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 Working Life in Singapore V5

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SUSkl87
post Jan 17 2011, 08:38 PM

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got few questions to ask :

1. within 1 year of working in Sg , can i apply for PR ? Construction field, EP, electrical engineer.

2. if i want to let go of my PR in the future, while i'm stil working in Sg. izit possible ?

3. the employer normally prefer PR or without PR ? between paying for our CPF, or being limited to certain amount of foreigner ? construction field ...

anyone got any other advice?

SUSkl87
post Jan 18 2011, 08:07 PM

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hey , bros , dun nid to start a fight for the PR or not to be PR matters.

All i asking is about the employer preference with PR or non-PR . other than that i dun wanna knw or i've ald knw.


QUOTE(seantang @ Jan 17 2011, 09:11 PM)
Why not?

Construction field... no idea. Finance... they will hire whoever can get the job done. The little bit of cost difference is not a concern.
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hmm.gif totally disagree with u. when the HR interview someone with SAME qualification , how they knw which one can finish the task and who cannot.

and from other point of view. PR applying for 3k salary will require company to pay another portion of money for their CPF, while non-PR applying for 3k dun have to.

if that amount of money is small difference, i think everyone in the working line now can simply start asking their boss for increment whistling.gif


CPF is capped at 900 ie. 20% of a max salary of 4500. Any salary above 4500 is not subject to CPF. Anyway, I don't see an issue with being forced to save 900 per month, if I get a return of 675 per month (employer portion) - which is like 75% interest per month!

If PRs are not safe, what makes you think work pass holders are safer?


different ppl got different view .

my fren studying actuarial science , the professor done calculation on the CPF compare to the MYR u bring home if u non-PR。that would tell another story.

a agent from insurance company selling u a saving plan will tell u another story.

a boss uses his money to start business will tell another story and earn million . another story.

even my colleague (singaporean) is mad.gif 50 - 51- 55- 60 . maybe after 30 years later , we have to wait till 70 years old then we eligible to take out the money thumbup.gif then we can use the $ to cure our sickness thumbup.gif

oso like u said , u save such a big amount of money in a foreign country until u reach the age of 55+ (if u r lucky, the policy didnt change), whats make u think the money will be safer than u bring it home monthly rclxub.gif

This post has been edited by kl87: Jan 18 2011, 08:09 PM
SUSkl87
post Jan 18 2011, 08:36 PM

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QUOTE(starriebaby88 @ Jan 18 2011, 08:22 PM)
can add me to the list as well. Im staying in Bedok, working in Changi.
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welcome to the club .... u been here how long ? really female mah ? tongue.gif
SUSkl87
post Jan 18 2011, 09:01 PM

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QUOTE(starriebaby88 @ Jan 18 2011, 08:51 PM)
Thank you for the warm welcome. And of coz im a female.
I've been here for 1 month plus.
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hahaha, sorry, everytime i heard of changi make me remind of the jokes between my colleague - changi village tongue.gif
chinese or malay?
SUSkl87
post Jan 18 2011, 09:41 PM

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QUOTE(starriebaby88 @ Jan 18 2011, 09:28 PM)
aiyaks, y Changi Village? sad.gif Business Park Crescent ler.. T___T
im a Chinese, u?
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chinese rclxms.gif

changi village oso famous for another activity tongue.gif
SUSkl87
post Jan 19 2011, 01:36 PM

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QUOTE(elie3173 @ Jan 19 2011, 01:25 PM)
even i m not PR, my current company pay me the employer contribution in cash.

can anyone convince me why should i be the singaporean PR? I wanna listen to more opinions before i decide.tq
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hmm.gif mind to share ?

i do knw some company who hire a lot of foreigner , do have a system to cash back the cpf for employee. rclxms.gif


SUSkl87
post Jan 19 2011, 01:45 PM

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QUOTE(elie3173 @ Jan 19 2011, 01:39 PM)
working in banking industry...

is PR being taxed cheaper than wp holder?


Added on January 19, 2011, 1:41 pm

haha...yup...u r not paid to give advice...but u will feel good if u can help ppl xp

i just moved to singapore....still thinking about whether I should be a PR....if i have become a PR, my money will be in the CPF fund...

btw...i m single lady....still thinking what i should do to have a better future...
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??? i do remember if we work more than certain days in Sg, we will be taxed same rate as the citizen tongue.gif so no worry about the tax rate....

is ur company write that "cash back CPF " scheme system in the employee handbook ? coz mine dun have ....

maybe is different for different working field and company after all whistling.gif jealous ...
SUSkl87
post Jan 19 2011, 03:02 PM

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QUOTE(elie3173 @ Jan 19 2011, 02:38 PM)
it is stated in my offer letter  blush.gif


Added on January 19, 2011, 2:39 pm

i see...

when is the GE?
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i have a friend and it did stated in the employee handbook (insurance line).

thats y i in dilemma , whether i should apply for PR or should ask my company about this pratice tongue.gif

for me PR is useless , but without the PR oso can get the CPF thats my dream come true whistling.gif
SUSkl87
post Jan 19 2011, 04:01 PM

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[quote=r1v3r,Jan 19 2011, 03:49 PM]
save the cash money from employer and self CPF contribution. save and wait for a good time (or bargain) to buy condo. You have less restriction to rent out condo than a HDB. IMO, the hot money is pushing up the price way over its true value. Time will come, you have to time your purchase but if you don't have enough cash in hand when the opportunity jump on you then you are not in the game. People paid a few 100k less from current market price for a condo during last economy downturn.

The price of a HDB is more than enough to buy you a SG car and a landed JB house with nice garden. If you or your family are ok to drive in SG daily for work/school, why pay more for maid, SG petrol and small HDB?


Added on January 19, 2011, 3:56 pm


nice say , thats y if it is possible, i really dun want to apply PR and lock up my 20% cash tongue.gif
SUSkl87
post Jan 19 2011, 04:49 PM

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QUOTE(r1v3r @ Jan 19 2011, 04:21 PM)
if you stay in SG then you are at the mercy of rental "market". While you wait for your opportunity you have to endure the owner keep pushing for higher rent else "want to sell house", "O$P$"  kind of stunt. Then move here and there after a few years until you get your condo.

Some of us want to start a family and travelling to and fro btw JB and SG is not a good idea especially when you have young children. They need a permanent place to call home so they want to "lock" the rental by buying a HDB. Once you sign the dotted line, you arrange your "rental" with the bank. My installment is lower than renting the same type of unit in my area.
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i dun plan to buy any properties in sg . i only interested in MY
SUSkl87
post Jan 19 2011, 07:50 PM

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QUOTE(kockroach @ Jan 19 2011, 07:49 PM)
What so good about Malaysia?
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frens n family ~ tongue.gif
SUSkl87
post Jan 20 2011, 04:47 PM

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QUOTE(r1v3r @ Jan 20 2011, 12:25 PM)
for a year or two , yes.

but

a MY double storey house monthly installment may be lower than your SG ROOM rental base on the currency rate for the past few years. If you know you will be here for long term, should consider the investment. Say you buy a MY house and rent SG room while working here, after 20 years the amount of SG rental you gave out is enough to buy another MY house while the other MY still have outstanding loan.  Why not use that huge amount of rental money to subsidy a property that you can sell when you leave SG for good?

my installment is about half of the rental of entire unit at current market price. How many % of your salary you use as rental? When you have the money it is hard to resist from buying at least one property in SG.
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y should i nid to rent a room in Sg if i got my own properties, like in Johor ?

tongue.gif and i damn sure i can afford it in MY, not like a HDB in Sg, i dun even knw if i can OWN the house in my remaining life time tongue.gif not to mention how hard to buy a HDB in Sg, and not converting to currency , i dun think my salary would allow me to buy any properties in SG....
SUSkl87
post Jan 22 2011, 08:44 PM

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just went to the ktm station , all ticket coming to sg , from new year to 7th feb all finished -,-' 8th feb stil leave little ....

anyone wanna fetch me , i wanna come back on 7th feb nite, from KL cheras area ....
SUSkl87
post Jan 23 2011, 09:53 AM

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i remember saw someone talking about riding motor into Sg, our motor lesen in MY will only last us the 1st year , after that we will nid to apply the Sg motor lesen ? izit true ?

btw, anyone going back to Sg on 7th feb , from KL ? mind if i wanna carpool ?
SUSkl87
post Jan 27 2011, 10:27 PM

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QUOTE(mrportable @ Jan 27 2011, 11:06 AM)
anyways i've decided to resign. but i'm worried will i kena tax.
how to count 183 days? does it include sat/sun & holidays? I started working on Aug 2010. If starting serving 2 months notice on 1st feb, until 31st March, how many working days i've gained in total?
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hmm.gif i remember the tax is counted yearly -,-?

so from 1st jan 2011 to 31 March, i think is more than 60 but less than 180+ so sure kena tax , the highest rate possible, but if u find another job in the future , u can get back the money .

anyone to clarify ? i not very sure ~
SUSkl87
post Feb 8 2011, 10:51 PM

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something to share,

went to an interview 2 weeks ago, was ask if my degree recognized in "england" and worldwide ?

i said my degree is recognized by board of engineer malaysia and malaysia higher education.

then he keep pressing if my degree is some how related to england anot -,-' as his impression that england degree is the best and recognized worldwide. however, from my fren who is graduated from notthingham , his degree(3 years) is not recognized by engineer board, and he had to go for master , which is an extra 1 year. dun wanna piss him out, so didnt told him that....

ok, back to topic. then he ask me if i'm getting EP or S pass ? as EP will only issue to degree holder recognized by "singapore and worldwide" -,-' if the degree is not recognized, we can only get s pass even our salary is more than 2.5k~

dun knw is true or not , but just to share

a joke from one of my singapore fren :

anyone knw what DBS means ?
SUSkl87
post Feb 9 2011, 12:00 AM

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QUOTE(ba5tard @ Feb 8 2011, 11:22 PM)
damn bloody slow bank??
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Nope tongue.gif

is : Dun Be Singaporean


DBS oso means something for those who wanna become Singaporean ~ keep guessing ~


Added on February 9, 2011, 12:04 am
QUOTE(seantang @ Feb 8 2011, 11:21 PM)
It's basically a question whether your degree (a local one, I presume) is recognised anywhere else outside Malaysia.

Malaysia's educational and professional recognition criteria isn't always... ummm, objective. Take the Malaysian Institute of Accountants for instance. It decrees that all foreign degree holders have to earn an internationally recognised professional qualification before being admitted as a member of MIA, but local accounting graduates (including MARA! which awards degrees based on race rather than results) are admitted directly from university after 3 years of work experience.
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i dun knw tongue.gif but he keep pressing about my degree recognized by england or not -,-'

really dun knw what to answer him

hmm.gif may i ask , how to knw if my degree is internationally recognised professional qualification ????

This post has been edited by kl87: Feb 9 2011, 12:04 AM
SUSkl87
post Feb 9 2011, 11:07 AM

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QUOTE(saiga @ Feb 9 2011, 10:30 AM)
Bro, about the degree thing, if u grad form public U in Malaysia, I can safely say 100% Singapore will recognized it. Did you register yourself with BEM?
By registering with BEM and stating it in your resume will surely give tumbs up as well  nod.gif
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QUOTE(r1v3r @ Feb 9 2011, 10:07 AM)
This is IES for Singapore :

http://www.ies.org.sg/pageview.php?page_id=110

There is a link to BOE Malaysia, see if your degree was listed on BOM website.
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Didnt read wat i write doh.gif I did mentioned my degree is recognized by board of engineer malaysia to the interviewer, but some how he keep pressing whether my course is some how related to a england degree anot rclxub.gif he let me feel like being recognized by BEM is useless ~

however, thats not the main point , coz finally he ask me whether i holding EP or S pass, EP will only issue to people with recognized degree tongue.gif not sure is true anot ~

SUSkl87
post Feb 9 2011, 11:42 AM

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QUOTE(r1v3r @ Feb 9 2011, 11:25 AM)
Didnt read wat was on the page doh.gif 

"IES is the Singapore signatory to the Washington Accord with effect from June 2006. The Washington Accord is an international agreement which provides a mechanism for mutual recognition of the substantial equivalence of engineering academic programmes in satisfying the academic requirements for the practice of engineering at the professional level."

Since BEM also signatory to the Washington Accord, as long as your course( and which year) was listed then you should be fine. Show your boss the print out or write email to IES to confirm.
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yup , i did mentioned about washington accord too ~ nod.gif

u can see what reply by others at the below rclxub.gif now i oso confuse ....

QUOTE(nicvoo @ Feb 9 2011, 11:06 AM)
depending on wat degree u hav u can chk here http://app.peb.gov.sg/Html/pe_approved.html this is the uni recognized by the PE board
wrong....the only malaysian uni recognized is UM
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SUSkl87
post Feb 15 2011, 04:14 PM

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QUOTE(crapp0 @ Feb 15 2011, 03:43 PM)
Plus you can think highly of yourself compared to those who have to use the normal gate. i know a number of people who look down at the normal "gaters".
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i'm an EP passing through the normal gate everytime laugh.gif

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