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 Pumping Petrol with your Credit Cards, What cards reward you?

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gerrardling
post Mar 28 2011, 11:25 AM

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how about BHP station ? do they accept AMEX ?
gerrardling
post Apr 5 2011, 12:37 PM

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dont apply for shell credit card. u only get 2.5% cash rebate for gold card and 1.5% cash rebate for classic. better use amex where u can get 5% at weekend at ALL petrol station that accept amex
gerrardling
post Apr 11 2011, 01:02 PM

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QUOTE(Gen-X @ Apr 11 2011, 12:49 PM)
yah, she getting 5% rebate but kena interest charge  doh.gif
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lol. It's a good lesson for those who wants to apply for citibank Shell credit card, read carefully. I hate the word "UP TO ... % rebate " It turns me off every time i see it
gerrardling
post Apr 12 2011, 10:03 AM

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AMEX on weekend + smile card > pb card + smile card
gerrardling
post Apr 12 2011, 10:36 AM

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QUOTE(mizzycoffeelong @ Apr 12 2011, 10:11 AM)
heard citi is going to re-launch their shell card..hope will have more privileges hehe..but nothing is mentioned on their site yet...
http://www.citibank.com.my/english/credit-...credit-card.htm
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whatever changes made, its still a rubbish card. pb esso card, amex is much much better in terms of cash back unless they can offer more than 5% rebate with NO condition, not like last time where u have to pay for the interest in order to enjoy 5% rebate doh.gif
gerrardling
post Apr 22 2011, 10:03 AM

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NEW citibank shell card launched

Citibank Shell Credit Card

the rebate is based on tier

1 300 - 999 4.0% 250
2 1000 - 2499 6.0% 500
3 Above 2500 8.0% 800

This post has been edited by MilesAndMore: Apr 22 2011, 03:44 PM
gerrardling
post Apr 25 2011, 02:46 PM

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QUOTE(muchimuchi @ Apr 25 2011, 02:41 PM)
ya just saw it today...everyday for 8% great deal..for anyone who don't know how to calculate can go here also..they have this format to calculate for you hahaha...
also they are giving out free GPS AGAIN!!!!...but for evry 20th approval so don't really understand how they give it out la...
http://www.citibank.com.my/english/credit-...credit-card.htm
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DONT APPLY for this crap shell card. here why

quoted from bro ronnie
Basically you have to spend retail to get your higher rebate on your fuel purchases.
RM250 x 4% = RM10 rebate per month
RM500 x 6% = RM30 rebate per month
RM800 x 8% = RM64 rebate per month

Basically, you should get the card based on the petrol pumped per pump at Shell....
Only at RM800 per month would you get RM64, more than other cash-back CC (RM50 for OCBC Titanium/Maybankard2 AMEX)

To qualify for Tier 1, you need to spend RM50 per month + RM250 Shell fuel to get RM10 back... which is nett 3.33% Cash Back
To qualify for Tier 2, you need to spend RM500 per month + RM500 Shell fuel to get RM30 back... which is nett 3.00% Cash Back
To qualify for Tier 3, you need to spend RM1700 per month + RM800 Shell fuel to get RM64 back... which is nett 2.56% Cash Back

OCBC Titanium Mastercard/Maybankard2 AMEX beats the crap of these offers with it's solid 5% Cash Back

conclusion citibank shell card still sucks. The rebate keep decreasing if u spend more because there are no rebates for other spending except for Shell fuel. The actual rebate is certainly less than 4% and they use a lots of tricks in hiding it. Even add in bonuslink points which offer 0.5% cashback, AMEX, ocbc and pbb esso still totally pawn this.

This post has been edited by gerrardling: Apr 26 2011, 11:01 AM
gerrardling
post Jun 7 2011, 02:16 PM

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their loyalty card is still the best compare to petronas, shell and bhp
gerrardling
post Jun 7 2011, 04:30 PM

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they want you to pump more. if you pump ron97, i think within 1 year, u can redeem rm45 already
gerrardling
post Aug 22 2011, 02:00 PM

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dont use debit card to pump petrol unless u want to pump at esso station where they allow u to preset the limit
gerrardling
post Aug 29 2011, 10:26 AM

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QUOTE(WhiteWing @ Aug 29 2011, 10:06 AM)
BHP seem more saving. 7.8 % drool.gif while esso is not that much doh.gif
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esso can save you up to 9% on weekend, but NOT on weekday
gerrardling
post Feb 25 2012, 02:58 PM

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QUOTE(aeronic @ Feb 25 2012, 02:30 PM)
hi sifus,
i would like to check with you guys which card from citibank gives you the best rebates for shell purchases if you do not have any outstanding balances? i.e. the kind of person who uses credit card just for perks and pays no interests for outstanding balances.

1) citibank cash back platinum (the blue/green card) which claims to give 5%
or
2) citibank shell gold which claims to give a maximum of 8% but i am not sure how it is calculated

my petrol expenses are about rm300-rm400 per month,

FYI i have both cards with me at the moment and planning to cancel one because the yearly GST cycle for one the cards is coming soon.
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Get cash back platinum card. Shell card only give you maximum 4% cash back only
gerrardling
post Mar 3 2012, 09:58 AM

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QUOTE(aeronic @ Mar 3 2012, 05:00 AM)
So the shell card is useless even at shell if I have the green card?
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what green card ? MBB 2 AMEX (weekend transaction), OCBC titanium and UOB one card gives you solid 5% cash back for petrol transaction
gerrardling
post Mar 3 2012, 12:08 PM

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QUOTE(aeronic @ Mar 3 2012, 11:12 AM)
Sorry for not being specific, I thought I was in the Citibank thread.
I meant Citibank cashback visa platinum aka the fake platinum

If use it at shell it has more returns than the dedicated Citibank shell gold cashback?
That was my question.
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yes, citibank cashback platinum has more return as it gives you 5% rebate, much much better than shell card.
gerrardling
post May 8 2012, 04:43 PM

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QUOTE(ZiNKaK @ May 8 2012, 04:27 PM)
OK..I might be stubborn coz I somehow don't feel the cash back is so low to the extend of RM5 as you mention.. LOL... let's dissect the T&C

Weekly petrol feeding RM 100
Total monthly retail spending is RM100 x 4 = RM400..
Cashback mechanism capping it as RM400 x 20% = RM 80
Hence regardless you pump RM200 or RM100 over the weekend, it will still be calculated as RM 80
So... here we go...

1st week: RM80 x 10% = RM8
2nd week: RM80 x 5% = RM4
3rd week: RM80 x 5% = RM4
4th week: RM80 x 5% = RM4
Total: RM20

Hmm... I somehow come back to the same thing as my prev calculation and I'm pretty firm it's this figure...

Damn me... Please use any other card (Amex/UOB/OCBC/Citi) except this card... it's so confusing!  rclxub.gif
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so far, only ambank can give the most cash back on petrol which is 20%. But this promotion ended on march already

 

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