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SSPN, Skim Simpanan Pendidikan Nasional
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MGM
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 Dec 31 2019, 08:48 AM
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QUOTE(MUM @ Dec 31 2019, 08:04 AM) ooooh, ok noted your concern of the lost of interest if premature FD uplifting... :thumbsup: btw, if you are concerned about the interest returns thing...with SSPN, just take note of this.... at times there will be no interest given unlike FD. from page 97, post 1921 by forummer Rapple This year I have been treating my SSPN like a savings account so probably will get similar mediocre interest. |
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MGM
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Jan 8 2020, 05:57 AM
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QUOTE(clickNsnap @ Jan 8 2020, 01:00 AM) Yes, managed to login. Checked the balance...looks like the dividend is 3.315%, any one can confirm? Thanks. I don't see any dividend paid out in the 2020 statement, how did u derive the 3.315%? Looks like only the 1Jan deposits r in d statement, those deposited after that have yet to be credited. This post has been edited by MGM: Jan 8 2020, 05:59 AM |
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MGM
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Jan 8 2020, 09:14 AM
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QUOTE(monodevil @ Jan 8 2020, 09:02 AM) I deposited around 12.30 am on 1 january but not updated. u sure yours already been updated? Yes I deposited at ptptn counter in the morning of 1Jan. |
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MGM
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Jan 9 2020, 04:17 PM
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Why didn't keep the money at least until early next month to get 1 month interest?
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MGM
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Jan 9 2020, 05:20 PM
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QUOTE(bukitbanyan @ Jan 9 2020, 04:31 PM) Park in ocbc 360 as i am not too sure the way sspn calculate their interest Yes good move |
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MGM
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Jan 10 2020, 04:29 PM
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QUOTE(paogeh @ Jan 10 2020, 02:33 PM) went to SSPN in pENANG.... cannot withdrawl now ... have to wait tiil 15Jan . after the dividen ....Dividend to be credited on 15Jan? |
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MGM
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Jan 17 2020, 06:04 AM
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QUOTE(Kaka23 @ Jan 17 2020, 05:51 AM) Does this mean I need to register for internet banking on bank Islam? Or u can do IBFT at the Bi's ATM. |
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MGM
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Jan 22 2020, 03:40 PM
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I intend to transfer out rm15k from SSPN>BI on 1Feb2020(FT holiday) via BI's ATM. Should be ok and can get the money on the same day right?
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MGM
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Jan 23 2020, 08:47 AM
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QUOTE(247365 @ Jan 22 2020, 04:21 PM) QUOTE(smartfreak @ Jan 23 2020, 07:32 AM) It's should take effect immediately with 50 cents charges on your SSPN account. Thanks, so transfer will be instant even on weekend n holidays unless close for maintenence. Is there monthly maintenance ? |
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MGM
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Jan 23 2020, 11:50 AM
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QUOTE(247365 @ Jan 23 2020, 11:22 AM) I remember it was closed for a week early this year. |
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MGM
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Jan 26 2020, 08:17 AM
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QUOTE(smartfreak @ Jan 26 2020, 03:41 AM) Maximum is rm30k. You need to have bank islam account in order to do this. Is the rm30k set as default or is it set at a lower amount? |
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MGM
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Jan 26 2020, 08:38 AM
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QUOTE(cybpsych @ Jan 26 2020, 07:04 AM)  Gong Xi Ang Pow [ SSPN | T&Cs ] 20 Jan 2020 - 20 Feb 2020Kempen ‘Gong Xi Ang Pow’ diadakan bagi meraikan kemeriahan Tahun Baru Cina yang akan dirasai bersama oleh masyarakat Malaysia yang majmuk. Kempen ini adalah sebagai tanda penghargaan daripada PTPTN kerana memilih SSPN sebagai pilihan utama untuk simpanan di musim perayaan. Tempoh promosi bermula 20 Januari 2020 sehingga 20 Februari 2020. | Hadiah | Bilangan Hadiah | | Pertama : Ang Pow bernilai RM8,888 | 1 | | Kedua : Ang Pow bernilai RM3,838 | 1 | | Ketiga : Ang Pow bernilai RM2,828 | 1 | | Saguhati : Ang Pow bernilai RM860 | 85 | | Jumlah Keseluruhan | 88 |
With this t&c: 9. Bilangan cabutan adalah berdasarkan kepada setiap simpanan bersih bernilai RM100 bersamaan dengan satu (1) cabutan. Tiada had bilangan cabutan; Does it mean that those of us who deposit n withdraw the same total amount within the campaign period would not get any entry? |
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MGM
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Jan 30 2020, 07:37 AM
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Iirc BI got 2 types of ATM card, the one without Visa Debit is FOC and no AF but still can be used for Internet banking.
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MGM
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Feb 5 2020, 03:23 PM
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1% from today until 30April or 1% pro-rated (1% * 86/365)?
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MGM
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Feb 7 2020, 09:44 AM
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QUOTE(LostAndFound @ Feb 7 2020, 08:22 AM) Confirm nothing in since 1st Feb. Even the deposit I made over the counter also not yet reflected. No rush la, hopefully that means these deposits will count towards the promo as well =p QUOTE(thinkhappy @ Feb 7 2020, 08:45 AM) mee too. nothing in yet for deposit in 1-Feb Can check at BI's ATM to see if balance is updated or withdrawable? |
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MGM
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Feb 7 2020, 06:07 PM
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QUOTE(MUM @ Feb 7 2020, 05:37 PM) Shouldnt it be 1% * 66/366, 66 being the no of days of the campaign. |
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MGM
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Feb 7 2020, 08:48 PM
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QUOTE(memorylane @ Feb 7 2020, 08:28 PM) i think use grabpay via e-pay worth more, about 7.5% worth of grab points.... Can show your calculations? |
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MGM
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Feb 8 2020, 10:23 AM
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My dividend for this year is very much less.
Since I no longer enjoy the tax relief I withdrew almost all my sspn last March and deposit it into EPF. So should have better returns.
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MGM
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Feb 8 2020, 02:51 PM
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QUOTE(saitong09 @ Feb 8 2020, 02:36 PM) Early retirement or your kids already completed study? Semi. |
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MGM
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Feb 10 2020, 08:02 AM
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Those I paid OTC on 1Feb already credited but not those paid via Boost on the same day. Already 10 days.
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Quote
Plus the 1% from the SSPN loyalty program (abt RM40 extra) = RM 154.50 
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