I only can see this term

Salinan Sijil Kematian pendeposit.

yup, the lady told me the same thing. Wonder what those bastards gain from this? The free gift ? Anyway, where you went huh? 6K for 1 umbrella / goodie bag. Still have 5 k to top up, scared many place finished gift already (kiasu)

Dear all Sifu,

I want to invest to keep my money valuable, and i come into this fiance and investment section.

I quite confuse that 4% dividend given is good enough for you where bank FD also give about the same return %.

Can anyone teach me how to play this game to keep my money not depreciate please ?

Thank you thank you

Thanks Sifu MeToo,

I will mark it for tax rebate matter.

Do you have any good dividen or preferred investment to intro ?

Thank you

i totally new to investment. i dunno how to start or learn.

Any advice or which Investment tool i should start with ?

I'm could take average risk, need to save money for marry and house installment 3 year later (currently paying progressiv interest)

Thanks

Hi, Could in bank in SSPN-i account by using cash via maybank counter?

You leave it in you get 4% interest

Exactly
12 month FD means you won't get the money in there out in time for the next round of SSPN deposit. If I withdraw 8k in January, I need to put in 16k by December to be eligible for the next year's income tax benefit.

And income tax benefit for the next year is likely to be 'better' than this year's, generally speaking (because your income presumably is increasing).

12 month FD is not a good way to play this game. Better if you can find middle of year some 6/9 month promo, then the rest of the time keep in something like OCBC 360 for 4.1%.

But the hassle-free (no need to park, submit form, wait) option is to leave in SSPN.

Until/unless you are no longer confident that PTPTN can sustain.

thanks, found the logic in previous post
let say if still is 6k tax relief
the 4th year need deposit 24k? 5th year if 32k?

4% nominal

for tax exemption..why not?
you can deposit it then withdraw it.. 

If you're in high bracket.

It's more than 4%.

If low bracket. There's better investment.

You can find it under "pay bill" then go to "add new bill account" then choose "PTPTN SSPN", add in your account number and you can start making payment.

you have 5 kids ?

This is why I rather not trust my $$$ with them for long term. They don't seem to possess the right person for the right job & if this can happen to their support, it can happen to whatever level / position in their ranks.

Yes, just forward the email will do