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Public Mutual v2, PB/Public series
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rkg38
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 Apr 7 2011, 08:32 AM
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Getting Started
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QUOTE(earthling1984 @ Apr 7 2011, 01:26 AM) good for u, as i'm losing now, but i've only put in for 6 months...considering whether to switch or not Only invested 6 months then considering to switch? i think is too fast...u cant even to recover ur 5.50% service charges... UT is for long term, anyway u can make it for short term investment (i think many people invest in UT like invest in share market), but the result might be disappointed... unless u enter in end of 08 or beginning of 09...then the return is nice... |
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rkg38
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Apr 25 2011, 08:36 AM
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Getting Started
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QUOTE(elearning @ Apr 23 2011, 11:57 PM) Ya agree.  So timing is very important. My agent advises me to invest monthly in Bond funds and switch into equity funds when the market is low. So far it has been working. then u will be charged two time...1 from BOND & the other is when u switch from bond to other equity fund. anyway, as long as u can c the result... |
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rkg38
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May 6 2011, 09:01 AM
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Getting Started
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QUOTE(mois @ May 6 2011, 08:43 AM) Bleeding for me mean im losing money (9k in 2 weeks). No i dont include the 5.5% charge. js two week time u lost 9k exclude the 5.5% services charges... sure u invest a lot...(highest during re-open period is 0.9815, and price for 4 May is 0.9607) |
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rkg38
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May 6 2011, 11:39 AM
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Getting Started
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QUOTE(mois @ May 6 2011, 09:17 AM) Yeap. For this fund, you need holding power. It doesnt open often. Only once in a while and it is closed for now. Do u invest in this fund as well? The charge i get actually is 4%. yup...manage to invest RM1k with monthly RM200... too bad currently no free cash flow...  |
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rkg38
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Aug 3 2011, 10:16 PM
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Getting Started
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QUOTE(lowyat2011 @ Aug 3 2011, 08:47 PM) I'm quite old... but I'm new in unit trust... and I am reading your blog now  i would suggest u to put in those consistent fund with high distribution and opt for distribution payout.... |
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rkg38
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Aug 4 2011, 08:33 AM
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Getting Started
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QUOTE(lowyat2011 @ Aug 3 2011, 10:22 PM) Thanks for all the blogs and feedback about UT. I knew I am a bit behind time of invest UT, I notice some forumer start investing in the early 20s... and me (40s+)  just started thinking of investing UT... hope it is not too late and catch up... Thanks again. 40s over stil not too late la, stil hv about 10yrs to go b4 u retired...but ur investment need to double up only, eg, those who started 20s can monthly RM100-200, but ur investment need to catch up lo...
Added on August 4, 2011, 8:35 amsory, at my previous post i mentioned to opt for distribution payout...but since u only 40s over, then pls opt for distribution reinvest... This post has been edited by rkg38: Aug 4 2011, 08:35 AM |
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