how did you appeal? is it just call the 1300885000 n speak to any CS n tell them u wanna appeal?

my application history:

24 Aug - Left my cell no at OCBC web
25 Aug - Agent Called
26 Aug - Sent all relevant docs for Titanum application
14 Sept - Application unsuccessful. The reason is confidential but I found out d reason discretely, that is "Fail under scorecard" Was told by CS that to apply for the card would have to wait for another 6 mths
18 Sept - Got my Titanum app rejection letter fr OCBC
21 Sept - Agent told me no need wait til after 6 mth & she will resubmit my application next mth.

So not cool....

someone got 5% from tesco, tesco express and esso using his Ti card. jusco is 1%. if you read chinese, here's the link: http://cforum.cari.com.my/viewthread.php?t...&extra=page%3D1

In my opinion, C4, tesco, giant are all under one place, so by right they should have the same MCC while jusco normally split into 2 or 3 sections, so it could have different MCC. Well, just have to try

Someone was talking about this card too, in Debit Card thread.

You will not get any rebate for TM auto billing with OCBC Titanium card.
RM2 rebate only for VISA card.

Wonder where you heard about this.

http://202.71.108.103/customer-care/bill-payment/autopay.asp

So I guess it doesn't matter which credit card you use, it's what package you subscribe. Maybe I better confirm with TM before changing my AMEX to OCBC Ti.

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Added on September 27, 2010, 12:30 am

Not sure whether OCBC online got any excel file export feature for easy calculation later, some banks do have such convenience.

Dear all,

If a courier arrives at my apartment to deliver my credit card and I'm not in, what would happen to the card?  Will he leave the card in my mailbox?

I don't want to put my office as the delivery address as I might be changing jobs soon.

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Added on September 27, 2010, 4:44 am
Great! I hope this new card by Public Bank will give the OCBC Tit Card a run for its money.

Have you received your OCBC Titanium?

If i fail to get Ocbc Titanium,i'm gonna apply Public Bank cobrand Esso visa card with 8% rebate when fill at Mobil/Esso station. 8% + my smile card 1.5% total 9.5%   

Just had a quick look at the T&Cs available here (link to PDF) for this new PB-Esso Mobil Visa Gold Credit Card.
Seems to be a good card to complement OCBC's Titanium Mastercard for those whose fuel expenses alone average RM500.00-800.00 (where you get 3.0% cash rebate (plus additional 3% for a total of 6% until 31 March 2011). Wef  1 April 2011, the additional 3.0% disappears...

AND for those who don't already hold a Citibank Cashback Platinum CC. I suppose very few forumers here spend in excess of RM1200.00 on fuel alone per month (RM600.00 max fuel rebate for Citibank and OCBC (subject to verification - as pointed out by ck_tonny, the OCBC savings calculator for fuel maxes out at RM600.00).
Total Monthly Retail Purchase at Esso or Mobil Service Stations (RM) 

Cash Rebate Tier (%)
< = 100  0.5
>100 - 200  1.0
>200 - 500  2.0
>500 - 800  3.0
>800  5.0

Note that the maximum cash rebate amount for PB-Esso Mobil Visa Gold CC is RM50.00 per month for fuel.

Holders of DA/CIMB card with (current) 2% fuel rebate and AMEX Gold CC with 5x MR points (2.5% equivalent in RM) will have to decide whether the RM50.00 service tax can be offset from fuel rebates gained through this card. Needless to say, there are many calculating gurus in this thread who can contribute on this point.

I am a former long time Shell petrol user who recently converted to Esso/Mobil (I personally find the current Esso fuel formulation to have more or less the same fuel economy but much better acceleration (power delivery) and lower engine noise (smoothness), for RON95). Driving a fuel-guzzling KIA Spectra 1.6 Auto! Anyway, there is a separate thread for fuel consumption somewhere in this forum.

Also, Bonuslink points are nothing as compared with the RM15 for every RM1000 spend earned with the Smiles loyalty card (equivalent to 1.5% cashback which you get on top of credit card swap rebates/points).

I have to disagree with you. Prefer to receive my cards (and anything else) by normal post. Courier is more secure but it's too much hassle to wait in person for the courier, especially since I'm staying alone. The best solution will be Post Express - don't have to receive it in person yet it is a registered mail.

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Added on September 28, 2010, 7:00 pm

Thanks for the info.

Looks like OCBC doesn't want my business. Had an unpleasant experience with the staff who I contacted for my appeal. In the future, I won't deposit a single sen in this bank 

My first choice now is DA, followed by You.nique. PB's Esso credit card doesn't appeal to me, though I might get the debit card since it's free for life.

so that is not really "8%" rebate?

Who can use that amount of petrol within a month?
It is still very hard to achieve even after combining all my family members' petrol consumption.

Why strive so hard to earn that 5%? An OCBC Titanium will do.

  This is going to sound silly but ....

Do I just need to silently hand the restaurant cashier the DA/CIMB card and the 10-20% discount off the total bill will automatically be given? Or do I need to inform the cashier that his restaurant offers discount to DA/CIMB card holders?

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Added on September 29, 2010, 12:52 am
I'm going to be a DA card holder too, soon, hopefully 

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Added on September 29, 2010, 12:57 am
Nah, my application was declined. I received the "you are not succesful" letter less than 10 days after I submit my application. I tried to get the agent to find out the reason. She said she'll try but since then she has not called me or answered my calls.

Hi guys, i willing to ask that if my friends own RM 2k as basic salary + RM 500 as allowance. But he didnt contribute to EPF. Is that he able to apply the Maybank CC?

Yes, I got the same thing. Received it within 1 day from posting date. Wonder how could their snail mail is so fast?

it's my 1st time applying credit cards so i have a lot of doubts. n yeah i did give a try on OCBC Titanum but failed, now trying to get Citibank's Gold Card...my agent said to me that I prob might nt get the Gold card since my basic is lower than 3k, although my income (basic + allowance) is 3k+. So let's see how it goes. I did clarify to her that I got fixed allowance tho. Seems like although u reach min Gold's requirement 36k p.a. but it's nt good enough to be qualified somehow.

SCB don't have cash rebate cards, it's a reward type of card. ya got the rm88 cashback. I think stil on since the website got. Citibank oso nt bad got RM50 cashback...I would love to Citi's Gold Shell Card. However, atm I got tis SCB debit master which offer me 7% cash rebate on fuel and 5% on groceries/watson/guardian, nt sure wat else. So I go for Citi AirAsia Gold Master first. My agent tell me try apply AirAsia Gold Master if can get it, then automatically can get Citi's Gold Shell Card. If I straight apply Gold Shell Card n my app nt approved, they give me Silver Shell (the diff is significant) at least AirAsia Silver/Gold benefits same, just CL diff. So test if i can get Citi Gold 1st or not. Since the AirAsia would be useful for me n they got this RM50 cashback so can try out for 1 year, i think.