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 SSPN, Skim Simpanan Pendidikan Nasional

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Dexter
post Jan 22 2020, 09:26 AM

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QUOTE(cenkudu @ Jan 22 2020, 08:38 AM)
new to this SSPN, does that mean as statement above, we need to have fresh 8K every year to get the tax rebate? Example 8K for taksiran 2019, 16k for taksiran 2020, 24k for taksiran 2021 to be deposit/in account in at least december to enjoy the maximum pelepasan cukai?
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Yes. The bold amount above should show or list as carry forward balance as of 31-Dec each year for full tax rebate eligibility.
Dexter
post Jan 30 2020, 08:30 AM

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QUOTE(lyc1982 @ Jan 29 2020, 03:33 PM)
ok...that means boost top-up is eligible

worth it if deposit rm100 few times to earn more lucky draws ?

ahaha...

edit: is boost top-up considered direct debit ?

hmm.gif
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Every RM100 entitle 1 entry. If u put 1k, means 10 entries.
But a fresh fund is needed. Means your opening balance amount + fresh fund.

I'm not eligible cuz I withdraw a big lump sum already & plan to put fresh fund only near year end (around Nov & Dec)... laugh.gif
Dexter
post Jan 31 2020, 02:42 PM

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QUOTE(epie @ Jan 30 2020, 08:51 AM)
it means opening balance amount for this year or within the contest period?
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Within the contest period, add fresh fund within the period said "3. Tempoh promosi bermula 20 Januari 2020 sehingga 20 Februari 2020. "


QUOTE(lyc1982 @ Jan 30 2020, 10:11 AM)
another noob question...

any fresh fund deposited is automatically enrolled for this contest ?
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Yes. Must within the period said above.
TNC link: https://lovesspn.ptptn.gov.my/images/fail_c...ngxi_angpow.pdf

QUOTE(Barricade @ Jan 30 2020, 11:37 AM)
So slow this year..... dividend not declared yet?
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Recently changed their CEO, that's the reason dividend may be delay.
Dexter
post Feb 7 2020, 02:12 PM

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deleted

This post has been edited by Dexter: Feb 7 2020, 02:14 PM
Dexter
post Feb 11 2020, 10:30 AM

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Seems SSPN online having error by telling me wrong password even though I quite confirm entering correct password.

I shall login when their portal able to login again.
Dexter
post Mar 10 2020, 09:17 AM

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QUOTE(mikeeeee @ Mar 8 2020, 06:06 PM)
Ya don't abuse the system too much. Later they take back the relief for future then we are the one who rugi.
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No tax relief, ppl will consider withdrawing $$ to other places.
Dexter
post Apr 21 2020, 09:19 AM

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I also using 2 accts to pay to same SSPN-i acct, but in moderate way la. Mix with other genuine transactions also, so it won't be easily flag-off as abused account.

So, moderate is the key here.

Btw, SSPN-i withdrawal via online appear at right time at this moment.
Dexter
post May 1 2020, 10:45 AM

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QUOTE(GrumpyNooby @ Apr 29 2020, 10:42 PM)
The purpose is very clear which is to cash out from Boost after 18/5/2020.
Of course at the same time participating in all related Boost Mission - Spend, Pay Bills, PTPTN
At Level 4, each RM 1 can earn 2 coins (base). The cash conversion rate is close to 2% cash back.
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QUOTE(zenquix @ May 1 2020, 08:47 AM)
Boost already updated PTPTN mission to exclude SSPN
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Have to take note that Boost Mission for Bill Payment now excluded SSPN.

user posted image
Dexter
post May 4 2020, 11:57 AM

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QUOTE(familyfirst @ May 4 2020, 10:29 AM)
I never knew we could open account for ourselves.  I always thot its for our kid(s).      Whats the major difference?
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Total amount you've deposited into SSPN last year will be automatically reflect when you fill tax claim in e-Filling website.

If for ownself, it won't reflect automatically as it's not eligible.
Dexter
post Sep 2 2020, 09:35 AM

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QUOTE(vex @ Sep 1 2020, 10:50 AM)
noted, so must be clean 8K go into the account, now day dividend pun macam ada 1K per years d, tot I can deposit only 7K... lol ~
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Dividend not counted as part of 8k deposit yearly & must be fresh fund.

I overlook this last year and ended up my fresh fund (eligible for tax relief is below 8k).
Dexter
post Sep 22 2020, 01:39 PM

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QUOTE(MGM @ Sep 22 2020, 10:24 AM)
With BI can do it any day, night, weekend n public holidays, so convenient.
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Is it comes with minimal cost? (e.g 50 cents per transaction).
Dexter
post Oct 21 2020, 08:54 AM

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QUOTE(guy3288 @ Oct 19 2020, 05:29 PM)
Try 011-1095-2566
Nurajiha PTPTN HQ
Previously yes in and out,
now in in in
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Near to year-end to ensure balance brought forward to last year must be remain by end-Dec + this year eligible amount.
So only IN and no OUT till next year.
Dexter
post Nov 1 2020, 12:54 PM

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QUOTE(TheLegend27 @ Nov 1 2020, 10:43 AM)
no issue. RM999 get 2700 coins. level 5 acc. anyone got 8x?
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I did SSPN trnx amounted RM999 as well, getting 2250 coins only. Level 5.

No issue on odd hour like me 1.13am on Sunday. tongue.gif
Dexter
post Nov 3 2020, 08:56 AM

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QUOTE(ChiaW3n @ Nov 1 2020, 08:10 PM)
My another account level 1 the coins are only few hundred coins 😅😅
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Basic account mah, come to year end, need pump in some $$ back to account. Need basic account to support. brows.gif
Dexter
post Dec 1 2020, 12:19 PM

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If you guys wanna avoid this RM1 fees charged by Boost, you may consider Maybank2U via Pay (Bill) and look for Payee as below.

I did one lump sum which is beyond the limit that Boost is allow to save fees and time.

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Dexter
post Dec 2 2020, 02:18 PM

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QUOTE(Huawei88 @ Dec 1 2020, 12:27 PM)
Correct me if I am wrong.
I thought the main reason ppl top up SSPN using boost is because of the cashback from credit card and also boost coins. The maybank2u method u mentioned is similar to FPX?  confused.gif  confused.gif
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Yes. My Boost doesn't have enough limit for me to pump in fund. Even I try to create Basic account, it's time-consuming (2k limit per acct per mth).
So, remaining fund I need to use Maybank2U.

Amount that I need to pump back exceeded 30k, due to I've withdraw all $$ and left minimum amount beginning of the year.
I start depositing since year 2014.


QUOTE(memorylane @ Dec 1 2020, 02:28 PM)
if you use m2u, you avoided the RM1 charge, but lost the opportunity to earn credit card cash back and Boost coins... which rewards multiple times than Rm1 charge.
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Last time use to be quite rewarding, RM1 fees is rewarded with rm10+ worth of coins. Now seems different story, one of account is capped to 110 coins.
If next year SSPN is cap at certain ratio. I might abandon this wallet.
Dexter
post Dec 29 2020, 08:18 PM

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This few days, if possible use FPX if you want it the amount reflect in your account.

I can't risk it with Boost at very last min. Just pump the remaining amount (include cents) I need to make it eligible using FPX today.
Dexter
post Dec 30 2020, 09:08 AM

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QUOTE(MUM @ Dec 29 2020, 08:23 PM)
try post 5201?
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Yes. My 1st try on FPX as per post 5201 mentioned.
I wanna claim free gift faster from SSPN officer as they need 7 days trnx proof for an eligible amount.
Dexter
post Jan 1 2021, 04:30 PM

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QUOTE(MUM @ Dec 30 2020, 09:12 AM)
the details reflected in your account (both bank a/c and SSPN a/c) can not be used for that purposes?
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Can. Other than FPX, bill payment via M2U and Boost are eligible.
But they not asking details in SSPN acct as they can access as well.

I just need to provide receipt of payment for last 7 days that I received from email.

This post has been edited by Dexter: Jan 1 2021, 04:31 PM
Dexter
post Jan 7 2021, 03:06 PM

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Last year, when online withdrawal still not available, branch informed me that withdrawal can be done mid-Jan through their system by visiting their branch.

Likely for this year when system re-open for withdrawal (online) around 2nd week (mid-month).

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