Most likely you fall under "High Exposure" category therefore needing additional documents to support your application.

Inconsistency at both the Pavillion credit card centre and their credit card centre HQ is the problem. Different staff will request or tell you different things.

DA requires at least professional qualification or degree right?

Where else has this promotion at the moment besides their credit card centre at Pavillion ? For the World MasterCard.

Argh ... won't be back in KL until mid-Oct. Never mind. Try it when the opportunity comes next time    They used to have 1-hour instant card approval a while ago too at Pavillion. Therefore i am sure this won't be the last. Just not sure if they would still accept a HSBC credit card with a mere RM30k credit line then. See how it goes ... Thanks though 

Yes. Not going to deny that i want the card badly. Every time i shop at all these stores that have promotion specially for CIMB Bank credit cardholders only but the bad news is i do not have one. I have missed so many rebates or free cash voucher such as :
- charge RM90 at MPH, get x% rebate + free voucher (**promotion expired)
- 5% off at ISETAN (**promotion expired)
- 5% off at Guardian
- up to 20% off at Starbucks
- 5% off at Servay & Parkwell

There are many more but i just couldn't recall all now. I can save so much money if i have their card. In fact, when i was at KLIA last week. I saw this banner that CIMB World MasterCard gets 15% off at the chocolate shops at KLIA while the rest of the CIMB MasterCards get 10%. I always buy many chocolates every time i pass through KLIA and i go to KL once a month. Imagine how much i'll save 

Besides, CIMB Bank credit card is supported for many 0% IPP in the market too. This sure is good   

CIMB/DA VI only offers 0.5% cash back and 1% for overseas. I guess you going for the cash rebate instead of points which is a good move since the points have expiry date. Initially VI quite useless as not many promotions and only recently some offers previously for WMC is now also extended to VI.

And another note, some shops staff don't know even know what DA is, and will say that offer only for CIMB    For example before Raya bought over RM100 books at MPH Subang Parade and the stupid girl said offer for CIMB only but not going to argue with her since I got RM20 vouchers from Subang Parade Management for spending at other merchants there.

The WMC VI Pavilion Big Spender Promotion. You get free Chloe bags, Longines Watches etc depending on which month. Try googling it

also is cimb or ocbc more generous with their cl?

Yeah. I do need CIMB WMC. How so ? Because it's the only CIMB Bank MasterCard to give 2x bonus point for all transactions transacted in foreign currency. There are also promotions that only CIMB WMC are entitled for. That's not all, there are also promotions that CIMB WMC gets higher rebate. For instance, 15% off at the chocolate shop at KLIA versus 10% for all other CIMB MasterCards. A difference of a mere 5% might not seem huge but this won't be the case if you buy a lot. With the RM50 credit card service tax still in effect, of course i am after the best overall card and CIMB WMC fits my needs perfectly.

The Autopay is going to take effective only in 2 months (Not sure why so slow for TNB), so in the meantime I don't wanna go to the TNB and pay.

do update us once u've found out

winner : Do update us what is the Forex exchange rate for OCBC. The CS told there's a 1% admin fee.

Did you win, winner?

Maybe I'm rather upset coz I sent the SMS precisely @ the time but I received the confirmation like 45 minutes later. I really don't know how they manage the contest coz it look like got loophole.

Same here. I think only iPod shuffle. I thought there is only one winner on both occasion, meaning, you win in July and August, but can entitled for one only. I'm also getting confirmation like 45 minutes later although the server should received by 9.00am sharp because I got the delivery status once I sent

Did you win, winner?

not fair , I saw one of the lady in the macbook winner list for both July and August...How can they allow things like this

Well, basically the purpose of me using that card is just to apply for Fitness Gym (they require monthly installment using credit card).

what is the credit limit for titanium? would it be possible to more than 20k credit limit?

Cancelled the Maybankcard without activating, No RM50 tax charged. But why CIMB different ?

Public Bank came out with a PB Double Bonus promotion (1 Oct 2010 to 28 Feb 2011).... giving away RM300,000 per month.

15% Cashback on weekday spending.
10% Cashback on weekend spending.
Maximum Cashback per month is RM100 per cardmember. [RM666 spend per month @15% / RM1000 spend per month @10%]
Chance to win a BMW/Honda/Nissan 

Oh coffee bean is entitled for 5% as well. The CS is wrong again. But I remember you said starbucks before?

Are TNB and TM payments have already been charged to your card? Because the branch told me it may take 1-2 months for auto-debit starts.

Right now,Ocbc Titanium just pay minimum amout is enough right? No interest till end of this year right? Just received my statement yesterday.

haha
I also think wanna do like that...
Anyone can answer it?