Is this the new tax relief rule for SSPN this year onwards?

Most 'efficient' way is to deposit end of July, withdraw as soon as the 'tempoh pengekalan' finishes. Effective annual rate calculated in a previous post, but you're not going to get that sort of rate anywhere else with guaranteed capital.

Some will consider it too much hassle, of course, so up to individual. I'm planning a significant amount.

Went today. It's easy. Take a number, go to counter, just have a fill in a form with some basic details. And thats it.

Lady mentioned it might take a few days to see the credit though, so its not instant.