Baki Awal 1 Jan 2014 RM1550 Baki AKhir 31 Dis 2014 RM 4500 Dividen 1 Jan 2015 RM 83.76 Assuming you put in RM 3000 on 31 Dec 2014 RM 1550 x 4.25% = RM 65.87 RM 83.76 - RM 65.87 = RM 17.89 will the RM 3000 placed on 31 Dec 2014 earn RM 17.89 interest from 2014? just a thought....... if this is the case, the dividend is even less than 1%? |
|
|
Jun 28 2015, 07:38 PM
Return to original view | Post
#5
|
|
Junior Member
81 posts Joined: Feb 2015
|
Dear Wil-i-am
Dear Mum Thanks for the inputs I think I got the idea already... thanks again. |
| Change to: |  0.3028sec
 1.28
 7 queries
 GZIP Disabled
Time is now: 27th November 2025 - 05:32 AM |
Quote