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 SSPN, Skim Simpanan Pendidikan Nasional

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SUSyklooi
post Jan 29 2019, 05:43 PM

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QUOTE(LostAndFound @ Jan 29 2019, 04:30 PM)
Do note that additional is only on savings placed between Jan/Apr 2019 (not on the full amount saved up over the years), and only applies if you never did withdrawal. Not really that attractive, mainly just to get people to deposit start of year rather than end of year.

Suspicious minds would take this as indication that PTPTN running out of money.
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notworthy.gif notworthy.gif Thanks for the enlightenment....
I was about to deposit RM500 x 2 into it tomorrow....to be eligible for it...but then your "wordings" made me re read the sentence made by the PTPTN Chairman.....

"Wan Saiful said each eligible account holder would receive the Loyalty Reward of 0.5% on their savings made during the promotional period.
He added that the promotional period was from Jan 1 until April 30, 2019."

Read more at https://www.thestar.com.my/news/nation/2019...vimvvuJvKV2M.99

doh.gif would keep the money till later of the year...just in case i got unexpected use of it between now and then.


SUSyklooi
post Jan 30 2019, 10:30 AM

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QUOTE(kino318 @ Jan 30 2019, 10:25 AM)
I just check this morning for my 3 accounts but only one account is updated with dividend. Do you guys have the same problem?
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yeap...mine too
only 1 of the 2 is updated.
will gives them a few days to completes to update process.
SUSyklooi
post Feb 2 2019, 01:41 PM

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QUOTE(xuzen @ Feb 2 2019, 12:31 PM)
Quickly! Quickly!

Go download your 2019 SSPN statement. The dividend is out!

Nothing to shout about, it is same ol' same ol' 4%.

The main reason I deposit into SSPN is to get the future matching grant and tax relief.

Xuzen
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Future Matching grant?
Any t&c for eligibility?

This post has been edited by yklooi: Feb 2 2019, 03:03 PM
SUSyklooi
post Feb 2 2019, 05:19 PM

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got this from PTPTN site...

"Mulai 1 Januari 2015, pendeposit yang mempunyai pendapatan bulanan keluarga (gaji pokok) tidak melebihi RM4,000.00 sebulan layak dipertimbangkan pemberian Geran Sepadan mengikut syarat-syarat seperti berikut:

(the rest is almost similar to above post)

https://www.ptptn.gov.my/geran-sepadan-sspn-i-side

I go in for the current tax benefits.....by the time I applied for the matching grants (RM10000 max) for my sons, I would either be dead or no more able to work anymore. blush.gif sad.gif
SUSyklooi
post Feb 2 2019, 09:12 PM

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QUOTE(talexeh @ Feb 2 2019, 08:51 PM)
Where do you see the 4% in your statement? I checked mine but still same ol' amount. hmm.gif
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click at the "Lihat Terprichi"?

btw,
1 got 2 a/c...1 was updated 1 day earlier then the other
also, it did not shows the value number 4%.....just an RM amount as dividend

This post has been edited by yklooi: Feb 2 2019, 09:14 PM
SUSyklooi
post Apr 3 2019, 08:46 AM

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QUOTE(talexeh @ Apr 2 2019, 11:37 PM)
Thank you very much for sharing the screenshot. Based on your screenshot, I think it solves the mystery.

I also have the Wheelathon entry & another reversal entry with weird codes like you. Wedged in between, I found the 1800 BIG points that I kept assuming isn't SSPN related but I guess you're right, the "1 points for every RM20" is not included in this "bonus" BIG points even though the T&C clearly showed it is.

Oh well, beggars can't be choosers so I'll take whatever they gave me.
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hmm.gif just curious...
did they gives out as their advertised promo?
how many % did they short charged you?


SUSyklooi
post Apr 3 2019, 10:28 AM

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QUOTE(talexeh @ Apr 3 2019, 09:49 AM)
I received 1800 bonus points which are basically just the bonus points for every RM10 & RM5 deposited.

According to their FAQ, it's supposed to be 2100 since it specifically mentioned that "additional BIG points will be obtained by BIG member who used BigPay card".
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notworthy.gif thanks for sharing...
thus about 20% less points...hopefully if translated into MYR it is not that much
SUSyklooi
post Apr 15 2019, 10:56 AM

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QUOTE(attentional @ Apr 15 2019, 10:52 AM)
SSPN no more deposit RM500 free RM500 rite?
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yes...offer closed
SUSyklooi
post Apr 25 2019, 05:29 PM

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QUOTE(WannaGetBuffed @ Apr 25 2019, 05:01 PM)
Anyone knows if the dividend considered as simpanan as I check the statement the dividend and simpnanan is lumped under the same section

2. SIMPANAN SETAKAT DISEMBER XXXX
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yes, dividend is considered as simpanan...but NOT sumbangan bersih.
sumbangan bersih is qualified for tax deduction.

click penyata cukai...
the bottom page will show the sumbangan bersih


Attached thumbnail(s)
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SUSyklooi
post Jun 28 2019, 12:20 PM

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QUOTE(jefftan4888 @ Jun 28 2019, 12:09 PM)
Bank Islam & Bank Rakyat. Choose the one that got branch or ATM machine near your house.
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thumbsup.gif wise tips
SUSyklooi
post Jul 7 2019, 09:55 PM

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QUOTE(MUM @ Jul 7 2019, 01:01 PM)
from the past postings & replies of others forummers....and some also done that before...
...........
sumbangan bersih for that year to qualify for tax relief

else....don't put in for that year, don't claim for that year.....then repeat that cycle next year from fresh 6k
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QUOTE(skty @ Jul 7 2019, 09:49 PM)
hehehe.

my little hint for those who are scratching their head to meet 16k, 32k, 40k, 48k, etc in those years.

restart the thing instead you are chasing additional 8k every single year.

although this is something so simple, sometimes you need to think of out the box if not you will never be ahead of others
brows.gif
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already told by MUM.....
SUSyklooi
post Jul 20 2019, 10:57 AM

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this may have been told before...
topping up deposit via FPX at the PTPTN site
immediately after after topping up, the amount deposit can be seen from the SSPN-1 holder a/c balance.....instantaneous updated ....and no other FPX charges can be seen from the bank a/c too other than the deduction of the amount contributed.
SUSyklooi
post Aug 16 2019, 09:08 AM

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QUOTE(wirelessdude @ Aug 16 2019, 08:20 AM)
Sorry if this has been asked before but where do I find my savings in SSPN?

I registered an account and deposited MYR 500 2 days ago. But when I logged into https://www.ptptn.gov.my/saving/sspnlogin.html, all I can see is a statement which shows amount at end 2018 and which is 0.
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where & how did you deposited the money?
I deposited it thru the ptptn website....the balance was instantaneous...
SUSyklooi
post Aug 16 2019, 12:30 PM

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QUOTE(wirelessdude @ Aug 16 2019, 11:54 AM)
Through pptn website during the new account registration process and then transferred through Maybank.

Where do you check your balance? The same link I provided?
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try post 1862~1866, page 94?
SUSyklooi
post Oct 2 2019, 10:37 PM

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QUOTE(ktyong123 @ Oct 2 2019, 10:31 PM)
unable to login SSPN-i  now? anyone tried?
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mine was prompted as
Salah No. MyKad Pendeposit/Kombinasi Kata Laluan
Kata laluan adalah CASE sensitif. Sila periksa papan kekunci CAPS komputer anda.
yours the same?
SUSyklooi
post Oct 2 2019, 11:22 PM

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QUOTE(mikeeeee @ Oct 2 2019, 10:52 PM)
Same here !! What's going on ?
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same like money games operators excuses....

"Server hacked...all money gone"

brows.gif brows.gif moneyflies.gif moneyflies.gif devil.gif

gives it a day or 2 to rectify?

This post has been edited by yklooi: Oct 2 2019, 11:22 PM
SUSyklooi
post Oct 11 2019, 10:06 AM

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QUOTE(oldman1920 @ Oct 11 2019, 09:46 AM)
Sifu, if I have 2 kids. 1 kid net top up 8k. Another kid net withdraw 16k. Can practice this way? So, I still entitled for 8k tax relief?
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nope....
the annual tax relief statement
it adds up both the a/c info before calculating the "amaun layak perlepasan cukai"

go SSPN portal online.....
login semakan penyata
then click penyata hasil
then observes how they calculate

SUSyklooi
post Nov 8 2019, 09:21 AM

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yesterday after reading that post...I tried...cannot access.
3 minutes ago, tried again.....can access already
SUSyklooi
post Nov 10 2019, 12:51 AM

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QUOTE(familyfirst @ Nov 9 2019, 10:14 PM)
Hi, wanna use Boost for the first time to pay SPPN but I see that in Boost, only got SSPN-i.  Are they the same?
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while waiting for responses,
try post 2087
I think your query are explained there.
SUSyklooi
post Nov 12 2019, 01:43 PM

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QUOTE(sunami @ Nov 12 2019, 11:21 AM)
edit:
i found this in the boost...so is confirm they have charges..
so the next question..when u pay 1000..u got 1000 coins?
drool.gif
1000 coins can convert to rm 10

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QUOTE(sunami @ Nov 12 2019, 01:39 PM)
Hi...i tried..is good..got the coins and sspn is eligible for mission under bill payment!
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so you also got the 1000 coins that can be converted to RM10?

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