Outline ·
[ Standard ] ·
Linear+
SSPN, Skim Simpanan Pendidikan Nasional
|
CSW1990
|
Feb 18 2021, 01:56 PM
|
|
QUOTE(canjeth @ Feb 18 2021, 12:18 PM) Based on the Gong Xi Ang Pow campaign last year starting on 20 Jan, dividend was subsequently declared and Ganjaran Kesetiaan campaign started after 16 days on 5 Feb. So since the Gong Xi Ang Pow campaign for this year started on 8 Feb, do you all think it is safe to assume that dividend declaration and Ganjaran Kesetiaan campaign kickoff will be on or around 24 Feb? CNY this year later so dividend and ganjaran later. Anyone has the dates for 2019 so can further compare if this trend is true? Hmm why not just wait it to be announced. We can’t do anything now no matter it gives 3% or 10% dividend this year. it is confirmed will be higher than FD. If give 3% dividend for 2020, what to do? Got other option like sspn with guarantee 2.5% dividend and high liquidity?
|
|
|
|
|
|
CSW1990
|
Feb 23 2021, 05:10 PM
|
|
QUOTE(Kaptain_Planet @ Feb 23 2021, 04:36 PM)  dividend is up. its 4%. can contact our team fir any further enquiries. got gifts for johoreans https://www.sspnutcjb.com/hubungiContact the team for free gift after top up?
|
|
|
|
|
|
CSW1990
|
Feb 24 2021, 04:03 PM
|
|
The dividend shown in the terperinci page. parked in last few months by last year end for tax relief purpose. Get rm28 for dividend
|
|
|
|
|
|
CSW1990
|
Feb 24 2021, 04:29 PM
|
|
QUOTE(tsutsugami86 @ Feb 24 2021, 04:12 PM) I can consider to move the emergency fund to keep at SSPN (Better return than FD & Money market fund) Bad thing is the dividend paid yearly  ya, just the bad feeling to see return masuk sekali setahun. better return than FD, MMF, and no need to spamming try luck on ASNB. considered as zero risk as well. but i remember some sifu said need to top up before 5th of month in order to get the dividend of that month? maybe just need to take note on this.
|
|
|
|
|
|
CSW1990
|
Mar 25 2021, 03:46 PM
|
|
QUOTE(tsutsugami86 @ Mar 25 2021, 11:07 AM) Should be bank in RM 100 (1% of RM 10K) to your account on Jul 2021 Yeah From what I understood is 1% of the total amount you invested in during the period. Looks nice, plan to top up on 1-apr and treat it as a 3months FD with extra bonus
|
|
|
|
|
|
CSW1990
|
Mar 25 2021, 05:55 PM
|
|
QUOTE(tsutsugami86 @ Mar 25 2021, 05:27 PM) i think not entitle, you need to wait next year.  I think as long as received email notification from SSPn on this campaign, means entitled right? If no received then not entitled? Or email sent to every sspn holder? How to officially know whether entitled or not ? This post has been edited by CSW1990: Mar 25 2021, 05:56 PM
|
|
|
|
|
|
CSW1990
|
Mar 25 2021, 06:03 PM
|
|
QUOTE(MUM @ Mar 25 2021, 05:58 PM) Tempoh kempen bermula 24 Februari 2021 sehingga 30 April 2021 KELAYAKAN 5. Terbuka kepada pendeposit yang membuka akaun SSPN-i sebelum tahun 2018 (“akaun yang layak”). more https://www.ptptn.gov.my/images/fail/promos...etiaan_2021.pdfI have few Sspn account, one is open in ten years ago when borrowing ptptn. One is open to get tax relief under kid name in 2019. Both are logged in under same ID& password So mean I need to top up into the old account only will get the 1%?
|
|
|
|
|
|
CSW1990
|
Mar 25 2021, 08:52 PM
|
|
QUOTE(MUM @ Mar 25 2021, 06:06 PM) from that same link 6. Membuat penambahan simpanan terkumpul sekurang-kurangnya RM500 pada akaun yang layak (tidak termasuk dividen tahun semasa) tanpa ada pengeluaran daripada mana-mana akaun di bawah pendeposit yang sama dalam tempoh kempen. read that link for more details..... QUOTE(mikeeeee @ Mar 25 2021, 06:29 PM) alright thanks. after checking, my old account eligible but not for the account open in 2019 used for tax relief one
|
|
|
|
|
|
CSW1990
|
May 22 2021, 10:56 PM
|
|
QUOTE(guy3288 @ May 20 2021, 01:04 AM) i just started kiple pay 3 days ago, not much can put in Daily limit RM1000, after done 3 days, no more, weekly limit only RM3000 monthly i guess 4999 la how to launder by FPX?  if 10 think they tak layan BI can see in transaction limit, normal saving acc BR dont know how high can go New to this kiplepay.. first time heard of it. Will get cash back from cash rebate type CC with top up into Kiplepay?
|
|
|
|
|
|
CSW1990
|
Jun 16 2021, 12:31 AM
|
|
QUOTE(wongmunkeong @ Jun 14 2021, 04:00 PM) technically not a good idea unless have too much cash flow until dunno what to do with it la OR just after the 4%pa average returns (not sure stuff ya) without tax relief coz once in, say $100K in and kept until Jan 01 2022 - way above the $8K tax relief - then from next year onwards, still stuck $100K unless dont want the tax relief coz tax relief = net of cash in LESS cash out of SSPN for the year. If my own acc (open during ptptn loan) I park 100k this year into it and next year withdraw all, it should not affect the tax relief next year if I put another net 8k into the acc under my children right?
|
|
|
|
|
|
CSW1990
|
Jun 16 2021, 10:06 PM
|
|
QUOTE(thinkhappy @ Jun 16 2021, 10:03 PM) hi, have anyone receive sspn deposit from shopee on 11-jun & 12-jun? my SSPN top up from Shopee on 11/6 not yet reflected in my SSPN acc yet.
|
|
|
|
|
|
CSW1990
|
Nov 1 2021, 01:57 PM
|
|
QUOTE(lowyat101 @ Nov 1 2021, 11:27 AM) hi sifus, planning to withdraw from my sspn for the 1st time. from this link: https://www.ptptn.gov.my/KalkulatorDividen/Utama1) does it means that i shall withdraw on 6 Nov, in order to enjoy the interest for the month of Nov right? 2) also from the link above, seems that there's no interest from Dec 6 onwards. if i want to withdraw for this year and deposit again next year for the tax relief purpose, the best date to withdraw will be on the 6 Dec right? thanks in advance For tax relief purpose, you need to have + net 8k for the year by 31/12 and withdraw after 1/1. But if you already have the 8k by 5/12 and want withdraw and enjoy the dec interest, need withdraw on 6-Jan
|
|
|
|
|
|
CSW1990
|
Nov 1 2021, 04:48 PM
|
|
QUOTE(lowyat101 @ Nov 1 2021, 02:21 PM) tq for the comment, yes i was referring to the extra above the 8k. but if i withdraw it on the 6-Jan, meaning for next year will need to top-up more to have the net positive 8k. so looks like i need to withdraw on the 6-Dec so that it's still within this year and i just maintain the net positive of 8k under this year's total. is my understanding correct? For example total balance amount on 31/12/21: 15k To get tax relief for 2022, need to have 23k on 31/12/22. need maintain net positive 8k every year
|
|
|
|
|
|
CSW1990
|
Jan 10 2022, 11:51 AM
|
|
QUOTE(ben3003 @ Jan 10 2022, 11:40 AM) Hi guys, SSPN Prime deposit how long to show up? cos i topup via shopeepay on 02/01/2022 but still nothing yet. Shopeepay showed successful tho. Mine deposit on 2-Jan through shopee too and not shown in sspn system yet. Wait few more days to see
|
|
|
|
|
|
CSW1990
|
Feb 22 2022, 10:49 PM
|
|
A bit surprised on the 3% ... anyway it is still higher than FD, and easier to get as compared to ASNB. can’t compare to other investment tools as the risk level are different
|
|
|
|
|
|
CSW1990
|
Mar 24 2022, 11:41 PM
|
|
I have 2 sspn account, 1st one is under my name open in 2008 for ptptn, 2nd one is under my kid name for tax relief. For the recent ganjaran kesetiaan 1%, should will still get the 1% at the end if I take out all from my 2nd account and put into 1st account right?
|
|
|
|
|
|
CSW1990
|
Apr 10 2022, 07:24 PM
|
|
Anyone can advise how to add nominee for sspn? Need go branch or can do online or submit & mail hardcopy form to HQ?
|
|
|
|
|
|
CSW1990
|
Apr 11 2022, 01:50 PM
|
|
QUOTE(poweredbydiscuz @ Feb 9 2022, 12:28 PM) Thanks. Just now live chat on their website, the agent said can make nomination with this form: https://www.ptptn.gov.my/images/fail/borang...2018-Pin.-3.pdfJust now I live chat with sspn, they told me I can direct change the nominee through the live chat, just need to inform them Nominee full name , IC, phone number through live chat box. No need submit form or do anything. And unable to check at branch also, this info is updated in system only. Sound strange... anyone know this?
|
|
|
|
|
|
CSW1990
|
Apr 23 2022, 03:23 PM
|
|
QUOTE(poweredbydiscuz @ Apr 20 2022, 02:25 PM) No other way to check the nomination status except ask the live chat. But the CS was kind enough to screenshot the nominee info from their system and send to me. I have asked the live chat CS to change my nominee. The process is very simple and direct but unable to verify with branch except the live chat.. for me it is a bit strange and dangerous if one has much portion of cash put into sspn and just leave it there park long time.ok like if someone know my IC, mobile number, address etc he/she can direct change my nominee anytime without any notification to me
|
|
|
|
|
|
CSW1990
|
Aug 2 2022, 04:31 PM
|
|
Finally few more days later can take out from SSPn for ganjaran
|
|
|
|
|