And you want to pay back PTPTN?, Sheesh...
And you want to pay back PTPTN?, Sheesh...
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Jun 15 2010, 09:58 AM
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Junior Member
16 posts Joined: Sep 2009 |
Don't pay cannot leave Malaysia. Big deal. You think Malaysia small like Singapore?
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Jun 15 2010, 09:58 AM
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Senior Member
1,107 posts Joined: May 2009 |
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Jun 15 2010, 10:00 AM
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Junior Member
330 posts Joined: Dec 2008 |
It's not often the rakyat has the power to make kerajaan worried. This is the second best thing next to election.
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Jun 15 2010, 10:00 AM
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Junior Member
107 posts Joined: May 2010 |
QUOTE(owenfooa @ Jun 15 2010, 09:56 AM) b this PTPN give a 1st class student loan as scholarship..but seen 5 years back..lots of people not paid the loan back.. thier cant afford this kind of thing anymore..but i think their planning to make this scholarship again..cuz my younger cousin told me bout this went he applied PTPTN.. |
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Jun 15 2010, 10:03 AM
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Junior Member
107 posts Joined: May 2010 |
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Jun 15 2010, 10:04 AM
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Junior Member
82 posts Joined: Apr 2007 |
QUOTE(fhatz @ Jun 15 2010, 10:00 AM) b this PTPN give a 1st class student loan as scholarship.. yalor..i think no more alrdy ...coz i read about this PTPTN news last yr...many ppl refuse to pay back....so maybe they cancel alrdy ...but seen 5 years back..lots of people not paid the loan back.. thier cant afford this kind of thing anymore..but i think their planning to make this scholarship again..cuz my younger cousin told me bout this went he applied PTPTN.. This post has been edited by owenfooa: Jun 15 2010, 10:05 AM |
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Jun 15 2010, 10:05 AM
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Senior Member
856 posts Joined: Jan 2008 |
BTw,
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Jun 15 2010, 10:07 AM
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Senior Member
2,834 posts Joined: Jul 2006 From: here |
QUOTE(Spectreoutreach @ Jun 15 2010, 11:05 AM) Malaysian Mentality: wait for discount. If got court case.. hide the Vios in frends house, spend $$ hire relatives ,take bus to court and *sob sob* in front of judge saying how life is hard for them. |
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Jun 15 2010, 10:07 AM
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Junior Member
16 posts Joined: Sep 2009 |
QUOTE(fhatz @ Jun 15 2010, 10:00 AM) b this PTPN give a 1st class student loan as scholarship.. For 2010 ptptn 1st class loan become scholarship. For 2011, I don't know. I think cancel.but seen 5 years back..lots of people not paid the loan back.. thier cant afford this kind of thing anymore..but i think their planning to make this scholarship again..cuz my younger cousin told me bout this went he applied PTPTN.. |
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Jun 15 2010, 10:08 AM
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Junior Member
82 posts Joined: Apr 2007 |
i think gorvement alrdy very good...after u graduated, they still gv u 1 yr to seek for a job...and after tat u oli pay RM 50 per month...like the previous forummer said, got $ upgrade pc...y dun have $ to pay back ...a high end pc, u can clear at least 3 yrs ptptn loan or more...
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Jun 15 2010, 10:09 AM
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Junior Member
172 posts Joined: Sep 2009 From: penang wit love |
aparaa
car loan u can afford even though the interest is higher house loan u can afford even though the interest is higher & both has fixed figure payment per month ur education loan u cannot afford even though it didnt force u to pay whatever amount u can...??? damn sellfish ******* blah lah! |
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Jun 15 2010, 10:09 AM
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Senior Member
628 posts Joined: Jan 2003 From: adventure island |
Until those who grad in 2008(who takes 4years degree, means take ptptn on 2004) are eligible to convert loan to scholarship
I think i see it somewhere in budget abt this scholarship thing, but it did not specifically mention ptptn |
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Jun 15 2010, 10:11 AM
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Junior Member
107 posts Joined: May 2010 |
QUOTE(yuyuyu @ Jun 15 2010, 10:09 AM) Until those who grad in 2008(who takes 4years degree, means take ptptn on 2004) are eligible to convert loan to scholarship myb u can ask PTPN bout this..I think i see it somewhere in budget abt this scholarship thing, but it did not specifically mention ptptn but if u ask them.. sure u kena tangkap tak bayar lagi if let say u cant get scholarship.. |
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Jun 15 2010, 10:12 AM
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Senior Member
1,107 posts Joined: May 2009 |
QUOTE(fhatz @ Jun 15 2010, 10:03 AM) hm.. true also.. working for mnc travel like 200+days a year, although can say expenses covered by company but still means they are working, means got money payback...well, for those debtors of ptptn (except those who able to waive it due to 1st class honours before year 2006) , don't tell me you really did not pay 1 cents to PTPTN and willing to sacrify when your company i.e. Intel, Agilent, HP, IBM, Schlumberger, Hallburton, Shell, Exxon wants to send you overseas for work/training --- LOL many of those just come out and brag brag brag say I'M NOT PAYING! but paid and go one round the globe and back. it could be include TS & gogo2. |
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Jun 15 2010, 10:14 AM
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Senior Member
3,725 posts Joined: Jul 2005 From: In /hardware/ |
QUOTE(alanyuppie @ Jun 15 2010, 10:07 AM) Malaysian Mentality: wait for discount. yes, PTPTN will give 1% interest instead of normal 3%, but it takes them a very long time to implement If got court case.. hide the Vios in frends house, spend $$ hire relatives ,take bus to court and *sob sob* in front of judge saying how life is hard for them. |
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Jun 15 2010, 10:18 AM
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Junior Member
5 posts Joined: Jan 2003 From: Penang |
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Jun 15 2010, 10:18 AM
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Junior Member
330 posts Joined: Dec 2008 |
Contrary to what many people say, not many PTPTN holders use their money for luxuries or FD. All of it went to semester fees, food and books.
This post has been edited by Hidan: Jun 15 2010, 10:19 AM |
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Jun 15 2010, 10:22 AM
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Senior Member
3,725 posts Joined: Jul 2005 From: In /hardware/ |
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Jun 15 2010, 10:23 AM
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Junior Member
167 posts Joined: Apr 2006 |
those who really used the ptptn for the needs of their studies are the ones who never complained about paying back and know their responsibilities of being a borrower therefore they pay back when they managed to secure a job or started making money...
usually those who complained/whining are the ones who use their money for luxuries or FD...and most cases got kicked out/drop out 2-3 semester shy from graduating to pursue their dreams of being rich via MLM... |
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Jun 15 2010, 10:26 AM
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Junior Member
107 posts Joined: May 2010 |
QUOTE(soundsyst64 @ Jun 15 2010, 10:22 AM) except the local uni students. dapat saja ptptn, new handphone! new graphics card! new processors! XD like my frienz..hahaha..im study in private college..the loan is just using for fee..i still remember just can buy 1 2 books only/some personal stuff like new pants n shirt..for my self juz makan besar only for a while..after that..maggie is my best frienz.. |
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