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Credit Card v13
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TeraPox
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 Jan 7 2011, 09:07 AM
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QUOTE(tgeoklin @ Jan 7 2011, 08:56 AM) Services definitely but CL, I seriously doubt it. My HSBC Plat Visa has 10X the limit given whence compared to my Premier previous 
Added on January 7, 2011, 8:58 amWell, but they got special redemption for WMC untuil end 2011 which makes it very tempting   Premier r for Premier Customers... so, CL shouldn't be low...( mine is quite high, but not as high as my MBB WMC) On the Low side, if i assume that they gave u 80k-100k CL... 10 times?! ur Plat got nearly a million CL?! wow!  |
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TeraPox
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Jan 7 2011, 09:14 AM
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QUOTE(tgeoklin @ Jan 7 2011, 09:09 AM) My premier only the entry level limit 
Added on January 7, 2011, 9:10 amMy premier only slightly better CL than the normal entry level limit how entry is entry o? u have atlease 200k relationship with them... CL shouldn't be too low ooo.. |
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TeraPox
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Jan 7 2011, 09:17 AM
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QUOTE(Gen-X @ Jan 7 2011, 09:14 AM) I guess for Premier Customers it depends how much you have with HSBC. My dad Premier MC CL is less than his HSBC Visa Plat and my HSBC Visa Plat too (I don't have any depost with HSBC). MilesAndMore have mentioned that even if you have a Premier HSBC account, it does not mean that you will automatically qualify for their normal Visa Plat. I didn't know that... but I got both of the cards @ the same time... well.. if u guys say premier is not a world , so be it.. no point to argue furthur~  so, my MBB and CIMB r Real world? |
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TeraPox
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Jan 7 2011, 11:39 PM
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QUOTE(Gen-X @ Jan 7 2011, 11:36 PM) RM200K-RM300K in deposits nowadays is not much, you can't even get a double storey terrace house in 1U area. Bangsar single storey terrace house also cannot get. There is a big difference between a person having annual income of RM200K vs a person having only RM300K in deposit and no regular income. The thing is when one deposit RM250K to RM300K, the amount is not pledge towards CC CL. read my post in my blog below where I did do a comparison between different cards for SG transactions: http://creditcardsmalaysia.blogspot.com/MBB generally give lower conversion rate. If you do travel overseas frequently, recommend you apply MBB Plat MC where it gives 2X Treat Points (Petronas Plat 1X only). it's minimum from 200k...  the actual amount can be various... btw, my premier CL is quite high... altho not as high as my MBB WMC. I always shop online and shop @ SG... citibank rate is okie, mbb provides good rate as well... just dun use any Amex card oversea... This post has been edited by TeraPox: Jan 7 2011, 11:42 PM |
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TeraPox
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Jan 8 2011, 12:56 AM
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QUOTE(hye @ Jan 8 2011, 12:41 AM) I won't bother ... question is very subjective. You can ask 100 guys in here and they will give you 100 different answers. I agree with hye... |
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TeraPox
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Jan 9 2011, 01:08 AM
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QUOTE(erry- @ Jan 9 2011, 12:57 AM) con = disadvantages not so many merchant/store accept amex. thats y not many using it. have u use (swipe) the card? probably mbb charge gst only after u activated the card (using it). like my previous DA plat visa, card received, card number appear online, but i'm not activated it, so balance statement is 0. after 3 months, i decided to terminate it (look like i'm rejecting the card offered to me). no gst being charged, and till now statement is 0. maybank2u will always put XXXX  dun worry... no one can run from the 50 bucks... except ur banks bare it for u... |
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