i am trying to get a car loan actually, maybe by CIMB. i got see at their website that 12 year and above car loan interest rate, so maybe i got a chance.. I hope so .... very love the look of the car and the engine inside lo...H22A JDM spec somemore..

for Nissan Sylphy, Grand Livina, Serena and X-Trail the interest rate for 9years is 2.88%pa right now, for promotion period only end 31okt...

Ya subsidy package. It's getting cheaper, last month the subsidy rate is 2.98% @ 9years!

try to find the rate from this site (click here for car rate)

ya correct bro..so right now is the best time to get a nissan car!

anyone knows the current interest for new BMW/MERC/ and AUDI for 7 years or 9 years

hello guys...i need help here.. i working on my own n dont have payslips epf my salary..

so i want submits my document by using my company n wat the possibility that i can get loan n how n wat document that there need?? i want to buy saga blm 2nd around rm30k max years 2008 at least.. any suggestion opinion which bank give lowers interest rate n wat document that there want n support??

plz help n give opinion.. this is my first cars.. huhh

actually u still can try to get the car loan from the bank. but as far i know, the loan amount they will approve should b 60-70% of the car price. but the interest rate sure way higher then the other 2nd hand newer manufac car rate.

The honda price at 26k after less...i afford rm650 monthly, with a down payment around rm8 k. but the problem is, the bank only approve loan not below rm20k after down payment...if i pay down payment rm 8k, the car is not entitled for the loan, but if i pay less ..that mean my interest will go up high for period of 4 year loan only. should i give kopi o to the car dealer to up the price in paper to ..erm maybe 32k ..and then take the 6 thousand extras as poket money ... ..and negative rm1k to the dealer ...

note . interest will be 9 to 10% ++

This post has been edited by makky: Oct 14 2010, 11:45 PM

which bank give best rate for new saga b line... 30 k loan, 10k down payment 5,6,7 years loan... should i let the car dealer do it or i call banks ask rate 1st...

Hi, need help here. Im from Kuching. My monthly income RM15xx and I plan to get a P2 new car that only pay RM48x.xx a month after down payment. That sales advisor said loan comfirm approve.NOW need guarantor!! That banker said I'm under age. Already 21, still under age???
21 still under age???!!!!!!!!!!!!!!!!!!

actually they dun need any kopi o. coz all their fees they charge u already is the kopi o. 1 thing u can do is. try to ask the dealer mark up the price & submit the loan. i believe not much different. max yr would b 4yrs with 7% interest rate for tis age of the car. even my fren told me E36 with yr 97 also running 7% interest rate.

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Added on October 18, 2010, 10:20 pmhow long have u been worked? have u submitted all the necessary document to them? last time i brought my 1st car same age with u also got to submit guarantor name.

*peace*

This post has been edited by koh_424: Oct 18 2010, 10:20 PM

I plan to purchase MyVI SE .. but still in dilemma now..

I went to every bank at my place and all the bank staff said.. "sory dude, for malaysian made car.. interest rate at 4.25%.. you want low rate.. get the Honda or import car"... what the f*** then..

so my beloved LYN forumer.. when this "4.25%" rate will decrease?? or u got any better option??

I'm dyin need a vehicle now

hi i have a city 2003 for sale directly to save cost from use dealer. from kl:rolleyes:

i dont think interest rate will decrease
i always increase

4.25%? how much you plan to loan for? i tot the interest rate is 4.1% for 9 years? dun tell me it increased again...

4.1% is for 9yrs loan. if not mistaken 4.25% is for 7yrs loan. already been increase tis yr.

wah, i never expect a shorter tenure would post a higher interest rate.
for 7 years, the interest rate should be 4.0%, isn't it?

sumtime also depending on the bank offer. Perodua interest rate for 5yrs is 4.1%, 7yrs is 4.15% & 9yrs is 4.25%. as they saying is having promotion period

hello , i got my car, saga blm at 20yrs old w/o guarantor =)
When i was looking for my car, i told my SA to get a bank loan w/o needing a guarantor,
He helped me in applying loan at a few banks, one was at eon bank and the sec one was at public bank, my SA told me that public bank is kinda troublesome and a lot of documents need to sign and without doubts, he went to the 1st option, eon bank.
at first he said eon bank refused to approve my loan but after some talks,
eon bank eventually approved my loan, my tips for you is to pay as much down payment as you could afford , a 5k d/p will do
in convincing the bank to approve you loan.

This post has been edited by xiong: Oct 19 2010, 09:24 AM