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 SSPN, Skim Simpanan Pendidikan Nasional

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canjeth
post Apr 7 2023, 05:05 PM

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From: Kuala Lumpur


Dividend dated today? Should be dated 1/1!
canjeth
post Apr 7 2023, 09:19 PM

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QUOTE(ronnie @ Apr 7 2023, 05:30 PM)
in the statement it will be 1/1/23
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myPTPTN shows 07/04/2023
canjeth
post Apr 10 2023, 03:47 PM

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QUOTE(nexona88 @ Apr 10 2023, 03:28 PM)
they keep changing the T&C..
cannot trust one...

safe is to keep till year end Dec 2023  dry.gif
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They only changed the FAQ to reflect the T&C, which has been unchanged so far. No issue with T&C's tempoh pengekalan up to 30/9 now.
canjeth
post Apr 12 2023, 10:05 AM

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They want to bait those eligible for GK to make withdrawal and disqualify for the campaign. Save them money.
canjeth
post Apr 12 2023, 01:40 PM

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From: Kuala Lumpur


The intern just got his termination letter
canjeth
post Apr 25 2023, 09:05 AM

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QUOTE(lowyat101 @ Apr 22 2023, 07:11 PM)
» Click to show Spoiler - click again to hide... «


Got my reply as follows:

Adalah dimaklumkan semakan telah dibuat bagi aduan yang berkaitan dan akaun tersebut adalah TIDAK LAYAK untuk menerima GK 2023 kerana tarikh pengeluaran direkodkan pada 10 April 2023 di penyata. Seperti sedia maklum, pendeposit membuat permohonan* pengeluaran pada 31 Mac 2023 di mana tarikh permohonan ini tidak dikira sebagai tarikh pengeluaran kerana simpanan pengeluaran tersebut belum dikreditkan ke dalam akaun bank pendeposit

So guess that this year I have to use this just for cashing out only  doh.gif
*
Should question them back why before this withdrawal shows as the actual date the withdrawal was requested instead of the date when the money is received in the bank account.
canjeth
post May 18 2023, 04:09 PM

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Joined: Apr 2015
From: Kuala Lumpur


QUOTE(kenzotaj @ May 17 2023, 04:15 PM)
for SSPN depositor,  previously  i read somewhere need to be depositor to apply PTPTN loan in future ?  anyone knows how ratio of deposit :  ptptn loan eligibility ?    For example if SSPN has 110k  then eligible for how much ptptn loan ?
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When I applied for PTPTN in 2013, it was a condition as part of the application to open an SSPN account and perform a minimum deposit of RM20. No requirement to have had it opened way before the application. I assume it's still the same now.

I never deposited any more until few years after I paid off my PTPTN loan.

Loan amount purely on discretion of PTPTN based on household income details provided during application.

This post has been edited by canjeth: May 18 2023, 04:10 PM
canjeth
post Jul 13 2023, 08:59 AM

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QUOTE(elea88 @ Jul 11 2023, 06:40 PM)
bank islam 4.5% fd..
thats one of the reason i end up with another bank ac.
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Wow the rate will go up according to OPR, unlike other FDs
canjeth
post Aug 2 2023, 10:19 AM

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Junior Member
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From: Kuala Lumpur


How about BI? Still can lump sum?
canjeth
post Aug 2 2023, 05:10 PM

On my way
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Junior Member
502 posts

Joined: Apr 2015
From: Kuala Lumpur


QUOTE(jerantut2011 @ Aug 2 2023, 02:30 PM)
How do you transfer from SSPN to Bank Islam? Is it only possible at the ATM? I could not find this option in Bank Islam online banking. Could only see "transfer to third party SSPN account".

user posted image
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Haven't linked your SSPN account in BI?

Go to My Accounts > SSPN-i > Add
canjeth
post Aug 9 2023, 11:04 PM

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QUOTE(oks911 @ Aug 9 2023, 10:12 PM)
Is there RM8 annual charge for the debit card ?
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When at branch, just mention specifically you want to open basic savings account without fees. Comes with debit card without annual fees. Don't just mention basic savings account as there is also basic savings account with fees.

All banks should have basic savings account without fees as per BNM requirement. Just need to keep on repeating without fees to the bank officer as sometimes they pekak.

Most recently I opened a basic savings account without fees with RHB but was still charged annual fees. Reported back to the branch and they did a reversal.
canjeth
post Oct 3 2023, 09:30 AM

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From: Kuala Lumpur


QUOTE(mk92 @ Oct 3 2023, 09:25 AM)
I contacted my sspn agent and he say can withdrawal this month but wait until 15th of this month first. Don't have to wait until December
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Logic behind 15th?
canjeth
post Oct 8 2023, 10:44 AM

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From: Kuala Lumpur


QUOTE(kochin @ Oct 6 2023, 08:55 AM)
Woven bag and sling bag as attached
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Can buy vegetables
canjeth
post Jan 10 2024, 10:51 AM

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Junior Member
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From: Kuala Lumpur


QUOTE(netcrawler @ Jan 10 2024, 09:50 AM)
People who perform maintenance is unprofessional or ignorance. There should be RTO fir the application to be up. This is not abeng company
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Tea break haven't finish la
canjeth
post Dec 18 2024, 09:34 AM

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From: Kuala Lumpur


QUOTE(pisces88 @ Dec 18 2024, 07:15 AM)
Anyone won anything before from lucky draw? biggrin.gif
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Won RM888 in 2021 from the Gong Xi Ang Pow campaign
canjeth
post Apr 30 2025, 07:01 PM

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From: Kuala Lumpur


Will withdrawal from BI reflect instantly in myPTPTN? Thinking to withdraw and deposit back tomorrow for the ganjaran kesetiaan.
canjeth
post May 2 2025, 01:19 AM

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QUOTE(rahtid @ May 2 2025, 12:23 AM)
can someone enlighten me how does GK make sense in terms of its worth? deposit money during May - Jul 2025 and it is entitled to get 1% dividend at Dec 2025. let's say i deposit RM 10k in May 2025 and didn't take them out at all, i shall get RM 66+ in Dec 2025? is that all?
and this RM 10k would get the dividend for Y2025 during next year announcement. total worth would be N + 1%, am i right?

N = Y2025 div to be announced in Y2026
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No, the 1% is neither annualised nor is it a dividend. It is the exact percentage of your deposit amount, which in this case is RM10k x 1% = RM100. As simple as that.

It is up to you whether you want to annualise that yield amount based on when you make the deposit and withdrawal.
canjeth
post Jul 29 2025, 10:21 AM

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QUOTE(lowyat101 @ Jul 29 2025, 10:05 AM)
Just noticed about this 1% ganjaran ending 31/7. From the app I see the deposit limit is 30k. May I know is this per transaction or per day's limit?

Coz got some savings in KDI, if I withdraw now will have only 2 days to deposit it.

Thanks
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30k per transaction. Can repeat up to your bank's limit, usually up to 50k per day.

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