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 Credit Card v11

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travelyew
post Sep 20 2010, 11:34 PM

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QUOTE(Shinichi @ Sep 20 2010, 11:24 PM)
At first they told me my Amex card is not accepted, then I took few days to call them back and explained to them it is a credit card. And my card was approved 1 day later...
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Then u better than me, they didn't tell me any reason.
Just sent a mail to inform me which my i application failed and unable to reveal the reason as confidential to bank.
travelyew
post Sep 20 2010, 11:37 PM

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QUOTE(skincladalien @ Sep 20 2010, 11:33 PM)
erm...what happen if die adi still owe bank card debt?
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Don't worry.
Your son have no responsibility to pay for you.

rclxm9.gif rclxm9.gif
travelyew
post Sep 21 2010, 07:27 AM

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QUOTE(MilesAndMore @ Sep 21 2010, 01:00 AM)
They did give me a leaflet and a sticker. Something about free towing service ... i believe that's the AAM membership you're talking about   biggrin.gif
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So good??
My 1 is MSIG, if renew myself got 10% discount and those benefits??

Added on September 21, 2010, 7:29 am
QUOTE(Gen-X @ Sep 21 2010, 02:03 AM)
Good to know you finally got your application approved.
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Thanks
Waiting for the card now...

This post has been edited by travelyew: Sep 21 2010, 07:32 AM
travelyew
post Sep 21 2010, 10:05 AM

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QUOTE(lara_ @ Sep 21 2010, 09:40 AM)
I have called OCBC CS. They said my status is "Under Processing - Pending Recommendation". I wonder what kind of recommendation they need to approve my card  hmm.gif . The CS lady said she will check with CC Department and get back to me by today. Let see what she can do.
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Pending recommendation??
what is it??/
travelyew
post Sep 21 2010, 01:23 PM

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QUOTE(lara_ @ Sep 21 2010, 12:16 PM)
Just received a call from OCBC CS. My pending application problem is cause by my billing address in CC application form is different from the record in their system. Last year I applied OCBC home loan using my old home address, now is new house address. After address is updated, CS ask me to check my application status next week.  ohmy.gif

It's a shame they did not call me to reconfirm my address. Instead they choose to left my application on pending recommendation status.  vmad.gif
If I did not call in to complain, I dont know how long do I need to wait. This is my 3rd complain to CS btw.  rclxub.gif
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They got a lot apllications, so don't mind u 1...
travelyew
post Sep 21 2010, 09:20 PM

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QUOTE(alexwsk @ Sep 21 2010, 07:06 PM)
received it b4, shud not be true
but no harm pressing the clr button when getting the receipt tongue.gif
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Already clarified.....
Transaction will be closed after receipt printed out.
travelyew
post Sep 21 2010, 10:40 PM

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QUOTE(oyl66 @ Sep 21 2010, 10:24 PM)
local bank? all of my friends dont recommend it...how is the offer of public and rhb cc?
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Local bank is more easy to get the cc
travelyew
post Sep 21 2010, 11:09 PM

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QUOTE(jack2 @ Sep 21 2010, 11:05 PM)
Your case is same as mine whereby my application was pending for so long. After 2 complaints, they told me the reason why pending.... Today, they approved me.

If you didn't call up, you don't know the reason and if no response from us, they will just reject it.
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I still donno why my application was rejected last time although now approved.
travelyew
post Sep 22 2010, 07:27 AM

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QUOTE(one leg kicking @ Sep 22 2010, 07:18 AM)
I sent my OCBC Ti application form via email but it seems like they never read their email
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My application through agent personal e-mail.
But appeal for application was e-mail to cap@ocbc.com, they respond quite fast, called me after a day. even in holiday.
travelyew
post Sep 22 2010, 08:06 AM

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QUOTE(jack2 @ Sep 22 2010, 07:45 AM)
Great. Your application was approved 1 day before me.

Yes, the response is quite fast. Called me in the noon when complaint was sent in the morning. They asked for my employment letter.
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The bank response to me quite fast, but the agent ...........
travelyew
post Sep 22 2010, 08:32 AM

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QUOTE(jack2 @ Sep 22 2010, 08:22 AM)
The OCBC staff who served me to send application for him, did not response me after I sent him an e-mail why the system announced my application was rejected but there was another 2nd application again in the system.  doh.gif
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If u send the e-mail to cap@ocbc.com, i think should write the title clearly.
Since so many people send to same e-mail account, hard to make sure is it your mail will send to that person.
travelyew
post Sep 22 2010, 01:38 PM

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QUOTE(vin_ann @ Sep 22 2010, 01:31 PM)
er.. i 99% believe the agent try to lure you into signing up the CC.

Next year, when u been charged the service fees, the agent are no where can be traced.

When you signing up a CC, expect to pay the RM50 service charge or use the point to set off.
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Erm..
if no more GST next year, i think most of the people will wait to apply cc next year.
travelyew
post Sep 22 2010, 01:55 PM

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QUOTE(chemistry @ Sep 22 2010, 01:42 PM)
Are u kidding? laugh.gif no more GST sweat.gif
I guess most probably will increase further.
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The goverment won't cancel the GST, 1 of the goveenment income.
Just worry will increase.....
travelyew
post Sep 23 2010, 10:12 PM

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QUOTE(winner @ Sep 23 2010, 10:08 PM)
I had consulted OCBC CS before I registered the card for autopay. I was informed that 5% cash back applies to utility and phone bill payment via autopay.
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Anybody can clarify it?? Or anybody tried?
Since both called the CS, but get different answer.......
travelyew
post Sep 23 2010, 11:08 PM

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QUOTE(chemistry @ Sep 23 2010, 10:45 PM)
Two weeks ago I've already called and inquired about the rebate. It was the same as stated in T&C.
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4. As the assignment of merchant category codes is under the Card Acquirer’s responsibility (party responsible in signing up the merchant and assigning the correct merchant category codes), OCBC Bank will not be responsible for any wrong assignment of merchant category codes that leads to the OCBC Titanium Cardmember not getting 5% Cash rebate from any eligible merchants.

6. The OCBC Titanium Cash Rebate Programme involves rebates being awarded to OCBC Titanium Cardmembers for spending through the following: all local and overseas new retail purchases, e-commerce/internet transactions, recurring/auto debit transactions, Installment Payment Plan (IPP) transactions and Mail Order/Telephone Order transactions.


Read the clause 4, hard to make sure the auto-debit system is under which merchant code.
travelyew
post Sep 23 2010, 11:19 PM

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QUOTE(ck3lam @ Sep 23 2010, 11:06 PM)
Maybe whoever get the first statement has the best confirmation. CS also blur blur one.
I'll write to them to get black and white.
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Wait for ur response...
travelyew
post Sep 24 2010, 02:17 PM

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QUOTE(bingozero @ Sep 24 2010, 01:29 PM)
But not many hospital accept amex for the payment. doh.gif
2% cash rebate is out of my mind.
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mayb all pantai hospital accepted.........
travelyew
post Sep 24 2010, 02:19 PM

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QUOTE(ck3lam @ Sep 24 2010, 01:13 PM)
Ai…guess what? Today I called CS and they gimme a different answer.
- Auto billing only entitled for 1% rebate (Same as yesterday but different from 2 weeks ago)
- Online bill payment entitled for 5% rebate (This is different from yesterday)

Now I’m waiting for their email reply for official black and white confirmation. I guess their terms and condition also make them blur blur. We need a lawyer here tongue.gif


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Just wait for somebody paid with the auto-billing to know the answer.
travelyew
post Sep 24 2010, 05:01 PM

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QUOTE(samquah @ Sep 24 2010, 04:52 PM)
for ocbc titanium, what is the cl like? can they match my citibank cl if i have rm30k?
can just walk in the branch and apply?

i a bit fedup with PB cc because the limit is only 10k and calling the cs so many times cannot get thru.
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sure can walk in and apply...
travelyew
post Sep 24 2010, 07:54 PM

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QUOTE(ck3lam @ Sep 24 2010, 06:20 PM)
Finally, I have received email confirmation from the bank.
“5% rebate is applicable for Utility Bills regardless of how it is paid, whether through the counter, Call n Pay, Internet or Auto-Billings, so long that the correct Merchant Category Code is used (don’t worry, this is a standard requirement by MasterCard).”

Well, this sounds more sense to me. Looks like their CS needs to be improved a lot.
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Sound like very good.
Will try to register for auto pay....
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