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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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TSronnie
post Nov 3 2011, 12:01 AM

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QUOTE(echoesian @ Nov 2 2011, 11:17 PM)
How come OCBC online cannot pay TM bill? It says only applicable to Credit Card Holders? What does it mean?
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You got it the other around.
TM Bill can be paid using CASA only ... OCBC Credit Card cannot be use for TM Bill payment.
Alternative is to pay via TM Online or go to your nearest TMPoint
TSronnie
post Nov 3 2011, 02:23 PM

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QUOTE(echoesian @ Nov 3 2011, 01:49 PM)
MBB 2 is better than OCBC Titanium but it is only good on weekends
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Both has its own pro and con... that why I have both cards smile.gif
TSronnie
post Nov 4 2011, 12:25 AM

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QUOTE(echoesian @ Nov 4 2011, 12:11 AM)
Yes, unless every month you have max out the RM50 limit with OCBC Titanium.
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Unfortunately I do max out every month... so sad not enough rebates.
TSronnie
post Nov 4 2011, 10:57 AM

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QUOTE(Ah hao @ Nov 4 2011, 10:36 AM)
do u guys/girls know any company that provides rebate for auto billing ?

i only know digi have such things, but my relatives tell me telekom(rm4 rebates, don't know true or not...)  and many others have such rebates too, any idea ?
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TM does offer RM2 rebate per TM service if you opt for Autobilling via TMPoint (not thru OCBC)
TSronnie
post Nov 4 2011, 05:46 PM

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QUOTE(echoesian @ Nov 4 2011, 05:00 PM)
even though u max out every month but u also need to pay the RM50 GST but anyhow it's just for one time per year
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once i maxed out RM1k each month spending, it's free annual usage bonus of RM50... (RM1k x 12 = RM12k >RM10k requirement.)
TSronnie
post Nov 4 2011, 05:48 PM

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QUOTE(shiroikun @ Nov 4 2011, 05:12 PM)
what is the T&C? first come first serve like SCB bill payment event?
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only Cardmember who receive the SMS gets to participate.
It's first come, first serve contest with very very low chance of getting it.
TSronnie
post Nov 5 2011, 12:07 PM

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QUOTE(erry- @ Nov 5 2011, 12:36 AM)
hehe. guys, the rm2 rebate for mastercard, is by TM.

so if u have 1 phone number only, u get rm4.

if u have 1 phone number + 1 streamyx, u get rm4.

if u have 2 phone numbers + 1 streamyx, u get rm6.

and so on ~
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If I have 1 primary phone line, 1 supplementary phone line, 2 Streamyx, do I get RM8 rebate ?
TSronnie
post Nov 5 2011, 06:39 PM

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QUOTE(echoesian @ Nov 5 2011, 04:52 PM)
Just curious when did this card launch?

Added on November 5, 2011, 4:56 pmHow do you guys check the MCC code? The cc receipt does not have this MCC code indicated?
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Launched slightly more than a year ago.. around Sep 2010.
MCC codes are not known. You may call the CS to enquire a particular merchant's MCC.
TSronnie
post Nov 6 2011, 11:49 AM

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QUOTE(erry- @ Nov 5 2011, 08:35 PM)
house phone line can have primary & supp line eh?
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Previous offer... now no more already brows.gif brows.gif thumbup.gif rolleyes.gif
TSronnie
post Nov 15 2011, 02:12 PM

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QUOTE(cenkudu @ Nov 15 2011, 01:46 PM)
beside amex, is OCBC 1% cash rebates for other purchases are considered highest compare to other credit cards
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The 1% is cap together with the 5% up to RM50 per month.
QUOTE
Other cards with unlimited 1% cash-back is HLB Essential Visa (except petrol spends)
Other cards with unlimited 0.5% cash-back is SCB Business Visa (except petrol spends)
Other cards with unlimited 0.3% cash-back is UOB One Card + Citibank Cash-Back Platinum
TSronnie
post Nov 15 2011, 02:30 PM

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QUOTE(gsc @ Nov 15 2011, 02:16 PM)
I applied OCBC titanium card using their terminal beside the ATM, I am very impressed by their efficiency. The card was approved instantly with the credit stated on the computer screen.
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Is that terminal at OCBC HQ ?
TSronnie
post Nov 16 2011, 12:00 AM

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QUOTE(Gen-X @ Nov 15 2011, 11:52 PM)
did you guys receive pamphlet informing that OCBC cards get extra 2% rebate for overseas? Promotion starts on21st Nov to8 January 2012. However, only RM8K per week is allocated for this promo! On top of that, max rebate per cardholder limited to RM100 through out the promotion period!!!
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Let me check my Paper Statement when it arrives in the next few days....
Is the 2% on top of the existing monthly cash-back quota of RM50 ?
TSronnie
post Nov 16 2011, 12:04 AM

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I did receive a SMS to spend RM3888 (first 300 OCBC members) gets free passes to Kenny Hoo Feng Shui Talk.
TSronnie
post Nov 16 2011, 01:50 AM

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Payment of Maxis phone bill at Maxis Centre @ The Gardens gets 1% Rebate vmad.gif mad.gif
I will call OCBC to confirm the MCC for that transaction.

This post has been edited by ronnie: Nov 16 2011, 01:54 AM
TSronnie
post Nov 16 2011, 03:46 PM

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Maxis Centre @ The Gardens uses MCC code 4812 "Telecommunications Equipment including telephone sales"

Thus, IT IS NOT ADVISABLE to pay your phone bills there ;-)
TSronnie
post Nov 16 2011, 04:14 PM

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QUOTE(andyfriends @ Nov 16 2011, 03:55 PM)
i do direct debit.  on top oof 5% another RM2 from maxis (if not mistaken)
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I don't think there's any auto-debit discount any more from Maxis. Can you confirm ?
You will get RM5 E-bill discount only.
TSronnie
post Nov 16 2011, 10:43 PM

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QUOTE(farscope @ Nov 16 2011, 04:21 PM)
everything maxed at RM50.. how to do calculations.. besides, my bills sure exceed one.. lol..
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Try to use Excel lah doh.gif doh.gif
TSronnie
post Nov 17 2011, 07:26 AM

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QUOTE(cheesiong2010 @ Nov 17 2011, 12:06 AM)
Jusco AU2 only give 1% cashback sad.gif
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Expected lah....
TSronnie
post Nov 17 2011, 08:59 AM

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QUOTE(farscope @ Nov 17 2011, 08:39 AM)
i think u dun get wat i mean la.. doh.gif doh.gif

i can assume the rebates and do it in excel but everything total sure >Rm50.. doh.gif

what i mean is, i wont know what i assumed is correct or not unless its <RM50 or ocbc break down the calculations for me..
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You can always call OCBC CS line to enquire the MCC code for each treansaction you make.
They can tell you directly as its shown on their screen. OCBC don't need to call you back after "researching".

If you hit RM50 consistently thumbup.gif sweat.gif , it doesn't matter how they calculate.
I keep each record to ensure I hit the target RM50 just right (with few sens added)
TSronnie
post Nov 17 2011, 09:22 AM

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QUOTE(gerrardling @ Nov 17 2011, 09:06 AM)
how about auto debit ? can they check which MCC code is it ?
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Why not ??
It's good to check the MCC so we can know why a merchant doesn't get 5%.
I always ask OCBC if my 5% assumption is wrong. Also to update my first post.
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