QUOTE(fenrir0402 @ Dec 2 2010, 04:23 PM)
f***! moments ago a bank car loan officer interviewed me, and i accidentally slipped that i just work for 6 months and they said they maybe wont approve 90%, maybe only 85% loan! and still need guarantor! shit! f***ed!
QUOTE(fenrir0402 @ Dec 2 2010, 04:52 PM)
rhb islamic f***ing bank, the motherrhbf***er so bias and my income so f***ing good and my monthly installment less than a f***ing quarter! f***!
Added on December 2, 2010, 5:00 pmi damn so jealous at you! tmd f***ing bias! sorry not scold you, its them! My SA said my age is a factor, i just have 1 year working experience! how? which bank you applied?
my SA said bcos the low interest, the condition would be much stricter. that's the problem lo...
normal la friend. dun get pissed off. btw, age is a factor. My bro kena already and i had to become his guarantor. for me, my first car last time i also hv to hav guarantor because of my lack of years working. And then when i got my Persona, my loan was approved in 2 days only and i was working in this new company for less than a month but historically with more than 5 years working already. try EON Bank. They are good. I like this bank actually.
QUOTE(khtee @ Dec 2 2010, 05:35 PM)
i took eon bank.... my interest was 3.8 or 3.7 ... tat range la...
maybe u should try apply other bank first.... while waiting .. maybe u r lucky .... they jsut say so much thing but in the end. they still approve urs?
Mine is 3.75% interest rate.
QUOTE(fenrir0402 @ Dec 2 2010, 05:37 PM)
kinda agree, who doesnt wanna make money, if they dont approve then they mai no f***ing income. yours were 9yrs? hmmm, if the interest 3.75 my d'p is add rm10++ shit la, go f*** cow la
next monday i wanna buy my favourite plate number d, *****, the loan not approve then i mai keong kan? sorry moderator i'm kinda pissed, need to use foul language

f***, their braintard head still insist for guarantor! cos i dont have loan record and my age factor! ta ma de diao ni lao mu!
chill la bro. got other banks.
QUOTE(ZenGTMM @ Dec 2 2010, 06:47 PM)
If Persona R really looks like that.. And sell for 60k.. I bet the current gen Vios and City would have a tough time selling, and 2nd hand value will be terrible.
Chillax lah.. hah.a. Bro how old are you?? Me 22years old.. Not working and dont have any employment letter.. I just go to CIMB bank, get 9 years loan @4.00%.
They ask a lot of questions.. I say want to buy HL lah.. Then i told them to check my CIMB account.. I told them i got fixed investment income in Dubai..

Every month i pinjam RM3.5k from my mom.. Then keep in the bank lah... DONT WITHDRAW it out.. Just let the balance slowly grow... Then time to time just do some small transactions like withdraw Rm100.. Rm250.. Rm500.. Rm300 from the bank every 4-5days.. Showing like u got activity and using the money like that lah.. As long as u got a lot of money coming in, little bit going out.. Then can kautim easily ady.. They approve for me RM48500 loan.. Add with the discount SA gave me i just pay RM660 to get the car.. No d/payment also..

full loan 100% ah dude? Not bad can get 3.5k every month from mum oh. So nice. haha.
QUOTE(DaBestOne @ Dec 3 2010, 03:22 AM)
Omg... looks damn cun

i couldn't agree more!!!!!!!!!!!!!!!