I try to login via this link.
https://myptptn.ptptn.gov.my/ptptn/app/landing

It shows my account does not exist

I was contributer since several years ago
Last login was January this year

Need to perform new registration?

It says:
an amount limited to a maximum of eight thousand ringgit deposited for each basis year for the years of assessment 2025, 2026 and 2027 by that individual for his child into the Skim Simpanan Pendidikan Nasional account established under the Perbadanan Tabung Pendidikan Tinggi Nasional Act 1997 [Act 566]:

Provided that—

(i) if any withdrawal is made from the account by that individual in that basis year, the amount deposited during that year shall be reduced by that withdrawal and regard shall be had only to the reduced amount subject to a maximum amount of eight thousand ringgit;

(ii) the withdrawal referred to in  subparagraph (i) shall not include  the amount withdrawn for higher education which is received by the child;

(iii) where a wife living together with her husband is assessed separately for that year, the deduction under this paragraph shall only be allowed either to the husband or to the wife; and

(iv) the maximum amount of deduction under this paragraph shall apply, notwithstanding that, that individual may have more than one child;

TLDR: One claim (up to a maximum of RM8k pa) can be made EITHER by husband or the wife.

>50% people put in Dec, claim free gift, claim tax relief and withdraw in Jan ..rinse and repeat

There is
Every year must add in new RM8000

As for fresh fund , if you withdraw today deposit tomorrow is fresh fund
Even banks can't say NO

Haha, question.
Year 2025, Wife deposit 8k, Husband withdraws all, Wife relief 8k
Year 2026, Husband deposit 8k, Wife withdraws all, Husband relief 8k
Year 2027, Wife deposit 8k, Husband withdraws all, Wife relief 8k.....
.....
.....
What is the final amount in total for both wife husband account?

The key is net deposit per year. If a person skips a year, it reset the withdrawal count and start from new.
2025 - deposit 8k (can claim tax relief)
2026 - withdraw 8k (forego tax relief)
2027 - deposit 8k (can claim tax relief)

Dividend is pay out yearly around March every year.

Dividend for year 2023 = pay out in March 2024
Dividend for year 2024 = pay out in March 2025

Your deposit (RM8k) in December 2023 would earn you NO dividend for year 2023; so you receive no dividend in March 2024.

The same deposit above, in there since December 2023, would earn you dividend for year 2024; so you will get some dividend in March 2025.

Your another deposit (RM8k) in December 2024 would earn you NO dividend 2024.

i done mine also
got all my money back
instantly

dividend unlikely 4% right? FD ada promo catch first

Is there any way to bypass the 50 cents charge when withdrawing from SSPN to BI?

cabutan WOW! and all of you are disqualify.
*Pendeposit tidak boleh membuat pengeluaran dan/ atau pindahan simpanan
semasa tempoh pengekalan daripada mana-mana akaun yang didepositkan
dalam tempoh kempen untuk melayakkan cabutan.*

it's not easy to win... but more withdrawal = more chance for the rest of us.



SSPN has 31 April 2025 ????!?!?   

Should be announced by next Monday judging from experience.

I guess sspn interest won't be better than 3% due to losses from bad repayment for ptptn loan

The announcement is getting later and later each year. Not sure what's the issue.

SSPN is for tax relief, dividend is cherry on top (a tiny cherry at best)

Why so late announcement on dividend??

Financial mismanagement??

Wait they announce 5% dividend later everyone will come flocking in 🤣🤣🤣 jkjk

Dont make own assumption of how much others ppl are saving inside. There are always outliers from common population. Out of "common' expectations

give you few more months maybe you'll join them complaining.
step down on your high horses