A borrow X money
X refuse to give back because he saw A waste his $$$ gambling.

what kind of logic is this?

Its like saying "let's rape that slut coz she aint virgin in the first place".

Stoopid borrowers. dont borrow if you dont intend to give back. No use study when the basic morality is already f*ked up

Yep.. by continuous DEFY/REFUSE paying back whats borrowed and expect the government NOT to take action = stupid. I hope those defaulters go to jail if they continue like this.

typical loser talk. During applying for PTPTN. behave like puppies all goodie-goodie. When its time to pay back.... cry foul "I'm the victim". Thats why some people are worse than peasants and deserves to be in such status. Lack of integrity and can't be trusted.

Defaulters will have 1,001 excuses not to pay. Later they say the building wont run but will collapse (waste $$). Later again they will say.. building is dead.. wont generate income but incur cost. Finally they might say.. I am still alive.. as long as I am (read: Don't assasinate me).. you fellas at PTPTN might have *chance* in the future to get my eer your $$$$ back...................... nananananananananana.........

When PTPTN tried to trace these people.... all they get are the same source... www.lubangcacing.com.my

Malaysian Mentality: wait for discount.

If got court case.. hide the Vios in frends house, spend $$ hire relatives ,take bus to court and *sob sob* in front of judge saying how life is hard for them.

But TS sure provided one of the lamest excuse ever. Just because the one borrowing doing a "reckless" thing, its ok for the borrower NOT to pay back.

If like this, I try borrow $$$ from a generous man. When he ask for his $$$ back, I tell him he is living a bad lifestyle like smoking and clubbing. I will do him a favor by not repaying the $$ I owed him. LOL!