I thought only me alone. My payment due date was yesterday and I paid via M2U on 29th July's evening, hopefully it went through. Wanna check also not possible.

Date/Time: 3 Aug 2011 Until further notice ,
Service(s) Affected: Credit Card Account Viewing, Credit Card Payment & Prepaid Reload via Credit Card

i normally pay extra until the cc owes me,
they will send the statement.

somehow i like to see statement saying the cc owes me.

instead of paying until RM0 balance and wondering whether they receive the payment or not. or statement got lost etc etc

Can u explain why u dont recomment to overpay credit card? The surplus still can be used to make purchase rite.

you must be mistaken.
nobody in their correct mind would pay few thousands extra to cc.

pay extra rm50 got what interest?

Why would one want to pay extra to their credit card? I don't see any reason why.
What my family members does is that we pay our credit cards on the last few days before the statement is due. Especially if the statement is due in the beginning of the month, we pay after the end of the month to get the interest in our saving account before paying the credit card bills off. But CIMB all due on the 31st I think. Whole point of having a credit card is to be able to make purchases on credit no? lol

Direct Access will be discontinued by end of the year. Those having current account at Direct Access will be migrated to CIMB Preferred while credit card from DA will be changed to VI/WM upon expiry of the anniversary date of the credit card. They are doing in stages till end of the year. My C/A has migrated to CIMB Preferred already.

Not really. I have checked with them too whether I need to maintain RM200K (which I do not have) as the pre-requisite for opening of a CIMB Preferred a/c. They said just for this DA migration, no need to maintain, conditions are the same as previously enjoyed in DA.

I think they will review each DA a/c before assigning which a/c to be migrated to.

I also noticed that a lot of DA credit card holders do not know that they can actually open a Current A/C under DA which give better interest than the normal CIMB C/A

Ya they charged RM1k to the c/c and credit to the SA/CA a/c.

Maybe you should call them to check on the migration

Yes because CIMB wants to discontinue DA so eventually all DA a/cs  and c/c will be converted to CIMB.
I think they have certain conditions that need to be met depending on your credibility with the CIMB.They might migrate yours to equivalent CIMB gold card or upgrade to VI/WM. Mine initially was DA gold card and was upgraded to DA Platinum few yrs ago.

The migration only applicable to DA current a/c. DA will still retain its credit card division.

Wow, I wish it's real ! So I can expect my DA Plat converted to CIMB VS !
If things turn out to be CIMB Plat, I think I'd cancel it.