Mar 19 2011, 11:03 PM
QUOTE(Gen-X @ Mar 19 2011, 06:01 PM)
This thread is for all to post and share how they benefit from their credit cards at petrol stations.
I usually pump at Esso/Mobil where I have their Smiles Card. For every Ringgit I pump at Esso/Mobil, I earn 1 Smiles Point and for every 1000 Smiles points I can redeem for RM15 petrol. That's equivalent to 1.5% cash back. The Esso Smiles Card is FREE, just walk into any Esso Petrol Station and fill up a form and you'll get the card on the spot.
With my OCBC Titanium, I 'll get 5% cash back at all petrol station and adding the Esso Smiles 1.5%, I'll get a total of 6.5% cash back for pumping at Esso.
With Maybankard 2 American Express, I will get 5X Treats Points points everyday at all Petrol Stations but Petronas generally don't accept Amex. The 5X TP is equivalent to about 2.5% cash back in terms of voucher. Therefore adding this 2.5% with Esso Smiles points, I'll get 4% cash back. So you can see that OCBC + Smiles Card combination is better on weekdays.
On weekends, Maybankard 2 Amex gives you 5X Treat Points plus 5% cash back. Add the Esso Smiles Points, you will get back 2.5% (with 5X TP) + 5% cash back (with Maybankard 2 Amex) + 1.5% cash back (in terms of Esso petrol with Smiles Points) = 9% cash back equivalent
Only set back with the Esso Smiles Points is that you only get points for fuel only unlike Bonus Link card where you can earn points at Shell when purchasing engine oil at the counter. Would appreciate those pumping at Shell with Bonus Link post and share how they benefit from the combination.
If you pump at BHP, and you don't have OCBC Titanium MC or Maybankard 2 Amex, do consider UOB One Card where at least you get 2% Smart$ cash with it.
You must be crazy enough to be purchasing engine oil at petrol station mart. You can easily save 40% or more when you buy from spare parts shop or even hypermarket at times.I usually pump at Esso/Mobil where I have their Smiles Card. For every Ringgit I pump at Esso/Mobil, I earn 1 Smiles Point and for every 1000 Smiles points I can redeem for RM15 petrol. That's equivalent to 1.5% cash back. The Esso Smiles Card is FREE, just walk into any Esso Petrol Station and fill up a form and you'll get the card on the spot.
With my OCBC Titanium, I 'll get 5% cash back at all petrol station and adding the Esso Smiles 1.5%, I'll get a total of 6.5% cash back for pumping at Esso.
With Maybankard 2 American Express, I will get 5X Treats Points points everyday at all Petrol Stations but Petronas generally don't accept Amex. The 5X TP is equivalent to about 2.5% cash back in terms of voucher. Therefore adding this 2.5% with Esso Smiles points, I'll get 4% cash back. So you can see that OCBC + Smiles Card combination is better on weekdays.
On weekends, Maybankard 2 Amex gives you 5X Treat Points plus 5% cash back. Add the Esso Smiles Points, you will get back 2.5% (with 5X TP) + 5% cash back (with Maybankard 2 Amex) + 1.5% cash back (in terms of Esso petrol with Smiles Points) = 9% cash back equivalent
Only set back with the Esso Smiles Points is that you only get points for fuel only unlike Bonus Link card where you can earn points at Shell when purchasing engine oil at the counter. Would appreciate those pumping at Shell with Bonus Link post and share how they benefit from the combination.
If you pump at BHP, and you don't have OCBC Titanium MC or Maybankard 2 Amex, do consider UOB One Card where at least you get 2% Smart$ cash with it.
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