Sorry, off topic a bit. It is because there is no dedicated thread for Affin Bank Credit Cards.


For AFFINBANK BHPetrol "Touch & Fuel" Mastercard Contactless:

Is it possible to request SST rebate for this credit card, maybe after achieving certain spending requirements?

The purpose of using this credit card is obviously to reload Touch n' Go card, in BHP station during weekend, and some petrol refuelling.

Thank you for your information.

This post has been edited by kart: Feb 9 2020, 09:08 AM

Thank you, cybpsych.


The annual fee of AFFINBANK BHPetrol "Touch & Fuel" Mastercard Contactless is waived for 1st year. The annual fee of RM 150 for subsequent years can be waived with RM 2400 of minimum spending per annum.


For me, RM 2400 of minimum spending per annum is quite high, even if this credit card is used purely for reloading Touch n' Go Card. Since BHP station is quite far from my home, it is quite infrequent for me to use this card for pumping petrol.


For me, using this credit card to reload Touch n' Go Card is worthwhile, since we tend to reload huge amount, in a single transaction.


Probably, I may need to terminate this credit card, before the annual fee for the second year of usage is imposed.

RM 2400 of minimum spending per annum equals to RM 200 of average spending per month.

Is your monthly spending amount via this Affin Bank credit card close to RM 200?

So, for your case, you just call Affin Bank customer service hotline to request for the annual fee waiver, and then Affin Bank customer service executive just gives you the annual fee waiver without further questioning, right?

Yes, you are right. I missed out that the annual fee can be waived with the 12 swipes per year, when I glanced through https://www.affinonline.com/tariff#credit_card.

If that is the case, I may be able to hold on to this credit card much longer. Effectively, the net petrol cashback is slightly less than 10%, because the petrol cashback is used to indirectly pay for SST, and no SST rebate is offered by Affin Bank.

This post has been edited by kart: Feb 11 2020, 10:37 PM