Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
13 Pages « < 4 5 6 7 8 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card v13

views
     
chemistry
post Dec 22 2010, 02:13 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(ronnie @ Dec 22 2010, 02:07 AM)
You mean the Company name on card is optional ??
*
I think so.
Because mine doesn't have company name.
chemistry
post Dec 22 2010, 02:35 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


Hi,

I want to share with all of you the terms and conditions of complimentary travel insurance coverage & Purchase Protection Plan courtesy by Stan Chart.

This information is not available elsewhere. I inquired and got reply from the insurer MSIG Malaysia.
Attached File  Free_Travel___Purchase_Protection.pdf ( 30.35k ) Number of downloads: 31

chemistry
post Dec 22 2010, 11:25 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(MilesAndMore @ Dec 22 2010, 08:56 AM)
Ah, thanks. I did not notice that. Any idea if our luggage is lost for more than 6 hours on a domestic flight, are we still eligible to make the claim ? I know it is not possible with many other credit cards from other banks such as HSBC and Standard Chartered as they only cover it if it happens when you're abroad.
*
I have no idea sad.gif

QUOTE(Marcian @ Dec 22 2010, 08:59 AM)
Esso/Mobil - a petrol pump attendant advised me to swipe Smiles Card first then credit card.
*
That attendant is simply incompetent. Maybe he was a bit HIGH already.


Added on December 22, 2010, 11:31 am
QUOTE(roy918 @ Dec 22 2010, 10:50 AM)
Another good news for those utilizing CIMB/DA 10 months interest free installment for education, insurance and hospital bill.
The promotion extended to JUNE 2011.  thumbup.gif  thumbup.gif

Refer advertisement here
*
Great !
I went to CIMB/DA website, the old info was still there. doh.gif
Why can media ads update faster than the merchant's website? sigh..

This post has been edited by chemistry: Dec 22 2010, 11:31 AM
chemistry
post Dec 22 2010, 11:42 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(de.crystal @ Dec 22 2010, 11:36 AM)
what's d ad about?
cant see it by clicking the linkk
*
It is actually the same ad as in CIMB/DA, but the expiry date changed to June 2011.
chemistry
post Dec 22 2010, 11:47 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(de.crystal @ Dec 22 2010, 11:44 AM)
it has yet to be updated in the merchant's webside
i love the promotion and it is the sole reason why i am still holding the DA smile.gif
*
Too bad.
All my insurance policies are usually due on 1st or 2nd of July! doh.gif
chemistry
post Dec 22 2010, 11:51 AM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(Marcian @ Dec 22 2010, 11:48 AM)
Why?  We can do it either Smiles first or CC first.  I've done it Smiles first for years.
*
Well. Through these years I never encounter a fuel pump that can accept smiles card first. Whenever I put in Smiles card first, the system goes wrong and asks me to see cashier.

By the way, do you always get to pump fuel successfully by putting Smiles Card earlier than cc?
chemistry
post Dec 22 2010, 12:02 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(persistence85 @ Dec 22 2010, 12:00 PM)
you mean pay the bank for the over limit charges then only the over limit transaction can go through?
*
I think he meant "Even though the bank let you through, there is an over-limit fee awaiting you".
A permanent CL increase is the best solution.
chemistry
post Dec 22 2010, 12:03 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(WhiteWing @ Dec 22 2010, 12:01 PM)
For you info,I just apply Smiles card,after I got the card,I pump Smile Cards first then I only I put my credit card,so far no issue until now biggrin.gif ~!
*
Maybe EssoMobil in Klang Valley/bigger cities have upgraded the pumps to become more "flexible".
chemistry
post Dec 22 2010, 12:13 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(Marcian @ Dec 22 2010, 12:04 PM)
Where's ur location?  In PJ and KL areas, the pumps accept the cards in either order.  Yes it always works for me.  And yes there are points credited to my Smiles card as stated on the receipt.  Maybe you can try again.
*
I'm in Negeri sembilan. I think no need to try gua. I pump so many years already. The cards order is embedded in my mind already, won't go wrong anyway.

QUOTE(persistence85 @ Dec 22 2010, 12:04 PM)
At petronas, also same.. need to put mesra card first then only credit card at pump itself.
*
You're talking about petronas. Shell also BonusLink first, i know.
Next time you try to put CC first, then only Mesra, see can work or not? smile.gif If yes, that pump is intelligent biggrin.gif
chemistry
post Dec 22 2010, 12:50 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(persistence85 @ Dec 22 2010, 12:39 PM)
CC first, mesra card second, cannot..
*
QUOTE(David83 @ Dec 22 2010, 12:42 PM)
I thought at Petronas, it should be CC first and then Mesra card.
I always do that.
*
LOL. How contradictory!


Added on December 22, 2010, 12:54 pm
QUOTE(yhtan @ Dec 22 2010, 12:48 PM)
u can apply for HSBC classic card, minimum requirement only RM18k per annum
I normally insert CC then only smile card, follow the instruction and u will never go wrong
*
Why not HLB Essential? confirm 1% cashback, 12 swipes get annual fee waiver. Just the GST can't waive la.

QUOTE
follow the instruction and u will never go wrong

Second that biggrin.gif

This post has been edited by chemistry: Dec 22 2010, 12:54 PM
chemistry
post Dec 22 2010, 01:31 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(roy918 @ Dec 22 2010, 01:17 PM)
You can always do early payment?
Pay few days in advance enable you to convert to 10 months interest free installment.  tongue.gif
*
My place don't have Great eastern office. Agents cannot process payment but act as middleman only.
I use autopay only.
chemistry
post Dec 22 2010, 01:59 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(persistence85 @ Dec 22 2010, 01:56 PM)
Alright, will go and apply for next year  rclxms.gif
*
Amex Gold CC is the best Maybank cc i think.
chemistry
post Dec 22 2010, 03:54 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(erry- @ Dec 22 2010, 03:21 PM)
bcoz Chuckiekey annual salary is less than rm30k so hlb essential not qualified  sweat.gif
*
I see. However, no harm trying to apply. It's a good card smile.gif
chemistry
post Dec 22 2010, 04:04 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(erry- @ Dec 22 2010, 03:58 PM)
Chuckiekey said the salary is 1.6k/month and already consider for hsbc classic. good for Chuckiekey  thumbup.gif
*
My annual salary is only about half the requirement of SCB Plat. It got approved anyway.

Happen the same thing on my ocbc Ti as well.
chemistry
post Dec 22 2010, 04:54 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(s3norit4 @ Dec 22 2010, 04:46 PM)
hi~ what is the best credit card for overseas transaction?
which 1 is better, credit or debit card if for oversea transaction?
Maybank Credit Cards (non Amex), SCB Business Platinum, OCBC Titanium.

MBB: low admin rate, 0.5% compared to other banks' 1%
SCB Biz: Triple Choice Points plus 0.5% uncapped cashback
OCBC Ti: 5% cashback on petrol/dining/groceries/utilities

make your decision.
chemistry
post Dec 23 2010, 02:50 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(MilesAndMore @ Dec 23 2010, 01:33 PM)
Yes. That's the only one for the time being. I swiped RM5,900 for a treadmill last Friday around 3pm. I did not win the RM30 though  cry.gif
*
QUOTE(de.crystal @ Dec 23 2010, 01:58 PM)
u wud have gotten RM59 if u had used OCBC tit
*
can split the payment into RM4000 for SCB and RM1900 for OCBC .
SCB swipe RM4k win guaranteed gift and STAND to win iPad.
While the rest RM1,900 swipe on OCBC gets RM19. wink.gif

Btw, Miles bro, why did you use HSBC card? (RM30+5900pts)/RM5900 is just 0.9X% cashback. doesn't your Citibank card offer better benefit?
chemistry
post Dec 23 2010, 03:17 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(kei18kun @ Dec 23 2010, 03:06 PM)
good explanation. wat is the guaranteed gift from scb?

now citibank also stands to win ipad
*
Thanks.
The guaranteed gift is a Philips 7inch Digital Photo Frame which should look like this:
user posted image

Ah doh.gif , this morning received an sms from Citibank about iPad contest too, but I deleted it without thinking because I don't own Citi cards already. But i guess the winning condition must be as tough as SCB's one.
chemistry
post Dec 23 2010, 05:23 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(ronnie @ Dec 23 2010, 04:37 PM)
You need to spend >RM4000.01 to get a chance to get SCB's iPad SMS contest
*
really?
I gotta swipe 4001 then!Btw,I need to read carefully the TnC.Better to get B&W clarification frm CS.
chemistry
post Dec 23 2010, 07:00 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(persistence85 @ Dec 23 2010, 06:49 PM)
if you swipe Rm10,000, you also will get only Rm50 max?  rclxub.gif
*
You did not catch his meaning.
There are 20 days interest-free period after the statement comes out. So, within this period you will still spend, and it'll deduct your CL accordingly which will eventually exceed RM5,000. Only when you settle the statement amount, then only the bank wil restore your used limit.
chemistry
post Dec 23 2010, 10:09 PM

Look at all my stars!!
*******
Senior Member
3,065 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(persistence85 @ Dec 23 2010, 09:43 PM)
Guess will give a shot to a bank  brows.gif
*
Somebody said OCBC will forfeit the card features upon change of statement date.
Better consult CS then only make decision. Think twice.

13 Pages « < 4 5 6 7 8 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0624sec    0.31    7 queries    GZIP Disabled
Time is now: 4th December 2025 - 03:27 AM