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> And you want to pay back PTPTN?, Sheesh...

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fhatz
post Jun 15 2010, 09:15 AM

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boleh bayar ikut mampu..

around 100 per month..still can ma..
not RM50 per days.. doh.gif

we used the money for get the diploma/degree..
with that we have a jobs..

jobs give us money..if dont get the loan..we cant further our study..
not all Malaysian parent can pay their children u fee..

PTPTN got thier money from EPF..from our money if u all already work lar..n include our parent money..
if we not paid our loan..what happen to EPF??what happen to our brother/sister that want further their study??

PTPN is not gomen..back 10&15 ago..it so hard to futher study cuz dont have any loan that can help student..

only excellent student with good luck manage get loan/scholarship for study..

This post has been edited by fhatz: Jun 15 2010, 09:20 AM
fhatz
post Jun 15 2010, 09:19 AM

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QUOTE(brian12988 @ Jun 15 2010, 09:15 AM)
then when pakatan take over..they will abolish PTPTN so that BN wont have chance to come back....then everyone cannot study...then we will become high income economy with low education and with high income/education divide..
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rclxms.gif rclxms.gif rclxms.gif

all Malaysian want everything free..

This post has been edited by fhatz: Jun 15 2010, 09:19 AM
fhatz
post Jun 15 2010, 09:28 AM

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"new mosque in Putrajaya, new Parliament and new palace"

if dont have all this..all malaysian said gomen stupid..dont know to manage country to develop country and lots2 of others thing..

gomen can give all thing subsidy like foot,water,electric,loan study,low tax..
malaysia memang boleh..

tapi sampai bila???

how country to develop??

if dont have any new thing like iskandar project,cyberjaya,north msc..
where gomen can get money..
fhatz
post Jun 15 2010, 09:41 AM

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QUOTE(xiong @ Jun 15 2010, 09:31 AM)
the less we pay per month . the more they untung lehs.  The money u owe em if its alot and u paying back little by little . 20 years also cannot settle ur loan and jus interest rate itself increasing the amount of money u owe em every year . imagine this you owe ptptn 60k. and every month u only pay RM 100. cannot lahs wei. your jus paying for the interests they charge u only instead of  the so called settling ur ptptn.
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correct..but

bayar ikut kemampuan..if u cant afford more that that to cover other things like ur iphone/pc 2-3k/used civic/house loan..
100/50 also ptpn can accept..but like what u said lar..20 years also cant settle the loan..
fhatz
post Jun 15 2010, 09:42 AM

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QUOTE(alanyuppie @ Jun 15 2010, 09:40 AM)
typical loser talk. During applying for PTPTN. behave like puppies all goodie-goodie. When its time to pay back.... cry foul "I'm the victim". Thats why some people are worse than peasants and deserves to be in such status. Lack of integrity and can't be trusted.
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Biasa lar bro.. rclxms.gif
fhatz
post Jun 15 2010, 09:45 AM

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QUOTE(soundsyst64 @ Jun 15 2010, 09:32 AM)
alangkah bagusnya if PTPTN let us pay what we borrow. eg. borrow RM 10K, pay back RM 10K without interest
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aku pun harap macam itu..but this is like processing money..

PTPN loan from EPF..the transaction manage by them..their want "untung"..most of student pay back 100 per month..

borrow 30-40k..how long PTPTN can settle with EPF side..this interest cover all this thing..

PTPN is not gomen..

fhatz
post Jun 15 2010, 09:50 AM

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QUOTE(Uzumaki NaruTo @ Jun 15 2010, 09:45 AM)
kesian ts. no money to pay ptptn eh. internet free from mcD yes?
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fhatz
post Jun 15 2010, 10:00 AM

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QUOTE(owenfooa @ Jun 15 2010, 09:56 AM)
bro, i thiknn no more alrdy, coz my frds 1st class aso..but he still has to pay back the $$ ...
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b this PTPN give a 1st class student loan as scholarship..
but seen 5 years back..lots of people not paid the loan back..

thier cant afford this kind of thing anymore..but i think their planning to make this scholarship again..cuz my younger cousin told me bout this went he applied PTPTN..
fhatz
post Jun 15 2010, 10:03 AM

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QUOTE(automan5891 @ Jun 15 2010, 09:58 AM)
Don't pay cannot leave Malaysia. Big deal. You think Malaysia small like Singapore? laugh.gif
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+999

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if u want to go oversea..that mean u have lots of money..that is easy part of explaining.. nod.gif
fhatz
post Jun 15 2010, 10:11 AM

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QUOTE(yuyuyu @ Jun 15 2010, 10:09 AM)
Until those who grad in 2008(who takes 4years degree, means take ptptn on 2004) are eligible to convert loan to scholarship

I think i see it somewhere in budget abt this scholarship thing, but it did not specifically mention ptptn
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myb u can ask PTPN bout this..
but if u ask them..
sure u kena tangkap tak bayar lagi if let say u cant get scholarship..
fhatz
post Jun 15 2010, 10:26 AM

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QUOTE(soundsyst64 @ Jun 15 2010, 10:22 AM)
except the local uni students. dapat saja ptptn, new handphone! new graphics card! new processors! XD
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like my frienz..hahaha..im study in private college..the loan is just using for fee..i still remember just can buy 1 2 books only/some personal stuff like new pants n shirt..for my self juz makan besar only for a while..after that..maggie is my best frienz.. doh.gif
fhatz
post Jun 15 2010, 02:26 PM

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QUOTE(gundamsp01 @ Jun 15 2010, 02:18 PM)
RM50 per day = RM 1500 per month...even my father also cannot pay back that amount of money la...how can fresh grad affords that?swt...=.=
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that forumer mistake lor..if like that sure nobody wanna to loan with PTPTN..
fhatz
post Jun 15 2010, 03:24 PM

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QUOTE(hako @ Jun 15 2010, 03:14 PM)
poeple shouldn't even be paying for an education anyway.
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hmm.gif

others country do like what u mention b4..like england/USA??

or spore..people always said spore is good example..

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