wah card broken by bank officer but still not cancelled?

including alliance plat?


This post has been edited by erry-: Jan 12 2011, 11:25 PM

ur welcome.

if ur annual salary is rm36k, go for OCBC Titanium. 5% rebate at all petrol station.
the best card for petrol rebate so far.

regarding installment, u want do it at merchant or flexi payment?
flexi payment is convert retail purchase (full amount swipe) into installment (call/sms bank later).
this is useful for merchant that dont offer installment plan.

cimb petronas only give rebate at petronas. useful if u pump with them only.
their flexi payment is free for 10 months on hospital, insurance and education.
others, 2% for 10 months or 4% for 20 months.

ambank also offer flexi payment free for 6 months and 12 months.
their petrol rebate is 2% at all petrol station (ambg carz visa/mc).
min requirement is rm24k/year.

pbb also offer flexi payment free for 6 months or 1.5% for 12 months (all transaction).
but their petrol rebate is at esso/mobil only (pbb esso/mobil visa), between 0.5% to 5% (tier-based).
the min req is rm18k/year.

u choose urself

cimb petronas min req is rm24k/year. make sure u qualified. if not, bye2 to cimb petronas too

btw, cimb sunday rebates are till 30/6 only, and each month capped at rm50.
so if u can get max rebate every month starting feb, u can get back rm300.
that amount can cover gst for cimb already, also for another card (if u applied), and still get profit of rm200

This post has been edited by erry-: Jan 13 2011, 04:34 AM

EON Plat also still give FREE Travel Accident and Inconvenience Benefits

its better for u go to the shop and find out which bank got 0% installment plan there.

or, refer to each bank where did they offer 0% installment.

example:
eonbank have installment at SenQ or full list of eonbank
ambank at carrefour/giant/tesco/jusco
citibank at giant

... and so on ~

whats cannavaro replied are flexi-payment, not installment tied to shops.
means swipe full amount then convert it to installment later with the bank (call/sms).
all cards offering this service but each have their own 1 time fee or free for certain period.

This post has been edited by erry-: Jan 13 2011, 01:15 PM

congrats.

i still dunno should apply or not. not going to gsc much

and visa is not applicable for cimb/da sunday rebates

consider that RM50 gst as your FRE movie ticket

bcoz maybank need to fill up form if want increase CL!

this 1 cannot. cc to bnm only if had issue such as credit card fraud

this is normal. just it takes 3 years. my DA every year increased CL

yes. pls read (or search "flexi") in entire thread to find out more. ok?

it doesnt matter about merchant.

as long as u pay via credit card, u can convert it.
if renovation fee swipe at credit card terminal, then it is a retail transaction ~

any1 here can confirm which SUPPLIMENTARY card can access plaza premium lounge, other than rhb plat?

alliance plat? eon plat? cimb vs?

my wife have 4x flight later this year.
dont mind paying rm25 govt tax, still worth it


This post has been edited by erry-: Jan 13 2011, 08:25 PM

oh so need to apply new for me too, total govt tax is rm75.

but its not free for life

any other card?

btw, is debit card plat also have access? such as alliance debit plat? (i emailed them last week still no reply )

debit of coz la dont have supp

only with visa. mc cannot.

yes u should proceed with ocbc.

ur hsbc gst will be charged again on nov this year. so u can terminate it on september if u want.
and pls make sure u redeem all the points b4 terminate

i read at alliance website, to get debit plat must deposit rm20k.

my question is, that rm20k need to maintain or can withdraw after received the card?
whats the min amount must have inside? thanks

u dont have alliance debit plat, dont u?
what i mean is after deposit rm20k and get the plat debit card card, can i withdraw the money or need to maintain that rm20k.

ok this is the answer i'm looking for. thanks!

da/cimb visa dont have sunday rebates (5% - 10%) like mc did

This post has been edited by erry-: Jan 14 2011, 01:04 AM

pbb offer 8% cashback for 1st month statement (max rm80) if apply online. can consider it to waived the gst + extra cash.

http://www.pbebank.com/en/en_content/perso...otions/8cb.html

or for offline application, get rm30/rm50/rm60 activation fee (till 28/2).
the cash back is upon accumulated retail spending of RM80 within first 2 months from card approval date.
also applicable for supp card.

http://www.pbebank.com/en/en_content/images/tc_db10.pdf (page 2)

the question is about pbb.

if want to talk about cash back, not only pbb and std chart give it

if u have time, belanja me movie! haha

yeah. bring ipad and open cimb website and show the website!