Now we are talking abt one of the differences.
This promo suits me well, as I like to pump different fuel

It's not matter of best or not best, it's the matter of suitability.
You recommend a card which requires 250k in balance, how can a fresh grad afford this?
Who will likely travel frequently? At least a Regional Manager I think.

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Added on August 6, 2010, 2:57 pmBank's credit department is kinda unpredictable, sometimes double standard.
Citibank via phone call offered my sister a Shell Gold card free for life, which was not available for "walk in & apply".

This post has been edited by chemistry: Aug 6 2010, 02:57 PM

You mentioned SCB VI because you think it's the card that offer best rewards. Yeah, its benefit is very tempting indeed.
But my recommendation was based on gorengnazi's input.
Yeah, u were so great because you got the chance to fly across the globe. Not all fresh grad got that chance, u get wat i mean?

Perhaps I am a frequent traveller now, if I took my employer's offer. I chose another post instead, which just need to stay in air-cond room, sometimes go out service customers.

DA petrol rebate is until end of the year,as published in DA official website.
For other rebates program (GIANT/TESCO/GUARDIAN/COLD STORAGE/KFC), it is very likely DA will extend the promo period once expired.

On 3/7/2010, I knew that I no longer enjoy 10% rebate at KFC, therefore I didn't have appetite to dine there
But then, a few weeks later when i surfed DA's website, then only found that the rebate has been extended from 1/7 to 30/9.
Cheh! DA should have advertised this good news in paper mah! Why don't just keep it ON for the whole year?

This post has been edited by chemistry: Aug 6 2010, 05:25 PM

Interested applicants are advised to bring along latest pay slip or Income tax statement besides NRIC in order to facilitate processing

Do u mind to tell how much u spent ?

The situation is like you use ur Aeon credit card to pay at Jusco, say RM100. Your J-card entitles you 100 pts, then another 50 pts given by Aeon credit.

This post has been edited by chemistry: Aug 7 2010, 02:51 PM

Read the fine print very carefully.
And tell the card agent don't ever send two cards to you (VISA & MASTER), that way you'll be charged two times RM50 for credit card tax even though you're not interested in it. You can of course dispute the matter but it's always better to prevent than cure.

Then u shall be careful what is the T&C behind this free RM150.

Reward point also face depreciation, haha. Guess other banks will follow suit in short time.
Cash rebate is better? I havent seen banks revise their cash rebate %

I agree with you.
I cancelled my Gold Visa in last Dec, but then received a newly issued Visa Platinum. Since the card's anniversary date falls in next December, I decided to keep it first See whether year end got any policy change

Darn...HSBC amanah! I applied thrice and all were rejected without reason.
I never have an Islamic card. Will it really be rejected at non-halal places? How do the banks do that?
Just checked CIMB website. RM50 voucher is still redeemable with 10,000 pts. But the RM8 courier fee really sux.

Yea, even factory technician has a Platinum card
Now ppl go for VISA INFINITE liao

If i buy tiger beer at Tesco, cannot swipe Islamic card? If so, the card terminal is so smart la
Oh yes I'm in Peninsular.
Really? Last year only 9500 pts? Well that's a depreciation of 500/9500 = 5.26%

Anyway, 10k pts redeem RM50 is the norm amongst most banks.
HSBC is generous in giving out cash rebates (got T&C), but stingy on points redemption.

They are right.
Credit card service tax can only be settled either by cash or by points redemption only when the tax is imposed on the card. No EARLY SETTLEMENT

This is the reply from a Direct Access Customer Service Officer. Hope this helps.

This post has been edited by chemistry: Aug 10 2010, 10:13 PM

Maybe we'll need some friends here who are using any of these 3 banks to post their foreign transaction here. By this way we'll know how the banks get the figure.

Oh really? I'm sorry I didn't dig into the issue.
So, the puzzle remains unsolved?

This post has been edited by chemistry: Aug 10 2010, 11:32 PM