Got read the FAQ?

BI can only deal with SSPN during working day.

No kids = no tax savings via SSPN. Consider using PRS instead, and evaluate carefully your insurance plans to see if you're claiming that appropriately.

Have not tried, but almost surely cannot la.

No they don't. Withdrawal is only to your own BI account.

You can only do that when logged in to your own Bank Islam account. Meaning effectively you are transferring as yourself. Same as withdrawing to your savings and then transfer to another Bank Islam savings.

This one can, but only for your own account. What mamamia was asking was different, like if your child want to use his BI account to access your SSPN account. That one I think not possible.

This is an interesting question - does bank islam allow you to have an online account with only FD? If so, you can try and see if you are able to:-
a) Link your SSPN account
b) If can link - can you do transfer to 3rd party account as shown in MGM screenshot

I suspect you will not be able to do a) because if I remember correctly, linking the SSPN account have to be done at ATM not online, which means you need a debit/ATM card.

Not just same name, same IC number too.

And the linkage has been done before by you.

Same problem for the old PTPTN website (haven't test on new one), anyone can login and request withdrawal without any OTP, as long you know the login password can di. IT security fail. But only can withdraw to your own account so the actual threat not very big la.

Are you sure you are able to withdraw your father's deposit? Or your father will withdraw for you? It is his savings account (you are beneficiary) not yours ya.

If he has a bank islam account I think he can do that. But PTPTN website seems cannot, need to go branch do.

I assume you already have one account, normally for the older child.

Opening for the younger child have the following benefit:-
1. Can be 'fair' in amount (4k per kid for example each year) to tag the amount for child education. Not applicable if you are treating this just as savings account which belong to you.
2. Longer term of validity, you can only claim the income tax up to the child age of 29. If you open for the younger child presumably they will turn 29 later than the earlier child. This is a very minor benefit because so far ahead who knows if still got tax benefit also.

I've been depositing for 10 years now, others even longer. Always renew so far. See if will do so again next year budget.

Oh just realise that can transfer funds for free between my children's accounts using the new website. Nice!

There's no reason NOT to withdraw right now. The way SSPN calculates interest with lowest monthly balance, if you withdraw today (any day after 5th) or 31st December no difference in the interest you earn. So withdraw ASAP if you're planning to.

I successfully RM50k both 6th and 7th of December.

Remember, don't count in the ganjaran kesetiaan for your 8k!

Myself quite happy with bank islam service, cos no line waiting at counter =) have not met any problems so far.

The new/current website can deposit into any other account, not just your own name account. You may have mistyped the account number (your IC number).

Penambahan deposit page asks you to type your IC number first. If you type in someone else's IC number you can deposit to their kid's account. I know this because I have used this to deposit to my wife's account before.

Definitely follow up with them to get the amount transferred back. Suggest do at branch, not sure e-aduan etc how effective can it be.