Hi guys,

I'm planning to buy my first property around puchong area which is an apartment priced around 200k +. I've done some read ups on buying a house and so far from my understanding, BLR is the way to go compared to fixed rate at this moment as the BLR rate is quite low but i'm still in a dilemma on which bank to go for. I haven't actually asked their plans and stuff so i'm wondering if someone who has experience in this could advice which are the top 3-5 banks for housing loan. Any other advice would be greatly appreciated as well. Thanks!

If you are buying first hand from developer, usually they have a panel of banks you can choose from with a special promotion on your apartment.

If you are buying second hand, then you can call up all the banks to ask for a proposal and see which one offer you the best rates and deals.

no matter which bank GET A GOOD AND TRUSTED LAWYER

and nego the price!!!

Hi CyberKewl,

I'm Roy from Mortgage Broker S/B. I represent many banks/insurance companies so I can provide independent advice on the pros and cons of a wide range of different bank loan packages offered. I will also save you time and hassle by apply to all those banks for you at one go. Our service is also absolutely free to the customer.

I have also bought a few properties myself so I know there are many questions going through your mind. Please feel free to contact me for anything loan or property related.

Hope to hear from you soon.

Regards,
Roy
012 2169026
teoengchin@gmail.com

mortgagebroker.com.my

You may refer to the latest few pages of the pinned topic in regards to rates: http://forum.lowyat.net/topic/701749

If the lawyer provided by developer (legal panel) cause they offering free legal fee and SPA. Is that ok? If that case, what shall we take note on? Read carefully about the SPA before sign?

thanks guys for the tips. will take a look

maybe you want to take a third party opinion, i.e. your lawyer - ask the developer's lawyer to email you and get it read through by another lawyer