Yes for AMEX Gold Credit Card in general. However, AMEX do have promotions where last year get 10X for petrol.

The thing is 2X membership reward points is equaivalent to 1% cash back (200MR = RM1). So you get minimum 1% cash back uncapped for whatever transactions.

my english must be bad , no cap for AMEX. You can redeem as long as you got membership reward points.

Do go check out my blog on credit cards --> click at AMEX label (on the right column) to get more info on AMEX Gold CC.

Cutting your card in half and surrendering it to HLB is good enough that you have cancelled the account. In your letter to HLB clearly state this fact and the branch where you did the above action. Better if you can remember the officer's name. Word the letter in a firm manner pointing out to HLB that they are in the wrong and you not willing to to pay for their mistake.

CAll CS and check if they got the right contact number. Bought Air Asia tickets recently and the OTP was sent to my hp automatically.

Got my UOB statement today and it was highlighted that Effective 1st March 2011, Travel Accident Insurance Coverage for all Platinum cards will be discontinued. Well it is indeed a surprise that Alliance and UOB are terminating this benefit. More cards to follow? For me will be buying air tickets with my EON Visa Signature which gives Medical Insurance Overseas on top of Travel Insurance.

This post has been edited by Gen-X: Jan 12 2011, 11:53 PM

Noted that MBB also recently increased my CL when I got the MBB Plat MC from them early this year.

In respect to your question which card most widely tied to shops, I would say MBB. Not only that, some of these merchants offer extra points if go with MBB installment plan.

Other cards presently offering 0% flexi payment for any transaction is a promotion and not a permanent feature.

I have both DA WMC and VI and I can tell you I hardly ever use the VI except maybe once or twice last year. CIMB/DA MC somehow got more promotion.

This post has been edited by Gen-X: Jan 13 2011, 05:42 PM

Damn bored, feel like spamming

Because you not a Direct Access card holder? Ask dumb question and you shall have a stupid reply JK

Do frequently check out CIMB and DA websites and do read The Star newspaper to be informed as CIMB/DA frequently advertise their promotions.

haha, why so lazy don't want call them up Well in order to qualify you need RM20K deposits with them. So the way I interprete is once you have less than this said amount in deposits then you don't qualify anymore.

This post has been edited by Gen-X: Jan 13 2011, 11:04 PM

Posted a video on the risk of carrying Visa Wave and MasterCard Paypass recently. Just wrote a short article about it at my blog at
http://creditcardsmalaysia.blogspot.com/

or alternatively click below to check out the News report if you missed it:
http://www.wreg.com/news/wreg-electronic-p...6726,full.story

hahaha, why? you want to try it out ar? go google and I am sure you can buy the reader online as mentioned by the person in the video.

just to add - since I was on the line with Alliance CS, asked them how long it takes to for BT application and was informed takes 2 weeks! To be frank, Alliance kind of slow, 1.5 years back asked for credit limit increase no action for a week so complain by email then only got called from them. Would expect fast action after that but yet still took them more than a week to increase my CL and by that time I no longer needed the increase.

This post has been edited by Gen-X: Jan 14 2011, 11:43 PM

ok plus 2 non working days it comes out to be 11days for approval or does it include payment to the other bank?