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Credit Cards Places to use MasterCard PayPass and Visa payWave, It's rare indeed

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TSOM
post Jul 30 2016, 06:42 AM

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which malaysia banks issue Mastercard Paypass debit card?
iamshf
post Jul 30 2016, 07:18 PM

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QUOTE(MF2 @ Jul 28 2016, 11:13 PM)
Last week at midvalley, i already have maybank card with paywave but I'm keen to try the MaybankPay. So, i gave my name to Maybank and they send email to invite. Download the App at Google playstore.

Experience : the cashier look awkward on using paywave with nfc enabled smartphone. After i wave on it. The cashier said " first time , i saw paywave user using smartphone".

Benefits : i can browse the history where i spent. There is a location stated in the history.
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how to use paywave with nfc enabled smartphone?
kart
post Jul 30 2016, 10:28 PM

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QUOTE(TSOM @ Jul 30 2016, 06:42 AM)
which malaysia banks issue Mastercard Paypass debit card?
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Public Bank MasterCard Lifestyle Debit Card
RHB Debit MasterCard
AmBank Debit MasterCard

limeuu
post Jul 30 2016, 10:44 PM

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QUOTE(kart @ Jul 30 2016, 10:28 PM)
Public Bank MasterCard Lifestyle Debit Card
RHB Debit MasterCard
AmBank Debit MasterCard
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Interesting....rhb gave me visa....wonder how they decide which to assign to customers...
aromachong
post Jul 30 2016, 10:57 PM

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QUOTE(kart @ Jul 30 2016, 10:28 PM)
Public Bank MasterCard Lifestyle Debit Card
RHB Debit MasterCard
AmBank Debit MasterCard
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wondering why some banks don't implement paywave function?
moonsatelite
post Aug 13 2016, 12:37 AM

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Anyone had a problem of 'Declined' when paying using PayPass but works if using chip? I tried at McDonalds with my CIMB Debit Card and was declined when wave but worked when using the chip. Is my card faulty or the bank is at fault here?

This post has been edited by moonsatelite: Aug 13 2016, 12:37 AM
Wongchoy
post Aug 13 2016, 01:29 AM

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QUOTE(moonsatelite @ Aug 13 2016, 12:37 AM)
Anyone had a problem of 'Declined' when paying using PayPass but works if using chip? I tried at McDonalds with my CIMB Debit Card and was declined when wave but worked when using the chip. Is my card faulty or the bank is at fault here?
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No problem at all. It is just that they could only accept visa brand contactless card and not MasterCard one.
kart
post Aug 13 2016, 08:28 AM

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QUOTE(Wongchoy @ Aug 13 2016, 01:29 AM)
It is just that they could only accept visa brand contactless card and not MasterCard one.
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That is weird. MasterCard Contactless, Visa payWave and America Express ExpressPay cards are all based on the same ISO/IEC 14443 standard, so contactless card reader should be compatible with any of three types of cards.

kit2
post Aug 13 2016, 10:14 AM

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QUOTE(kart @ Aug 13 2016, 08:28 AM)
That is weird. MasterCard Contactless, Visa payWave and America Express ExpressPay cards are all based on the same ISO/IEC 14443 standard, so contactless card reader should be compatible with any of three types of cards.
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they are not incompatible. it is just that the merchant's bank that chooses to restrict. same issue with sogo. their contactless is provided by rhb and can read both visa and mastercard, but denies mastercard.
kart
post Aug 13 2016, 10:33 AM

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Thanks for your reply, kit2. Do you know the reason why they choose to block MasterCard Contactless card?

It cannot be due to interchange fee, which is the same for Visa and MasterCard card, as per Bank Negara Malaysia's ruling.
Wongchoy
post Aug 13 2016, 01:57 PM

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QUOTE(kart @ Aug 13 2016, 10:33 AM)
Thanks for your reply, kit2. Do you know the reason why they choose to block MasterCard Contactless card?

It cannot be due to interchange fee, which is the same for Visa and MasterCard card, as per Bank Negara Malaysia's ruling.
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Give them some time. It is achievable just like in Singapore, pay wave, pay pass, and AMEX contactless all in one reader.
leo_kiatez
post Aug 13 2016, 05:42 PM

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QUOTE(Wongchoy @ Aug 13 2016, 01:57 PM)
Give them some time. It is achievable just like in Singapore, pay wave, pay pass, and AMEX contactless all in one reader.
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Does MC Donald's msia accept AMEX swipe or AMEXcontactless at their terminal?
kit2
post Aug 13 2016, 08:07 PM

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QUOTE(kart @ Aug 13 2016, 10:33 AM)
Thanks for your reply, kit2. Do you know the reason why they choose to block MasterCard Contactless card?

It cannot be due to interchange fee, which is the same for Visa and MasterCard card, as per Bank Negara Malaysia's ruling.
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nope. often i dont understand why malaysian banks are doing certain things like this one. smile.gif
alexwsk
post Aug 13 2016, 08:21 PM

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QUOTE(leo_kiatez @ Aug 13 2016, 05:42 PM)
Does MC Donald's msia accept AMEX swipe or AMEXcontactless at their terminal?
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amex swipe only
Alec.Yong
post Aug 13 2016, 10:06 PM

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QUOTE(kit2 @ Aug 13 2016, 10:14 AM)
they are not incompatible. it is just that the merchant's bank that chooses to restrict. same issue with sogo. their contactless is provided by rhb and can read both visa and  mastercard, but denies mastercard.
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You mean Sogo's RHB contactless terminal only accepted RHB bank paywave and payPass only? Other bank's paywave and payPass not accepted?
Wongchoy
post Aug 14 2016, 12:22 AM

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QUOTE(Alec.Yong @ Aug 13 2016, 10:06 PM)
You mean Sogo's RHB contactless terminal only accepted RHB bank paywave and payPass only? Other bank's paywave and payPass not accepted?
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What he is trying to say is that RHB provided Sogo the card reader to process contactless transaction at their counter. While the reader features both Visa Paywave and MC Paypass mark, only Visa Paywave transactions could be process. So basically, all paywave cards are accepted for contactless, and all pay pass cards will have to be swiped, including RHB MasterCard.
kit2
post Aug 14 2016, 03:09 AM

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QUOTE(Alec.Yong @ Aug 13 2016, 10:06 PM)
You mean Sogo's RHB contactless terminal only accepted RHB bank paywave and payPass only? Other bank's paywave and payPass not accepted?
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ihe contactless accepts visa only, not mastercard. nothing to do with card issuing bank.
DarReNz
post Aug 14 2016, 02:28 PM

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anyone successfully use the paypass/pawave at chatime ? tried PBB VS but doesn't work there

This post has been edited by DarReNz: Aug 14 2016, 02:30 PM
vin_ann
post Sep 1 2016, 06:51 PM

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QUOTE(DarReNz @ Aug 14 2016, 02:28 PM)
anyone successfully use the paypass/pawave at chatime ? tried PBB VS but doesn't work there
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I did few payments via my Maybank Visa Paywave.

On another topic, anyone did try MaybankPay app? Let me share my experience.

Last weekend, I downloaded the app, added my Maybank ATM card which have Visa Paywave to MaybankPay app.

First tap & pay at Village Grocer which have Visa Paywave terminal.

Second tap & pay at McDonalds!
vin_ann
post Sep 1 2016, 06:54 PM

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QUOTE(cannavaro @ Mar 31 2011, 06:10 PM)
MasterCard PayPass
Visa payWave

I fancy paypass and paywave despite knowing the risk behind this contactless payment system. It's really convenient and fast. Unfortunately, not many merchants use it, and even when you see those who do; most of the time it doesn't work!  doh.gif

Let's share our experience, or should I say start a list.
PayPass:
TESCO, Mutiara Damansara
-Tried many times, the cashier always say 'rosak'.

New Zealand Naturals, The Curve
-2 successful purchases so far, and that was quite a while back. I'd like to think that it still works.

payWave:
Baskin Robbins, The Curve
-Got to use it only once, during the last 2 or 3 visits however the cashier said the wave terminal is not working 

GSC 1Utama/GSC Tropicana Mall, concessionaire counter dedicated for EON GSC card members
-Works all the time! Strangely though the cashier always ask for the card instead of letting you 'wave' it yourself.
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Ts, are u still active here??? Can update ur first post?

FYI:

All BHP petrol kiosks in Klang Valley have PayPass ready terminal ! Tried my CIMB CR which have Master PayPass feature and works wonderfully !

Thanks


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