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 Credit Card v10

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Lineage
post Jun 25 2010, 11:01 PM

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QUOTE(leongal @ Jun 25 2010, 11:00 PM)
how does visa pay wave works? does it means that if the merchant has the wave thing, i can make payment, just merely waving it? no nit pin or do anything?
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The merchant have the something like "sensor"..like our Touch n Go..just tap and go only..no signature require..
Lineage
post Jun 26 2010, 02:31 PM

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This morning I called Eon Bank to request temporary increase my credit limit..the agent said can be increase 30% of my credit limit, then I said ok..please proceed..but when I try to use 1 hour later, the terminal show "do not honor"..what la Eon Bank..

After that I call again, she said they cannot increase my limit..lol..
Lineage
post Jun 26 2010, 04:35 PM

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QUOTE(hye @ Jun 26 2010, 04:08 PM)
Credit limit increase are normally approved by another department. CS/Agent do not have the authority to approve this request.
Even if you call Citibank it is the same thing (Despite them advertising this feature openly). Request and approval for temporary CL is done by different department + bear in mind temporary CL only last for 30 days.

You need to pay off the excess CL used in your next bill + 5% of what you original CL. If you don't do this means you defaulted on your payment. Aha ... not so simple after all right ? There's a reason banks often deny this CL increase coz customers may not understand this part.


Added on June 26, 2010, 4:10 pm

I didn't get any letter about this. SCB replied my email saying they will reset the rebate on 1st July. Guess we will know it later whether rebate system still exist or not.
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Normally it takes how long to process? The CS should tell me this..lol..If emergency, I don't know how angry am I to the bank.. doh.gif
Lineage
post Jun 26 2010, 05:29 PM

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QUOTE(maru @ Jun 26 2010, 04:59 PM)
The other i called citibank to increase 3k temporary, within 1 hour done smile.gif
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Citibank not same level with Eon Bank smile.gif
Local bank cannot fight with international bank in terms of processing speed, customer service and etc.. laugh.gif
Lineage
post Jun 26 2010, 08:47 PM

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QUOTE(MilesAndMore @ Jun 26 2010, 06:44 PM)
Public Bank is very good, as far as i am concerned.
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But unfortunately, they rejected my application.. smile.gif
Lineage
post Jun 29 2010, 05:09 PM

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QUOTE(siutimtim @ Jun 29 2010, 03:26 PM)
what card you apply leh.. so fast lehh.. are you existing eon bank customer ahh??
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Around 1 week to capture the application..that's too slow sweat.gif
Lineage
post Jul 26 2010, 05:42 PM

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Hi all,

How can I request to increase my credit limit? hmm.gif
Lineage
post Jul 26 2010, 09:30 PM

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QUOTE(maru @ Jul 26 2010, 07:01 PM)
fax in ur income documents....or call up normally wont entertain u unless u really use up ur CL
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Now my CL is only 2k..I hope it can increase to 5k..what is the recommended salary? hmm.gif


Lineage
post Jul 26 2010, 10:03 PM

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QUOTE(gastacopz @ Jul 26 2010, 10:02 PM)
2k  sweat.gif  sweat.gif  sweat.gif

enough or not bro???

which bank?
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Definitely not enough la..lol..other bank giving me 5k at least..lol..It's Eon Bank doh.gif
Lineage
post Jul 27 2010, 07:46 PM

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QUOTE(jonuslee @ Jul 26 2010, 10:40 PM)
how long do you work d? sometime they based on how long you have been working  to decide to give you credit limit.but 2 k is too low. issit a co-branded card or just normal card?
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Around 2 years..Its GSC Eon Bank Gold Credit Card..

QUOTE(ck_tonny @ Jul 26 2010, 11:01 PM)
I oso want to know which bank offer such limit? Usually what i heard is at least 3k limit.
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Eon bank..when I get it..I was shocked.. rclxub.gif
Lineage
post Jul 28 2010, 09:54 PM

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QUOTE(muscaa @ Jul 27 2010, 10:24 PM)
yes..terminate the credit card before they charge the service tax. At the same time try to apply for new credit cards which gives rebate/free points to waive the service tax. That's they way to go nowaday.  rclxms.gif
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Before I get the card, the GST already charge to my account..lol..maybe I will submit request to increase my CL..if they refuse, bye bye GSC EON BANK GOLD CARD..10% per ticket isn't big deal..just like the card design.. nod.gif
Lineage
post Aug 13 2010, 10:28 PM

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hi alll, last month i get rejected by citibank,but i would like to reapply..will it approve after 3 months?im planning to apply on October..
Lineage
post Aug 13 2010, 11:00 PM

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QUOTE(chemistry @ Aug 13 2010, 10:34 PM)
Applying same type of card as previous may fail as well. Try to apply other card type if you insist on citibank.
Attach a photocopy of other credit card to increase chance of approval.
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Previously apply Cash Back GOld Card..now wanted to apply Shell Card.. thumbup.gif
So I attach my payslip, Epf statement, and my credit card? shocking.gif
Lineage
post Aug 13 2010, 11:34 PM

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QUOTE(chemistry @ Aug 13 2010, 11:09 PM)
What was the due date ?
Why EPF?
I normally attach copies of NRIC, 3months payslip and a front image of credit card.
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Stronger evidence biggrin.gif

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