Damn! I've got an answer today. This promotion is only for selected SCB cardholders who rarely use their SCB cards. It is unfair to existing active customers. You are lucky receiving this invitation.

SCB won't extend this promotion to JustOne customers. I was told that the invitation was sent to those new customers who refused to use their cards after receiving the cash as welcome gift for quite some time.

Has your JustOne cc already hit the annual cash back limit too?

OCBC Titanium is the only card I can use now but it has also hit the monthly cash back cap for the 5% category. It will be timely if SCB could give me 5% cash back now. I am now forced to reuse my Amex Gold cc for petrol and grocery purchase.

But you would need to be careful a bit with PBB cc as there is always a maximum cash back pool per month. I'll terminate my Amex Gold cc by mid next year since not much attractiveness from Amex nowadays.

Which is the best credit card as of Today for the following:
1) Classic Card =
2) Gold Card =
3) Platinum Card =
4) Visa Signature =
5) Visa Infinite =
6) World MasterCard =

In addition to alexwsk's recommendation, I would like to say something but it is purely my own opinion only.

Isn't Alliance Younique considered a Gold cc?

3) Titanium Card = OCBC Titanium / SCB JustOne; tie, both are equally good
4) Platinum Card = Alliance Platinum / SCB Business Platinum / AMEX Platinum Charge Card (assuming AF is waiveable)
5) Visa Signature = <can't find a good one at this moment>
6) Visa Infinite = SCB VI
7) World MasterCard = Maybank WMC (assuming AF is waiveable)

I had owned Alliance Younique before. It was shown as Gold cc in the statement.

I am thinking to apply Alliance YouNique and terminate HLB Essential card. Is this a good move? As i got to know the 2% rebate from Alliance.

Hi ,

Want to ask wthether can we enter the LCCT lounge by using SCB Business Platinum ?

anybody try to pay TNB bill by PBB credit card?

does PBB provide E-statement for credit card?

i browse thru their website and no clue about e-statement registration, their website sucks big time

u pay by PB internet banking is it?

jz rec this email saying that with my OCBC's Tit i can get discount up to 10% on internet bill.
did anyone rec this?

cheers

Hi, I'm a foreigner and working in Malaysia. Please let me know weather I'm eligible to apply for a credit card?

Sorry sir, not able to assist you, I also want to know anybody else got points from MBB to offset GST.

I myself would have to pay RM50 GST to MBB soon as they have approved my re-application for Petronas Plat.

I only read in this thread once where a member got extra points to offset the GST.

Reason I getting MBB again is because next year onwards will be travelling more often overseas.

how does a hardware token looks like

CIMB has not joined the fray yet. But CIMB has successfully gained its market share by simply increasing CL and approving premium cards like WMC and VI.
Somebody here mentioned that MBB offered him free 10,000 points to offset the service tax when he intended to terminate his card.

i want to ask if "Statement balance" still in ZERO, do i need to do payment for settlement now for "Outstanding balance"?

MBB is the largest credit card issuer in Malaysia?

Gentlemen

Can we be more careful about using the term "threatening" the banks when it come to the GST subject? Already there has been a reader who want to only apply a card with the GST "waived" or else. And slowly the past few replies have been circling around "threatening" the banks to waive the GST.

IMHO ... I don't think we are setting the right example here in this forum and let's be more responsible for what we say. This thread was originally created to educate reader on good credit card consumer management and definitely not how to arm twist the banks about getting your own way. I have no issues about getting our value for money but to this extent then I don't think it's appropriate anymore.

Not the largest credit card issuer in Malaysia?