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 Credit Card v12, Credit card GST remains....

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WhiteWing
post Oct 23 2010, 04:09 PM

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Today I received my PBB statement,I have to pay RM 135++ for my swipe recently,when I open it .. I notice Monthly Reward Cash Back was there .... PBB credit RM 130 into my account and I only need to pay RM5+++ now rclxm9.gif
WhiteWing
post Oct 23 2010, 04:34 PM

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QUOTE(alexwsk @ Oct 23 2010, 04:14 PM)
cash back month 2?
did you get any for month 1?
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Yes , over there written Monthly Reward Cash Back Month 2 biggrin.gif ~
I get none for month 1 .... sweat.gif
WhiteWing
post Oct 23 2010, 05:10 PM

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QUOTE(alexwsk @ Oct 23 2010, 05:02 PM)
did u hv any qualifying transactions for month 1 - july 2010?
i oso get none for month 1 and RM130 for month 2
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I not aware .. I only know I spent RM 1,8k+++ within that period.
WhiteWing
post Oct 23 2010, 07:17 PM

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QUOTE(alexwsk @ Oct 23 2010, 05:46 PM)
most likely eligible then, i was sure i were eligible for RM150, unless the quota finished
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Anyway its awesome .. PBB help me 1 months and I can save that money for other purpose .. great job biggrin.gif ~ but too bad I gonna terminate it soon .. haha ! Atleast they help me kao tim 1 bill tongue.gif
WhiteWing
post Oct 25 2010, 03:53 PM

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QUOTE(leozai @ Oct 25 2010, 03:50 PM)
lol.. had just summit da form for cimb CC ... classic card... together wif my 1 month pay slip , ic , & offer letter... coz i have jsut start work for 2 month... n 2nd month payslip haven't get... do u guys think i can approve?
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If CIMB are desperate,they will approve your card. I gonna terminate them soon ... didn't give me any benefit also and didn't increase my limit since I hold their card for 2 years alr ..
WhiteWing
post Oct 27 2010, 09:43 PM

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W00t ... Standard Chartered bank staff call me and ask me 1 question only " sir,do you apply SCB cc ? I said yes then she end my call sweat.gif " ... is she scam ?
WhiteWing
post Oct 27 2010, 09:56 PM

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QUOTE(alexwsk @ Oct 27 2010, 09:51 PM)
did u apply in the first place biggrin.gif
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Yes, I told you that last 2 weeks I apply it because of free gift and I ask someone here before I apply it. 1 forummer said is free cash to us to I apply it.. biggrin.gif
WhiteWing
post Oct 27 2010, 10:07 PM

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QUOTE(tanch78 @ Oct 27 2010, 09:58 PM)
WhiteWing,

I received a call previously from Stand Chart customer service centre as well. Basically they want to do confirmation if we actually apply for their credit card. There is instances when the consumer apply for one card but the their agent submit a few card applications.
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OIc .. I thought they will ask me some question to double check. Impossible that just ask me got apply or not then end my call right. They shall do more verification on the spot like what card I apply,holding which card right now, and more abit leh. 1 question ask then end call .. I feel not right for a customer service to do so.

QUOTE(MilesAndMore @ Oct 27 2010, 09:59 PM)
Yeah. It's RM88 or RM188  biggrin.gif
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Yeah ..... hehe , I remember I told here that I got umbrella,travel kits and stainless steel drinking bottle from the agent laugh.gif
WhiteWing
post Oct 27 2010, 10:15 PM

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QUOTE(MilesAndMore @ Oct 27 2010, 10:12 PM)
Sweet !!!  tongue.gif
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Yeah ... haha... wonderful free gift on the spot somemore I lie to them I got 10k credit limit .. comfirm bank will fail me laugh.gif

QUOTE(tanch78 @ Oct 27 2010, 10:13 PM)
May be you should call SCB for your card application status? For my case, the lady did ask me further question.
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No need check .. comfirm fail because I gave them the false info tongue.gif
WhiteWing
post Oct 27 2010, 10:18 PM

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QUOTE(tanch78 @ Oct 27 2010, 10:13 PM)
How come I got nothing!!!!! Somemore I applied for two SC Platinum cards!!!  mad.gif
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Haha .. maybe you got the wrong agent tongue.gif , the girl approach me first when I saw her .. she macam know I will apply from her .. lol ... somemore she just 20 years old and quite cun and deh at me ... w00t .. apply saja lo since she offer so many thing .. I hope she offer herself to me laugh.gif , jk jk ... tongue.gif
WhiteWing
post Oct 28 2010, 10:47 AM

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QUOTE(Marcian @ Oct 28 2010, 07:56 AM)
So it's good customer service if they ask lots more questions?  What cards you're holding, how much are your limits, what's your mother's name, etc, (even though they have all this info) to make you feel more important?  sweat.gif

Don't be offended.. I just don't understand the logic, that's all...
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Hi Marcian, I won't feel offended. Don't worry but I think hor , the proper way of asking me will be good. Seem a bad service to me because only ask 1 question laugh.gif ~
WhiteWing
post Oct 30 2010, 10:09 PM

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QUOTE(chemistry @ Oct 29 2010, 07:32 PM)
You are so honest rclxms.gif
I bluffed my salary, OCBC didn't call my office for verification pun, in the end approved my application. tongue.gif
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I bluffed my salary too ... don't know Standard Chartered gonna approve or not laugh.gif laugh.gif
WhiteWing
post Oct 30 2010, 10:56 PM

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QUOTE(persistence85 @ Oct 30 2010, 10:54 PM)
may i know how u bluff? u mean u fill wrong salary in the form?

but they will check out eventually? or lie ur epf, etc ..?
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I didn't give them any of my documents tongue.gif ~ I got a credit card more than 2 years. I just submit using my IC and credit card photocopy. End of story tongue.gif ~ I told them I got more than 60k+ per annum salary tongue.gif and they just put it .. wahah .. I just wanna get their freegift ... they won't approve me tongue.gif
WhiteWing
post Oct 31 2010, 09:43 PM

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Ohh no ... Standard Chartered Platinum Card arrived alr shocking.gif doh.gif
WhiteWing
post Oct 31 2010, 09:51 PM

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Time to cancel all my others credit card .. since the new card limit is RM 10k.
WhiteWing
post Oct 31 2010, 09:57 PM

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QUOTE(rockefeller @ Oct 31 2010, 09:54 PM)
what card is this 10k limit from standard chartered?
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Standard Chartered Platinum CC smile.gif
WhiteWing
post Oct 31 2010, 10:10 PM

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QUOTE(MilesAndMore @ Oct 31 2010, 10:04 PM)
ohmy.gif  You are not eligible for the card right ? That sure is very lenient of them.
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Miles,you are right. I am not eligible for the card. I think what is the reason they approved the card application. Is it that I'm holding 5 diff card from others bank will be the factor or I always pay on time before the due date ? hmm.gif hmm.gif ~ As I concern,I never late on any payment and I always pay in full. All my 5 credit card are 13.5% interest for a year.
WhiteWing
post Nov 1 2010, 01:04 AM

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QUOTE(erry- @ Nov 1 2010, 12:07 AM)
platinum only give u 10k?

2008, my gold card got limit 23k. earlier this year they upgrade to platinum. credit limit of coz get higher.

but for me, 10k limit is std for gold only. how can platinum only got 10k?
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Yup. Maybe because I got 5 cc alr and got alots of credit limit there and maybe they afraid to give me more credit limit because I alr got so much. Well , its depend sometimes and I just 23. Maybe my point to bank not high enough yet so Platinum only 10k sweat.gif , I say maybe ahh ...
WhiteWing
post Nov 1 2010, 10:10 AM

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QUOTE(rockefeller @ Nov 1 2010, 08:57 AM)

Added on November 1, 2010, 8:59 am

You've a point..
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What you mean ? sweat.gif , according to my friend that work in BNM,he said that I am high risk profile player ... sweat.gif , maybe that why I got 10k for Platinum ... laugh.gif
WhiteWing
post Nov 1 2010, 11:57 AM

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QUOTE(hye @ Nov 1 2010, 11:00 AM)
We can tell that too but we are still polite in not tell you in here.  blink.gif
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Hye,thank you so much notworthy.gif notworthy.gif , I apologize for my previous mistake,I hope you can forgive me.

QUOTE(rickkywong @ Nov 1 2010, 11:02 AM)
my point of view is, SCB do not have enough quota for their Platinum members as the year end reach and MAYBE your qualification had reach their minimum requirement such as Good paymaster, Good CCriss record. That's why they choose you and offer the Platinum with a minimum CL...Anyway, congratulation for becoming a Platinum holder at such a young age...cheers... rclxms.gif
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Thank you...

QUOTE(de.crystal @ Nov 1 2010, 11:11 AM)
how old is whitewing ?  hmm.gif
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QUOTE(MilesAndMore @ Nov 1 2010, 11:31 AM)
He said 23
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Yes,I am 23 biggrin.gif ~

QUOTE(de.crystal @ Nov 1 2010, 11:35 AM)
that's young.  big clap for him  rclxms.gif
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Now I no need to worry about my wallet with so many card anymore. 1 piece of platinum card enough alr biggrin.gif

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