Best thing I can think of is to ask that you sync your contacts and calendar to your Google account. I've been using this since Day 1 and since I also want my MS Outlook to be in sync, I do these 2 things below since I absolutely refuse to install Kies on my work laptop.

1. Use Google Calendar sync tool to sync Outlook Calendar with Google Calendar.
2. Since Google Contacts is always kept up to date, I export once a week to CSV and import manually into Outlook Contacts (after clearing Outlook Contacts first).

Am still looking for a non-Kies way to sync my Outlook Contacts, Calendar, Notes, Tasks with my Google account and the phone. No solution found as yet.

OK, Titanium Backup - if your phone is rooted, just install it from the Android Market and explore its features. I just happily used it to restore my specific apps & data (e.g. high scores in Angry Birds) yesterday after flashing firmware (and losing everything).

Thank you for your email and patience. I understand you have spoken with
your bank and that they have manually approved your card.

I can confirm that the two attempts to authorize your Mastercard ending in
xxx-xxxx on September 20, 2010 were both declined because of reason code
'Do Not Honor.' Although your bank has manually authorized your cards,
they need to be approved by your bank within the Google Checkout system in
order to be usable. If your Mastercard cards require 3D-Secure, they will
be declined within our system, as Google Checkout does not integrate with
3D-Secure. You will need to use cards that do not require the use of
3D-Secure or Verified by Visa within Google Checkout.