QUOTE(ZenGTMM @ Dec 3 2010, 06:25 PM)
They want a guarantor cos U dont have any historical record of loan repayment.. The historical record will look something like this.. +1 +1 +1 +1 or +1 +2 +2 or 0 0 0... The +1 means that u pay ur loan 1mth in arrears. 0 means u pay as soon as it is billed.. +2 means u pay 2mths after getting billed.. Eventhough if u pay 1mth late everytime its still ok as they want to see ur consistency in payment. Try Al-Rajhi bank.. My friend said they are quite relax with the terms.. Can nego for 0.25% lesser interest if u are good..
MCB KNN CCB PKM meh lan dou zha dou mat chat sohai Najis.. 1.85 not expensive enuf ah? How to survive pouring petrol from pocket money each mth..
BTW just came back from KLIMS... Haiz.. haiz haiz.... The lamest show so far.. All japanese cars only.. The best showbooth is from Honda and Toyota.. Proton did a really well job too.. Damn those cars.. IF they were to come out with cars exactly like what they displayed and maintain the same price like now... Toyota and Honda can bungkus roti banjir go back Japan ady..
Dec 4 2010, 04:32 PM

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