QUOTE(-elena- @ Mar 18 2011, 07:53 PM)
Hi dariofoo, 1st time house owner here. Need to seek your professional advise. Hope you can help.
Just got the keys to my house. But I'm afraid my lawyer didn't do a good and thorough job.
I bought a double-storey which has extension. The extension has approval docs.
1)In my s&p, there are no approval docs.
2)Also not attached quit rent/accessment docs.
My lawyer is the kind that is very slow, doesn't respond to my e-mails or sms-es. Finally got him, I asked him for the docs. He said he doesn't have the approved docs, but has quit rent/accessment docs which he will send over. So I ask him, how do I pay the quit rent/accessment? Is the quit rent/accessment already transferred under my name? He said no. I asked him how and where to transfer then? He said he's also not sure. Asked me to go myself to check in the land office or something.
I'm honestly surprised. I have a few questions:
1) Besides the obvious s&p to be signed, how to know the title is already transferred to my name?
2) Shouldn't my lawyer do all these transfers for me?
3) How come lawyer doesn't make sure docs are in order and can ask client to sign s&p?
I'm afraid he didn't do a good job? And next time when I want to sell will meet trouble?
Appreciate your advise.
1) Is it the same solicitor who acted for you for your loan documentation? I'm assuming you're not a cash purchaser. In any event, your loan solicitor would present the title for registration in your favour. Once the title is out, the original must be handed over to your financier for safekeeping, and usually, a photostat would be given to you for your reference. That title would clearly state your name as the registered proprietor of the property.
2) If you're referring to transfer of ownership with regard to quit rent and assessment, then no. Unless it is specifically stated for in the agreement, there is no duty for the solicitor to do all those for you. At the very least he ought to advise you and not just say 'not sure' or asked you to check yourself. That is quite unprofessional.
In any event, you can sort it all out yourself. May have to take half-day leave to do all the running around.
3) What do you mean by docs are in order? If docs are not in order you would not have the keys to your new house. With regard to reno approval plans, etc, that is essentially your own duty and obligation to get it from the vendor, and not your lawyer's. It is for your safekeeping at the end of the day, in the event the local authorities come knocking to check if you had the relevant approval and plans.
There would not be any trouble for you when you want to sell in the future - as long as the title has been registered in your favour, the charge has been registered in favour of your financier, the loan has been fully disbursed, etc. There's nothing more to worry about, really. Enjoy the new home.