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> And you want to pay back PTPTN?, Sheesh...

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SUSautoman5891
post Jun 15 2010, 09:58 AM

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Don't pay cannot leave Malaysia. Big deal. You think Malaysia small like Singapore? laugh.gif
debbierowe
post Jun 15 2010, 09:58 AM

so fast 6 stars di...
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QUOTE(Spectreoutreach @ Jun 15 2010, 09:53 AM)
Mana Boleh dude later got blacklist  brows.gif  kenot go Oversea
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TS already has solution:-
QUOTE(Hidan @ Jun 15 2010, 09:05 AM)
Join fun by going against the block overseas ruling. Some demo here and there should do the trick.
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SUSHidan
post Jun 15 2010, 10:00 AM

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It's not often the rakyat has the power to make kerajaan worried. This is the second best thing next to election.
fhatz
post Jun 15 2010, 10:00 AM

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QUOTE(owenfooa @ Jun 15 2010, 09:56 AM)
bro, i thiknn no more alrdy, coz my frds 1st class aso..but he still has to pay back the $$ ...
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b this PTPN give a 1st class student loan as scholarship..
but seen 5 years back..lots of people not paid the loan back..

thier cant afford this kind of thing anymore..but i think their planning to make this scholarship again..cuz my younger cousin told me bout this went he applied PTPTN..
fhatz
post Jun 15 2010, 10:03 AM

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QUOTE(automan5891 @ Jun 15 2010, 09:58 AM)
Don't pay cannot leave Malaysia. Big deal. You think Malaysia small like Singapore? laugh.gif
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+999

rclxms.gif rclxms.gif rclxms.gif

if u want to go oversea..that mean u have lots of money..that is easy part of explaining.. nod.gif
owenfooa
post Jun 15 2010, 10:04 AM

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QUOTE(fhatz @ Jun 15 2010, 10:00 AM)
b this PTPN give a 1st class student loan as scholarship..
but seen 5 years back..lots of people not paid the loan back..

thier cant afford this kind of thing anymore..but i think their planning to make this scholarship again..cuz my younger cousin told me bout this went he applied PTPTN..
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yalor..i think no more alrdy ...coz i read about this PTPTN news last yr...many ppl refuse to pay back....so maybe they cancel alrdy ...

This post has been edited by owenfooa: Jun 15 2010, 10:05 AM
Spectreoutreach
post Jun 15 2010, 10:05 AM

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BTw, cool2.gif I Forget to add a possibly legal action by PTPTN and get dragged to court . End up pay more doh.gif
alanyuppie
post Jun 15 2010, 10:07 AM

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QUOTE(Spectreoutreach @ Jun 15 2010, 11:05 AM)
BTw, cool2.gif  I Forget to add  a possibly legal action by PTPTN and get dragged to court . End up pay more  doh.gif
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Malaysian Mentality: wait for discount.

If got court case.. hide the Vios in frends house, spend $$ hire relatives ,take bus to court and *sob sob* in front of judge saying how life is hard for them.
SUSautoman5891
post Jun 15 2010, 10:07 AM

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QUOTE(fhatz @ Jun 15 2010, 10:00 AM)
b this PTPN give a 1st class student loan as scholarship..
but seen 5 years back..lots of people not paid the loan back..

thier cant afford this kind of thing anymore..but i think their planning to make this scholarship again..cuz my younger cousin told me bout this went he applied PTPTN..
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For 2010 ptptn 1st class loan become scholarship. For 2011, I don't know. I think cancel.
owenfooa
post Jun 15 2010, 10:08 AM

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i think gorvement alrdy very good...after u graduated, they still gv u 1 yr to seek for a job...and after tat u oli pay RM 50 per month...like the previous forummer said, got $ upgrade pc...y dun have $ to pay back ...a high end pc, u can clear at least 3 yrs ptptn loan or more...
keown83
post Jun 15 2010, 10:09 AM

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aparaa


car loan u can afford even though the interest is higher

house loan u can afford even though the interest is higher

& both has fixed figure payment per month


ur education loan u cannot afford even though it didnt force u to pay whatever amount u can...???


damn sellfish *******

blah lah!
yuyuyu
post Jun 15 2010, 10:09 AM

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Until those who grad in 2008(who takes 4years degree, means take ptptn on 2004) are eligible to convert loan to scholarship

I think i see it somewhere in budget abt this scholarship thing, but it did not specifically mention ptptn
fhatz
post Jun 15 2010, 10:11 AM

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QUOTE(yuyuyu @ Jun 15 2010, 10:09 AM)
Until those who grad in 2008(who takes 4years degree, means take ptptn on 2004) are eligible to convert loan to scholarship

I think i see it somewhere in budget abt this scholarship thing, but it did not specifically mention ptptn
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myb u can ask PTPN bout this..
but if u ask them..
sure u kena tangkap tak bayar lagi if let say u cant get scholarship..
debbierowe
post Jun 15 2010, 10:12 AM

so fast 6 stars di...
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QUOTE(fhatz @ Jun 15 2010, 10:03 AM)
+999

rclxms.gif  rclxms.gif  rclxms.gif

if u want to go oversea..that mean u have lots of money..that is easy part of explaining.. nod.gif
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hm.. true also.. working for mnc travel like 200+days a year, although can say expenses covered by company but still means they are working, means got money payback...

well, for those debtors of ptptn (except those who able to waive it due to 1st class honours before year 2006) , don't tell me you really did not pay 1 cents to PTPTN and willing to sacrify when your company i.e. Intel, Agilent, HP, IBM, Schlumberger, Hallburton, Shell, Exxon wants to send you overseas for work/training --- LOL

many of those just come out and brag brag brag say I'M NOT PAYING! but paid and go one round the globe and back. it could be include TS & gogo2.
SUSsoundsyst64
post Jun 15 2010, 10:14 AM

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QUOTE(alanyuppie @ Jun 15 2010, 10:07 AM)
Malaysian Mentality: wait for discount.

If got court case..  hide the Vios in frends house, spend $$ hire relatives ,take bus to court and *sob sob* in front of judge saying how life is hard for them.
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yes, PTPTN will give 1% interest instead of normal 3%, but it takes them a very long time to implement biggrin.gif
.:Jin:.
post Jun 15 2010, 10:18 AM

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QUOTE(daruma @ Jun 15 2010, 09:46 AM)
bodoh kalau bayar
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lol later he cut from ur epf.. or cut from ur parent epf.. then u become a bodo itself...
SUSHidan
post Jun 15 2010, 10:18 AM

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Contrary to what many people say, not many PTPTN holders use their money for luxuries or FD. All of it went to semester fees, food and books.

This post has been edited by Hidan: Jun 15 2010, 10:19 AM
SUSsoundsyst64
post Jun 15 2010, 10:22 AM

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QUOTE(Hidan @ Jun 15 2010, 10:18 AM)
Contrary to what many people say, not many PTPTN holders use their money for luxuries or FD. All of it went to semester fees, food and books.
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except the local uni students. dapat saja ptptn, new handphone! new graphics card! new processors! XD
muzzodammerung
post Jun 15 2010, 10:23 AM

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those who really used the ptptn for the needs of their studies are the ones who never complained about paying back and know their responsibilities of being a borrower therefore they pay back when they managed to secure a job or started making money...

usually those who complained/whining are the ones who use their money for luxuries or FD...and most cases got kicked out/drop out 2-3 semester shy from graduating to pursue their dreams of being rich via MLM...
fhatz
post Jun 15 2010, 10:26 AM

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QUOTE(soundsyst64 @ Jun 15 2010, 10:22 AM)
except the local uni students. dapat saja ptptn, new handphone! new graphics card! new processors! XD
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rclxms.gif rclxms.gif rclxms.gif

like my frienz..hahaha..im study in private college..the loan is just using for fee..i still remember just can buy 1 2 books only/some personal stuff like new pants n shirt..for my self juz makan besar only for a while..after that..maggie is my best frienz.. doh.gif

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