Wasn't selected for this offer. Tough luck

I think you got HOUSE Network and MEPS IBG all mixed up. HOUSE Network refers to the shared ATM network for HSBC, OCBC, UOB and StanChart. For online funds transfers, everything will go through MEPS IBG.


For TM, you can pay via www.tmonline.com.my and you'll get 5% cash back.


For Astro, you can make the payment directly from OCBC Online and you'll get 5% cash back too.

This post has been edited by MilesAndMore: May 19 2011, 01:31 AM

No. That is not true. Not for OCBC Bank and not for any other banks on the HOUSE Network either. You are being charged RM0.50 for each successful funds transfer to another bank because you are using the Basic Savings Account from OCBC Bank and this has absolutely nothing to do with HOUSE Network. HOUSE Network is only responsible for ATM cash withdrawals for its member banks and the charge is RM1 for each successful withdrawal (only StanChart Priority Banking customers don't have to pay this fee).

Actually, you should have just stated MEPS IBG. All funds transfers are to be processed through the MEPS network, be it to HSBC, Public Bank or Citibank. HOUSE Network or HOUSE member banks shouldn't be mentioned at all as none of these has anything to do with the online funds transfers which you said you are being charged only RM0.50/transfer.

And by the way, OCBC, HSBC, StanChart and UOB Bank are all MEPS member banks too. All of these banks have long been participating in the MEPS IBG service.

If i'm not mistaken, we can't make payment to TM via OCBC online portal. I pay my TM bills via tmonline.com.my and get 5% cash back. So far i've gotten really lucky and everything charged to my OCBC Titanium MasterCard gets 5% cash back

Well, at least they are still willing to accept VISA/MasterCard with no extra charge

Yes. You are entitled for the RM2 rebate too.

So far so good. Am a DiGi user

Are you supposed to know better than us since you work for them ?

Helped my mom to apply for the OCBC Titanium MasterCard last week. I found out that it was rejected just two days after i sent in the application form. So, i made an appeal on the next morning which is last Friday and my mom received a call from OCBC just about 2 hours later. They requested that my mom fax or email them another supporting document. In my mom's case, they asked for the bank statement from the bank which my mom's salary is credited into which i already email to them on Monday morning. My mom received an sms from OCBC last night that her credit card is on its way

This post has been edited by MilesAndMore: Jul 22 2011, 01:39 AM

Not really unusual. Anyway, this confirms that OCBC still accepts fresh application with just an existing card as reference. Too bad Maybank is not doing this anymore.


No. She doesn't have an existing principal credit card for close to 2 years already. She applied using her payslips only.

It was first rejected. Then i made an appeal. I basically told them that she had 3 principal credit cards from 3 different banks about 2 years ago and there was not a single missed payment. I also told them that she never missed paying for her house mortgage and car loans and the car loans are due to be fully paid up next year. So i asked them to reconsider their decision which they did and now the card is already on its way

There are another 2 to 3 different designs. But the one given by HSBC Msia, OCBC Msia and CIMB Bank looks like the one in the picture posted above. Anyway, i have one given by HSBC HK and it is different from the one we have here. Will post it up when i'm free


It won't work all the time.

This post has been edited by MilesAndMore: Jul 27 2011, 03:33 PM

Email them as soon as you find out that your application has been rejected.

If you have an OCBC account, you can just do an internal transfer online. Alternatively, you can also make the payment by cheque (mail it to them or drop it via their cheque deposit machine), cash (via their cash deposit machine or counter) or IBG (Interbank GIRO). Please refer to this thread for more information.

Because Metrojaya is not in the grocery category.

For MAXIS postpaid paid via UOB Payonline, you'll get 5%. I've been doing to for my dad for a few months now

Try to send an email to cap@ocbc.com and ask them to email you an application for their Titanium MasterCard. Once you've received it, fill-in everything and send it back to the same email address along with all the necessary supporting documents.

Gen-X has gone for holiday and will only be back by weekend. Anyway, a few of us have successfully got it using just our existing credit card more than 1 year old as reference and no, the actual income is actually lower than the required RM36k. So i guess it depends on your luck really. No harm trying

For Maybank, RM0.50 is the cheapest and this rate applies only to their basic account for the first two IBG done in a month. The cheapest one would be totally free given to **HSBC Premier, **HSBC Premier-i, **HSBC Advance, **HSBC Advance-i (**unlimited), OCBC (just the iQ account and depends on which iQ account you have) and AmBank AMSTAR (5x times only per month). Citibank and Standard Chartered on the other hand, charge a one-flat rate of RM0.50/transfer for all account types.

Do you have an existing credit card that you've been using more than 1 year ? If you have, you can to apply using that first.