It seems like the classic, gold and platinum card promotion is the same.Any differences between the gold and platinum privileges. All the promotion seems to be same for platinum and gold.Mayb Cimb more focusing on their worldmastercard i guess.

Ya. I do have MBB Petronas visa gold since 08. Last month they do send me a Platinum MC. I call the SC they need to pay for the GST myself but with 3 yrs AF waive. Since this Platinum MC dun bring any benefit to me, so i seng bank to MBB to cancel it. Then Yesterday i got a call from MBB again. Now they offer a another AMEX gold charge card which will preload 10k MR point inside to offset the GST. The condition its i need to use the card at not less than RM50 then only they will credit the MR point to me.

whats wrong with charge card? as long as u can afford to pay ur spending, go ahead

charge card offered to people who pay full amount. then installment is no need

if want to use installment plan, then use normal credit card lah 

i dont think that there is person who have only charge card. coz not all place accept amex

may i know what is the hype abt OCBC Titanium card?
my best card so far is with Public Bank which offered my great rebate this whole year 2010 getting rebate each month ranging from RM80 to max RM150. current rebate is  until RM100 until Feb 2011

choose 10x mr points then 3.5% or just 1 point but no %? 

btw like i told previously, some places (in spore and medan) only accept visa. no mastercard, no amex. so really headache to pay if no cash and no visa 

not really since its always 10-15% rebate all the time, so roughly i need to spend RM750-1k which is petrol and groceries

dont fork out rm50, but redeem 10,000 points

Looks like DA MC and OCBC is a must 

oh i though u swipe rm10k/year

but u can take that Room18 Restaurant discount to cover for the gst too. still save rm20.
not even calculate the rebates for petrol/giant/tesco yet! 

MBB is convenient for payment since I have saving account and M2U with MBB. I don't have saving with CIMB and lazy to go to CDM. The availability of OCBC branches is pretty limited.

Judging from all the factors, MBB wins top of the my personal criteria even deals is not the best in the market but acceptable.

By the way, thanks for bringing up the comparison and I may have slip that out in the previous posts.

some case even worse, they didn't inform u and terus kena saman, and when u check at PDRM/JPJ, then only at that time u know 

if u really want to swipe rm10k with 1 card, go for pbb esso/mobil (free for life).
it give 0.5% so swipe 10k u will get rm50 too, but this card rebate is unlimited!

or if more than 10k, go for pbb visa plat (free for life with conditions), >10k rebate is 0.55%.
other cashback card that offer rebate unlimited are cimb petronas (free for life) & std chartered buss plat (both 0.5%).

If my memory serve me right, they dun offer any cashback to offset GST for this card.

too bad i don't have that card 

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Added on December 18, 2010, 10:44 pmguys, normally how many years u use the card and the chip starting gonna have problem?

I just go through Hong Leong website, existing 1 year cardholder can't use the card to apply for hlb cc?

1st, apologize coz i put petronas voucher rm10, it should be rm50.     

but, to redeem rm50 petronas u need 11000 tp.
to get 11000 tp, u need to swipe rm2200.

cimb, swipe rm2200 get rm44.
but, cimb swipe on 1st day is 5%.

if u swipe rm100 on 1st day, u already get back rm5.

so +/-, for me, cimb win

nops. my cc have their 'own' wallet.

my hsbc card - broken (not important), plastic swipe teared, 'dirty' black spot chip, but still can use!

10x is on every tuesday! promo till 15/1/2011.
here - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotionstoo bad my maybank dont have petronas logo. but again, i'm not using petronas

Hmm for CC replacement due to faulty chip, how can we talk to them and convince them the chip is faulty? As mine sometime works sometime don't...
My card is Amex Gold CC... 75% of the chip is rusted with dark brown color now...

I'm curious if you say its not in good condition, will they replace the card immediately? and also waive the annual fees?