Recommend Maybank bt. 0% for 12 months. Where to find?
Credit Card v13
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 Dec 31 2010, 09:39 AM
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#21
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961 posts Joined: Apr 2005  
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Dec 31 2010, 10:48 AM
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#22
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961 posts Joined: Apr 2005
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Yup... I agree... if u use ur CC wisely and clear up every month...
u win... if not... they r basically legal Loan Shark..  u will be eaten alive... hahahahha |
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Dec 31 2010, 12:03 PM
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#23
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961 posts Joined: Apr 2005
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QUOTE(rockefeller @ Dec 31 2010, 11:58 AM) The best way to use any credit card is to treat it like charge card. That is, to pay in full every month. This way, you will be in control of your finances and they have no way to slaughter you with the ridiculous interests. I couldn't agree more...   |
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Dec 31 2010, 02:13 PM
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#24
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I paid in full since the first day I use my CC..and now..
my CL now is ridiculously High... I didn't even requested for the upgrade ... Added on December 31, 2010, 2:16 pm QUOTE(de.crystal @ Dec 31 2010, 01:26 PM) Try DA DA or CIMB This post has been edited by TeraPox: Dec 31 2010, 02:16 PM |
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Dec 31 2010, 02:47 PM
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#25
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QUOTE(de.crystal @ Dec 31 2010, 02:32 PM) increased how many % from yr previous CL and within how long u mean from my 1st card til now?  This post has been edited by TeraPox: Dec 31 2010, 02:49 PM |
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Dec 31 2010, 08:10 PM
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#26
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QUOTE(de.crystal @ Dec 31 2010, 03:15 PM) i dont know what r u referring tooo oh Took around a decade. From 4 figures cl to now 6 figures.whether 1st or 2nd.... This post has been edited by TeraPox: Dec 31 2010, 08:17 PM |
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Jan 1 2011, 01:08 AM
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#27
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961 posts Joined: Apr 2005
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CIMB got alot of big shots customers... it's not easy to become their "top spenders"
so, have to pray to become their "lucky spender" |
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Jan 1 2011, 07:32 PM
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#28
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961 posts Joined: Apr 2005
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2% isn't really that much discount right? say if ur petrol around 1k/month, u only get like 20 bucks... |
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Jan 1 2011, 10:37 PM
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#29
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QUOTE(kanethesun @ Jan 1 2011, 09:45 PM) hi all, Should pay minimum first... u know la.. MSS (Malaysian Speed Standard)...got a question on Maybank Balance Transfer programme, 12 months 0% says like my friend will receive his Citibank statement on 5/1/2011 and he need to pay before 14-16/1 if he is about to apply for Maybank BT, can he success before the payment date? or he shall pay the minimum 1st? |
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Jan 1 2011, 11:51 PM
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#30
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QUOTE(tgeoklin @ Jan 1 2011, 11:18 PM) Actually it is much easier to be amongst the "top 100 spenders" than to be one of the "100 lucky spenders" I agree... 30K/month for CIMB can't even squeeze into top 500 spender...  Added on January 1, 2011, 11:21 pm Erh, sorry to burst your bubble but RM30K will get you no where if you ever do want to hit the top spenders category  |
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Jan 2 2011, 09:32 PM
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#31
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guys... which banks give u a bad user experience?
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Jan 4 2011, 01:01 AM
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#32
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QUOTE(MilesAndMore @ Jan 4 2011, 12:59 AM) I have a HSBC credit card and the foreign exchange charged is quite high. Maybank is the lowest. I always shop @ singapore~ and I from my experience local banks r having much reasonable exchange rates..but AMEX from Maybank , the exchange rate is quite high tho... |
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Jan 4 2011, 01:22 AM
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#33
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Guys, I have a few cards now, 2011 trying to cut 2 of them off.. to prevent gst...
here r 2 of these 3 will have to go... UOB CITIBANK CIMB any advice? |
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Jan 4 2011, 08:38 AM
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#34
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961 posts Joined: Apr 2005
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QUOTE(jensen_tidus @ Jan 4 2011, 06:25 AM) I would suggest to keep the card which have highest limit. who who who? tinkerbel?At least it's easier to apply other card in the future... Since you only want to keep 1... By the way, you reminds me about someone who got removed from the forum lately... Haha.. actually I'm still keeping 2 more card above these 3 cards... which carries a very high CL... Added on January 4, 2011, 8:39 am QUOTE(erry- @ Jan 4 2011, 08:23 AM) citibank should be 1 of the 2. coz its have annual fee (except for choice) problem is, all 3 card dun really gimme any benifit... only CIMB, i get xtra discount @ starbucks... but then, choice rewards is only applicable for block of rm50. swipe rm49.90 wont get anything!  uob and cimb, both free for life (uob with condition). and u need to ask urself which card u nee the features most. example, if u shop at tesco/giant on sunday only, then stay with cimb (5%). if u pump at bhp then stay with uob (2%) - assume u on uob one card. so its up2  Added on January 4, 2011, 8:44 am QUOTE(PPZ @ Jan 4 2011, 08:20 AM) hey guys, i have one question in my mind. what if you want to apply back other credit card from a bank which you already cancel one credit card from them. will they approve your application since you have cancel with them earlier one? i mean after quite some time and then only apply IF they have good offer credit card in the market. yes, definately.. take me for example I'm having issues with a one of the bank due to their poor service... i canceled their cards many years ago.. but they kept sending me invitation to get back their service over the years... This post has been edited by TeraPox: Jan 4 2011, 08:44 AM |
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Jan 4 2011, 09:08 AM
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#35
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QUOTE(tgeoklin @ Jan 4 2011, 09:01 AM) Nope, not tinky but a conman who was trying to impress his victims ... lol gosh... I'm a Enthusiast like u, i've been in this forum for years!! Added on January 4, 2011, 9:02 am Yes, definitely can how can u relate me with a conman?! i demand apologies!  Added on January 4, 2011, 9:10 am QUOTE(hye @ Jan 4 2011, 09:06 AM) I think tinky is very active is the Mac area these days. She hasn't been around much in here for a long time. yo brother hye~ Our friend terapox has been around back then and he has made his return! so glad u remember me... which cardz r u using currently? This post has been edited by TeraPox: Jan 4 2011, 09:10 AM |
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Jan 4 2011, 09:22 AM
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#36
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961 posts Joined: Apr 2005
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QUOTE(tgeoklin @ Jan 4 2011, 09:18 AM) I think that's jensen you might want to be having a talk with ..........lol who the heck is this jensen?!  Added on January 4, 2011, 9:21 am Yeap, that she is ... very happily at that too ........ the iphone4 fever must have gotten to her bad  what make u relate him to me?! This post has been edited by TeraPox: Jan 4 2011, 09:25 AM |
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Jan 4 2011, 09:58 AM
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#37
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961 posts Joined: Apr 2005
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actually last time i applied UOB becoz of it's oriential group restaurant 50%
but no more such promotion for 2 years already... so really want to chop it..coz no more goodies... CIMB leh, last time I can use it for starbucks discount and 15% @ eraman... bur now, i heard no more promotion!!! arrgghh!!! Citibank is what I need to have a second tok... i'm been a citibank cc user since the first day I work... 10 years now... I'm a sentimental guy... |
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Jan 4 2011, 10:04 AM
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#38
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QUOTE(kurtkantoi @ Jan 4 2011, 10:03 AM) I have 2 cc right now. One for shopping & another one for petrol. Now Im scouting for 3rd credit card that offer high CL. any suggestion? Cina Indian Melayu Bank... they give quite high CLMayBank Oso.. |
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Jan 4 2011, 10:36 AM
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#39
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961 posts Joined: Apr 2005
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QUOTE(hye @ Jan 4 2011, 10:33 AM) Ah ... the illusions of high CL. I agreee.. u need to stay with the banks for sometimes... they will keep increase ur CL from time to time... Banks are not that stupid to just simply give you high CL just for fun. Likely to give high CL to customers who they already "know". High CL just to attract new customer ? Unlikely as this seriously undermine the banks risk management practices. |
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Jan 4 2011, 11:10 AM
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#40
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QUOTE(ronnie @ Jan 4 2011, 10:58 AM) SCB gave very high CL (double DA's CL) even i'm new to them. bloody hate this bank... it's the only bank I hate! I remember I had their CC 7-8 years ago... I paid in full every month until one month, november, i still remember... I went travelling... passes due dates like 6 days... their hound dogs from some company called price solution or watsoever called.. me... I told them I'm @ oversea... will pay when back... then they kept calling... i refuse to answer coz of roaming fee... after 3-5 missed called, i kenot tahan, then I picked up... the stupid girl ask me... "can u tell me when will u come back ah?"... I was soo damn pissed off.. the first thing i did when i came back to Malaysia is go to SCB, paid my outstanding and canceled the card... I even canceled my Saving acc... I will never deal with this bank anymore... |
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