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 American Express® Cards v3, Treatpoints & Membership Rewards™

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BenChiew
post Jan 22 2024, 09:54 PM

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QUOTE(sadukarzz @ Jan 22 2024, 02:22 PM)
yeah, any figure whether any other cards than ABMB gives you points for jompay?
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Try RHB or HSBC cards.
BenChiew
post Jan 23 2024, 08:30 AM

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From: Kuala Lunpur


QUOTE(chesterst @ Jan 23 2024, 07:24 AM)
Hello, which Mercedes Benz dealership accepts Amex for purchase of their new cars? Thank you.
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I don’t think you can buy a merc from a dealership now.
Everyone buys direct from mercedes like Tesla. All done online. You transfer the deposit directly to mercedes’s bank account.
BenChiew
post Jan 23 2024, 03:40 PM

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QUOTE(chesterst @ Jan 23 2024, 11:41 AM)
Still can
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Hmm. salesman from the dealership help the buyer key in?
BenChiew
post Jan 29 2024, 06:50 AM

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QUOTE(rufinus @ Jan 28 2024, 08:58 PM)
Hi guys just want to find out what’s the max limit on AMEX Gold Charge card for 1st time users
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That is probably linked to your income level and they adjust along the way.
BenChiew
post Mar 9 2024, 06:26 AM

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QUOTE(OrganicRepublic @ Mar 8 2024, 08:11 PM)
Long time lurker in K didn't know we have this subforum, I'm Singapore Centurion card holder, I'll try to answer questions regarding Amex charge cards.

I don't use credit cards so don't ask me about that lol.
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I read to be invited, one has to be a high spender in the right category. Is this true?
What’s the initiation and annual fees for the centurion?
Is the card metal or plastic?

This post has been edited by BenChiew: Mar 9 2024, 06:27 AM
BenChiew
post Mar 9 2024, 12:20 PM

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From: Kuala Lunpur


QUOTE(OrganicRepublic @ Mar 9 2024, 11:41 AM)
The normal path would be
- you hold Platinum Charge
- personal income tax reported at > $500k minimum
- $350k spend in a year minimum
- good payment history, you can't bring forward charge card amount due

Your job title, your social status, your savings and investments in banks, loan from banks helps too to a certain degree

If you hold Platinum Charge, you can call Amex to express interest

*The numbers increased a lot after COVID
*
Those prerequisites are quite palatable. Just that Malaysia don’t issue the Centurion. 😅
BenChiew
post Mar 9 2024, 06:26 PM

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QUOTE(OrganicRepublic @ Mar 9 2024, 01:05 PM)
Ye but the thing is Centurion is not worth it if you spend just $350k cause you don't get much of the benefits.

You get the most benefits if you often travel lavishly, enjoys fine dining, fine wine, charter private plane/helicopter, buys VIP tickets to events such as F1 etc

There's not much difference between Platinum and Centurion for normal spenders like us.
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Yes that is generally true. Some may accept the invitation for the prestige. I have a few friends in Hong Kong that rejected the invite. It is still one of the most prestigious card to carry.

Since it’s being issued in Singapore, Amex should consider having a centurion lounge there.
BenChiew
post Apr 17 2024, 04:15 PM

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QUOTE(Jason96 @ Oct 25 2023, 10:15 AM)
Has anyone got their card decline before due to shadow limit? Just got my charge card and I am soon going to buy airline tickets with it totalling around 9k plus... Just wondering
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I hit the shadow limit recently, 99 Speedmart transaction would not go thru. Just call the platinum line and they will sort that out and assign more limit.

This post has been edited by BenChiew: Apr 24 2024, 05:52 PM
BenChiew
post Apr 26 2024, 03:19 PM

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.

This post has been edited by BenChiew: Apr 27 2024, 08:04 PM
BenChiew
post Apr 26 2024, 10:34 PM

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.

This post has been edited by BenChiew: Apr 27 2024, 07:47 PM
BenChiew
post Apr 26 2024, 10:38 PM

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.

This post has been edited by BenChiew: Apr 27 2024, 07:46 PM
BenChiew
post Apr 29 2024, 02:12 AM

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QUOTE(Chiet @ Apr 28 2024, 11:29 AM)
Regarding this. I have CTOS account and it reports that my Maybank AMEX Platinum of a certain credit limit, though I find myself able to spend beyond 150% of that credit limit before it usually gets declined.

Hope it helps.
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Same here. CCRIS reports a lower limit. I guess the actual limit is fluid depending on one’s spending pattern.
BenChiew
post May 1 2024, 08:51 AM

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QUOTE(Chiet @ May 1 2024, 05:33 AM)
Lost one third with Amex.
BenChiew
post May 1 2024, 11:09 AM

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QUOTE(Chiet @ May 1 2024, 10:53 AM)
I managed to check with my card sales representative, she mentioned to me that the Maybank Platinum Charge Card is not affected. Which makes sense because I cannot find the card information in the link I provided earlier.

Can anyone else also confirm the answer I received?

Cheers.
*
Sorry. I don’t mean literally loosing the points. But the value of each have decreased by a third.
Thankfully they don’t expire. 😅

———
I took a second look at the link. You are right. It does not show the platinum charge card.

This post has been edited by BenChiew: May 1 2024, 11:11 AM
BenChiew
post May 2 2024, 01:07 AM

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QUOTE(aezad87 @ May 1 2024, 11:50 PM)
Which card will able me to get this?
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Amex Platinum Charge Card
BenChiew
post May 19 2024, 12:02 AM

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Recently heard again whispers that Malaysia may issue the Black Centurion card. This is not new as it has been repeated over time.
Anyone hear anything?
BenChiew
post May 20 2024, 11:42 AM

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QUOTE(mavistan89 @ May 20 2024, 09:50 AM)
Yes, sources said the conversion will be 5000 tp to 1000 miles. Requirement will be either net worth 10mil+ or spending more than 1mil for 2 consecutive year. Annual fee will be 25-30k. This is what I heard of
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Should be able to get a number from the private banking database.
Any idea when will it be launched?

This post has been edited by BenChiew: May 20 2024, 11:52 AM
BenChiew
post Aug 27 2024, 05:47 PM

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QUOTE(guanteik @ Aug 27 2024, 09:21 AM)
Hi Guys:-
I am looking for some answer to the Maybank The Platinum Charge Card. I am scouting for an AMEX and to be honest, the perks offered by this card attracts me. But the same time I am not willing to pay for it's AF which is 3K+.

Here's the product
https://www.maybank2u.com.my/maybank2u/mala...tinum_card.page

Has anyone successfully (and by experience) managed to waive the 3k+ AF from Maybank? If yes, what is the criteria that the bank is asking? I asked the officer, and the answer I got is I have to pay it yearly.

Thanks!
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I just pay. And get that back using the lounges when one travels. You can also issue up to 4 additional cards. So when the family travels, they too can access it. Amex is skewed towards travel usage.

BenChiew
post Aug 28 2024, 04:18 PM

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QUOTE(fruitie @ Aug 28 2024, 10:22 AM)
I think MR is not affected but let's wait for the users here to comment. biggrin.gif

I tried to apply for this card earlier and somehow got rejected; I will try again next time. I thought I would fly more, but it seems it is lesser now...
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That is what I was made to understand. Thankfully the points don’t expire.
BenChiew
post Aug 28 2024, 06:16 PM

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QUOTE(fruitie @ Aug 28 2024, 05:30 PM)
Have you tried redeeming before? Other TP users have to redeem on within the first few hours of 1st of every month. laugh.gif
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No I haven’t tried to redeem. At the point when maybank announced the limitation. It was said MR is not affected.

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