What would you recommend?

Oh it doesn't work the other way. (SGD to MYR)

Hey everyone just a heads up.
There may be a way to open an account with UOB now too.

If you search on Google "I am a foreigner. I would like to know the requirements of opening a personal account with UOB."

It outlines what you need.

I went into a UOB branch and the front door person told me repeatedly it's not possible must have Singpass, need address here must be working here. All the usual default responses.

She then referred me to the security guard who also told me it's not possible.

I just kept showing them this link on their site. Eventually they referred me to another member of the team.

Short answer is, it looks like it's possible.

Seems like they want me to start a fixed deposit for 5 years or invest into a mutual fund that can be withdrawn at my choosing.

Can split between the two.

The bank staff gave an example of investing into their mutual fund made up of US stocks + other countries. Then if the market does well she said some clients withdraw in 1 - 2 years.

At the same time she said you get a bank account with a minimum $1,000 SGD balance required. Sounds like their "UOB One" product.

I haven't got the amounts to invest yet.

But maybe there's an option with UOB now too?

Will report back when I find out more.

No worries, to each their own.

If it's an option, it's good to have that choice in case other people get rejected from DBS.

It seemed like reading the past replies that only DBS was an option for an SG bank so just wanted to let everyone know there is potentially an alternative.

Which is why I say if you don't have a DBS/UOB/OCBC account (i.e., not meeting the study/work pass requirement), you are unlikely able to open CDP account. Conversely, if you already have a work/study pass, you are definitely eligible for DBS/UOB/OCBC and CDP.

Ah I see, I thought its as long I have an account with any of the listed.



nope, no pass

Nothing wrong consider that it is impossible to open DBS account without pass.

Once you have DBS/UOB/OCBC, CDP/DBS Vickers and anything else is possible.

Of course in your example, DBS Vickers + bank account comes in one package. In that case, you can ask for more by asking them to open a CDP account for you. I suspect you don't have CDP account, why didn't you open one back then if this method works?

Unlike opening DBS account which allows those with $$$ to buy their unit trusts/bancassurance products, it's "no pass, no talk" for CDP (via ordinary route).

Ooo. Back then interest rates are low so the CDP is pretty much useless. But now you can subscribe for SG government securities with the CDP account you opened earlier. Funny I didn't see you active in the SG T-bills/SSB thread. So I inferred wrongly you didn't open a CDP account back then.

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Life has changed since then. It is difficult to open one DBS account today, as evident here: https://forum.lowyat.net/index.php?showtopi...ost&p=106627194

It is reasonable if you consider you are trying to open 3 accounts in one go and the banks hardly make a profit out of you and bearing risk with an unknown foreign customer when there are 50 or so ah mah and uncles queueing behind you trying to place their hundred thousand SGD FD 

6k SGD is still a lot of money for some. That's almost 20k MYR.

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Maybe you can share you pushy tricks for others here to test.

So your pushy trick is to ask "I was like I travel so far here, just open both account together can or not?"

Are you sure? The wabsite list down you need 7 bank then Maybank also inside the list wor

Oic, open CDP account also need FIN number ah, Singapore so kiasu lah...
For me ok lah, I just want buy Singapore REIT only, I have FSM SG also can buy

just now I try SGX website also cannot proceed because I dont have FIN number, because FIN number is come from Singapore pass

Yes. I know Maybank and other banks are listed in the DCS service list. Citibank, HSBC, Standard Chartered are also listed.

But again the official route requires FIN number, which is only given if you have a pass/legitimate reason to stay in SG beyond the 30-day visa-free period by the ICA.

So, without the FIN, it does not matter whether you have either of the 7 bank accounts, CDP is just not available. But if you already have FIN, then surely you will have an address in SG, which allows you to open DBS account (and Vickers, CDP etc.)

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As for the "unofficial method/route"

Unless someone reported success with Ramjade's "pushy" tricks on opening DBS bank + Vickers + CDP account without pass and assuming you are not willing to fork out 10-50k for UTs/insurance products, it's safe to assume that the only route left is the official route.

We’ll also set up a new DBS Multi-Currency Account (MCA) for you to make the settling of trades and dividend crediting convenient.

https://www.hsbc.com.sg/accounts/products/savings/
if want open other singapore bank account, maybe can try HSBC SG??
I see website the requirement only need ic/passport for foreigner

lol I immediately spotted a problem.

You read further below.



If you click on the "required document" link (highlighted in green box): https://www.dbs.com.sg/personal/support/ban...s-required.html

The same old page everyone would have visited before coming here and ask for help.



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Anyway, not discouraging anyone to try. If you deliberately not point out the green highlighted box part you might stand a chance with a good enough conversation tactic.

which sg bank you open? I plan walk in HSBC Malaysia branch and submit the form to open HSBC SG bank account

have ppl just walk in my branch then submut form that all, no need premier account,

I have CIMB SG and Maybank SG already, so I plan open another bank is HSBC SG. I have play forex trading, so I want find the bank can withdrawal and so fast money can arrive to my bank account. Maybank SG will use 3-4 days via debit card method and CIMB SG no issue debit card so no comment, then HSBC Amanah Malaysia use 3-4 days via debit card arrive to my bank account, so I think if I use HSBC SG do withdrawal will more faster compared to Maybank SG. I guess

I dunno also, I see the Facebook Singapore Malaysian working group have ppl share experience about this

https://www.google.com/url?sa=t&source=web&...XvA4WJDVeY__i7T

Unfortunately, I just normal Malaysian work in Malaysia.

May I ask, how or where do you get to know that (abt can open sg bank account and stuffs)?
I got it from postings by forummers in the thread that you had linked earlier.
Now a forummer had accused those info from postings by forummers in that thread are 'not true" and "nonsense".
Thus I am eagerly wanting to know who is really talking nonsense.

So can open an CIMB SG account via cimbclick with 0 balance first. How to deposit the SGD1000 upfront, convert MYR-to-SGD via cimbclick too?

Can we open Singapore bank account?

Nobody knew can open Maybank SG account online until we started talking about it here.. at the time when I did it, there was zero forum posts, websites or blogs about it.. seriously, zero... everyone was recommending CIMB and said Maybank was a paper form and need go branch (as per the site u posted above).

It was only when a friendly RM told me to do it online that I realized it finally launched, long after Maybank announced it back in March 2022 or so... So I did mine online, got my account approved and ready in one day and I put money in on the same day.

Now these kind of info, because it's not available online.. you won't hear some people advising you to do so, like a know it all ... because it seems like what they know is mostly what other people have shared, not own experience..

Both nexona88 and me knew abt this thread and the many valuable contributions made by forummers...
The problem now is a forumner in another thread mentioned abt "not true" and "nonsense" for he said need to adherd to MAS and  Singiass KYC requirements.

For example many mil?