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 Public Mutual v2, PB/Public series

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debbieyss
post Jun 23 2011, 09:49 AM

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QUOTE(Evening @ Jun 22 2011, 08:30 PM)
I wonder why public mutual always got fund close for investment .
For the current situation as pricing is lower, is good to top up more units in, but due to fund
was closed, investor have also loss the chance for top up.
Wonder for those whom sold out the units, then the available units just left it there seems it not open for everyone
to invest ?

Or only public mutual agent still be able to top up right this moment ?
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QUOTE(l3g3nd1314 @ Jun 22 2011, 08:40 PM)
This is because the fund size has exceeded what SC approved for the limit.
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Then how come my agent still ask me to invest few hundred ringgit every month? If one day the fund size has exceeded the SC approved and the fund I used to invest closed already, meaning I can't even top up? Then what's the purpose I invest in a fund?
debbieyss
post Jun 23 2011, 11:07 AM

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What is DDI?
debbieyss
post Jun 24 2011, 08:56 PM

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May I know what are the procedures to cash out money from the unit trust fund?
debbieyss
post Jun 24 2011, 10:31 PM

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kparam77, thanks for your reply but, I want to know how to 'take out' money from the fund wor...
debbieyss
post Jun 24 2011, 11:59 PM

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I see.

Noted. Thanks a lot! smile.gif
debbieyss
post Jun 29 2011, 02:42 PM

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Owning RM1 million or more doesn't mean he is really a millionaire.

How do you know if you are millionaire? Simple.

Once you can buy things without care, then yeah, you are a millionaire.
debbieyss
post Jun 29 2011, 11:42 PM

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QUOTE(Bonescythe @ Jun 29 2011, 06:11 PM)
I am much better than you then..
I have x100 trillions of airs. Cannot finish consuming it..

Anyhow... Today KLCI reaching record high.. smile.gif WOots..
MF gonna follow soon, especially PIF.. Sure gaining good.
*
What??? Today I just bought unit trust for the first time in my life and it hit historical high??? What the.......!
debbieyss
post Jun 30 2011, 12:01 AM

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Old fund or new fund is not important. Most important thing is it's a good performing fund.
debbieyss
post Jul 3 2011, 03:24 PM

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QUOTE(ryan98 @ Jul 3 2011, 11:15 AM)
just curious ,will the coming 9july rally affect the market ?

it seem that ge is coming. at least this wat hint by our pm.

historically the market will down a bit during ge or political instability .

what would action taken during turbulent time for mutual fund? 

Hold, or switch to a more stable fund like bond or cash out.

thank in advance for advice. notworthy.gif  still a newbie , hope to learn more from sifu here.
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I'm not a sifu, but i have something to share. According to my past experience (not long, only about 1 year.. LOL), malaysia market is pretty hard to predict, because it doesn't go align with what other countries do. When Hong Kong's Hang Seng dropped 100 points, KLCI just dropped about 10 points, when all major markets rose, KLCI was still optimistic and keep going up. I was told that it is due the 'big bosses' or gomen that controlling, so it could create an illusion to the investors that Malaysia is a safe place to invest.

So, unless you invest in major market shares such as China, US, Hong Kong, Tokyo, if you want to invest in Malaysia, go for long term investment, this will be the safest way to do.

My personal opinion only, just take it as reference, don't merely follow. smile.gif
debbieyss
post Jul 18 2011, 07:32 PM

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QUOTE(kparam77 @ Jul 18 2011, 06:45 PM)
KLCI down 14 point today. sweat.gif
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Good...
Time to go down. tongue.gif
debbieyss
post Aug 9 2011, 09:23 PM

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QUOTE(Bonescythe @ Jun 3 2011, 02:23 PM)
You might want to try Index Fund..
Since our index will be penetrating to new heights this year, KLCI projected to break 1600.
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Got cha!

KLCI plunged below 1500 now... brows.gif
debbieyss
post Aug 9 2011, 10:06 PM

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People start buying when it is low, i started buying when it's historical high! doh.gif
Fortunately I'm buying once a month so to leverage down...
debbieyss
post Aug 10 2011, 07:21 PM

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Small Cap very the expensive leh.... 1 unit costs about RM0.8122
debbieyss
post Aug 10 2011, 11:00 PM

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QUOTE(wongmunkeong @ Aug 10 2011, 08:35 PM)
Expensive? Compared to the stocks being held or compared ringgit for ringgit with other funds?

er.. i dont think that's the right method to value "expensive" or not a fund is
May be better to compare similar funds and/or similar performances over 3 to 5 years at least. Then can say expensive (over valued) or cheap (value)  tongue.gif
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Because i'm comparing small cap with public saving fund, so i would say small cap is still expensive. But I wish to buy more diversified products, so will put Small Cap aside at this moment.
debbieyss
post Aug 12 2011, 07:56 PM

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As some of the forumers here know, I had got a Unit Trust Consultant to open an account for PSF.

Do you think I can get another consultant to open a new account for another fund? Reason being I am not quite satisfy with my current consultant.
debbieyss
post Aug 13 2011, 10:22 AM

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QUOTE(echoesian @ Aug 13 2011, 12:48 AM)
Don't talk about future, talk about current the NAV already lower than the launch NAV!
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Can I know which fund is it?? drool.gif
debbieyss
post Aug 14 2011, 09:31 AM

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QUOTE(wongmunkeong @ Aug 14 2011, 06:31 AM)
True if the agent adds value.

If the agent is nearly as blur as the customer OR worse, only worried about his/her own commission, then buta buta customer "straight away" lose 5.5% lor. Makes it harder to win when one's ammo is cut down right at the beginning, even for getting into the battle tongue.gif

Note that either most sales agents just put their customers on auto-cruise (monthly Direct Debit Instruction / Standing Instruction) and the 5.5% (ok lar, realistically 2.75% only flows to sales agent) keeps draining along. Lama lama jadi bukit heheh 
OR
con-sulted the customer to go in lump sum, sure win-wan, to "lock-in their commission one shot"
brows.gif
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These statements make me think of my current unit trust consultant! mad.gif

This post has been edited by debbieyss: Aug 14 2011, 09:31 AM
debbieyss
post Aug 18 2011, 01:08 PM

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QUOTE(wongmunkeong @ Aug 18 2011, 12:02 PM)
If i'm not mistaken:
2nd Sat monthly @ Bangsar branch
or 3rd Sat monthly @ Damansara Perdana branch
or 4th Sat @ Cheras branch
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These branches allow public to open new unit trust accounts?
debbieyss
post Aug 19 2011, 07:14 PM

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QUOTE(stevo @ Aug 18 2011, 02:44 PM)
Yea they do and they will randomly assign you to an agent. If you get your own agent (base on recommendations from friends etc), you do not even have to go to the branches. Your agent usually will come to you.

Then again, by you posting this on here, I'm sure tons of agents have PM you already. Hahaha smile.gif


Added on August 18, 2011, 2:53 pm
The schedule can be found at the branch... trainings and exams. I think the Damansara Perdana branch has tons of trainings for this.
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Surprisingly, no, not even one! haha...

Maybe they know I used to complain my current consultant and know that I am a difficult client, so don't bother to do my business, hahaha...

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