heard azizi ali talking in his silver investment workshop today, he is very bullish about property market, he gave advise to sell the properties to realize actual profit, do not buy property for investment now,

Singapore HDB (good quality houses, and can't compare at all with Malaysia low cost flat(some called it slum, and i admit), it respects the dignity and basic necessity for people who serve for the country)
Come on la people( pls be considerate to the young ones, dun suka suka u guys still got option,> low cost flat, in fact, i been thru tat as well, everyday have to reach home earlier to fight for the car park, if too late, stuck ur car behind ppl car, then w/o ur handbreak, morning, let ppl move ur car freely up n down n pray earnestly not rolling down the slopes)
at 1am when u need to sleep after a heavy work, pray those "black ppl" not getting drunk n having party n open disco, in fact, i ady make telephone call to report to Police many times, u know, how efficient is our public services, reach within 30 mins, tegur a bit, they stop the loud music a while, then continue again, if u go to argue with the "black ppl", they will belasah you...malicious damage to ur car" ... n hope do not bring back ur gf or if u happen to have a daughter, be afraid of sexual harrassment, rape, stalker or whatever u called it... drug addicits are common to c ...stolen cars ..motorcycle...n etc )

nice one

look back human history, the word job is only created when the industrial age came. there was no such thing as job, monthly salary, annual increment, annual bonus, etc back then. our ancestors did not have a resume, they did not go for job interview or job hopping and yet some have accumulate significant wealth. everyone, i mean everyone was doing some form of business to earn their living and some ultimately got very rich. just like today, only people some got very rich. "job" is only created to make the best use of human labour (whether blue collar or white collar) by paying them penny compare to how much the business can generate profit. when we are in a job, we are in the mercy of our boss, how much he is willing to pay us. if you argue you can hop to another job, great! you are still getting your new and higher salary in the mercy of your new boss. and regardless how high you climb the corporate ladder, there will always be someone telling you what you should do,  he will be judging you and tell you how much you worth. oh, in case you have not noticed, the boss might also be not be as smart as you are, he is your boss simply because he has some connection or additional few years of "experience". in the event of problem arise, he might solve a problem at your level of competency

why want to climb the corporate ladder when you can create and own one? i dont know the existence of any law to prevent you from doing your own business. how much you earn is total responsibility of yourself and only yourself. a lot of people complain that their salary has not increased and they didnt make enough money. we are conditioned and programmed by our schools to remember that working for a salary is the only way to make money. i cant recall if any of my teacher has told me "if you want to be rich, dont get a job". all i can remember is "get a job so that you can earn a lot of money" - which proven wrong in today's society. well, that was probably still true during the 80s in malaysia. today, throughout world, only those who can adapt to change, be creative and innovation, fixing problem at the root level can make a lot of money. unfortunately, being in a job does not allow a person to change (because of company policy), does not allow a person to be creative and innovation (because of company policy) and do not allow you to fix the problem at the root level (again, you guess it, because of company policy).

US is printing more and more money, how could inflation do not rise? QE2 is coming to the end. exciting show is ahead. it's a matter of time for global economy crisis (it's not a matter of "would it happen", it's a matter of "when would it happen"). by that time, do you think job is still a good option? instead of relying for a job to pay for a property, how about create some new job to pay for it 

I just have too many options in my life, thats all.

wat bout me bro wwwcomment?
I have no option but hv to stay in TakBolehland, wanna wish me good luck also?

one of my friends bought his property recently.
while he is taking his loan, he just asked about his 'available' credit for his next purchase.
the banker told him he still got about rm800k for his next loan before being capped by 70% LTV.
the banker further advise that he should mati mati get a property around rm800k as his next purchase else he would have wasted hi credit opportunity?
i was thinking wtf??!!

lucerne,

<<til date, no one can deny majority of ppl invest in prop made $ over long term. those loss $ is minority. >>

I disagree with you.  Through my first hand hand knowledge of many friends and families, majority of people LOSE MONEY on property investment.  Only a small minority makes money.

Dreamer

my opinion is
crash only comes unexpectedly

i also work in MNC fortune 500 company
there are times we are expanding, hiring like cracy
then suddenly economics down
cut cost, freeze hiring any where..., voluntary resignation ...
not only my company
all the competitors experienced the same
meaning even big MNCs also cannot predict and sometimes over optimistic

well that is why we call crash...