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 Car loan interest Rate in 2010, what is the current rate??

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saiga
post Aug 31 2010, 10:33 PM

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QUOTE(pitywoman @ Aug 31 2010, 11:41 AM)
after deducted epc sosco nett salary counted as or juz fixed salary included allowance?
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in my case just gross salary (before deduct epf and socso)
furiousangel
post Sep 1 2010, 03:47 AM

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Hey guys. what's the interest rate at this time being?
IluvProton
post Sep 1 2010, 08:27 PM

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want to find out the interest rate for honda civic 2.0 and nissan slyphy 2.0 Luxury navi?

does anyone know ?

TQ
iq_myst
post Sep 1 2010, 10:11 PM

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Can anyone explain how car interest fluctuates? does it depeding on BLR too?
kurtkantoi
post Sep 2 2010, 01:40 PM

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Ask Maybank & Ambank for 2nd hand Gen-2

1. Maybank offer 85% MOF = 25,500 at 4.65% for 8 years
2. Ambank offer between 90% MOF (valued @ 31k) - 4.2% for 9 years

anyone can share rate for 2nd hand car?
bojek
post Sep 2 2010, 06:25 PM

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say guys. if i wanna get loan car for 40,000 and

loan for 1) 3 years
2) 4 years
3) 5 years

what will my interest rate be for each cases.


any bank would do. the lower the interest rate the better.

tq
koh_424
post Sep 2 2010, 08:57 PM

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QUOTE(bojek @ Sep 2 2010, 10:25 AM)
say guys. if i  wanna get loan car for 40,000 and

loan for 1) 3 years
            2) 4 years
            3) 5 years

what will my interest rate be for each cases.
any bank would do. the lower the interest rate the better.

tq
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i think u can try to make a call to bank as they have the latest interest rate to give u.
Mooneyes
post Sep 8 2010, 04:17 PM

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bought honda city today..rhb bank 3.2%
ezwannkotb
post Sep 14 2010, 03:35 AM

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hi guys,

i currently owned an e spec honda city 1.5 vtec.. bought in march 2010.. my loan tenure is 9years, int is 3%.. am wondering, if i trade-in my car after 1 year, do i lose any money? how much i've to top-up to buy a new car?
dvinez
post Sep 14 2010, 09:34 AM

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sure lose, how much ur downpayment ?
call bank to check how much u owe and ask for settlement amount.
orbclyne
post Sep 14 2010, 05:28 PM

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Does interest rate for hire purchase will decrease? Increase is sure.
fuzzy
post Sep 14 2010, 05:37 PM

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QUOTE(orbclyne @ Sep 14 2010, 05:28 PM)
Does interest rate for hire purchase will decrease? Increase is sure.
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Yes, it dropped earlier this year when the government lowered the BLR. But now it is back up, so unless we go through another potential recession, then the rate will continue to go up slowly.
orbclyne
post Sep 14 2010, 05:48 PM

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QUOTE(fuzzy @ Sep 14 2010, 05:37 PM)
Yes, it dropped earlier this year when the government lowered the BLR. But now it is back up, so unless we go through another potential recession, then the rate will continue to go up slowly.
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Is it this is a best time to buy car b4 it go up again or better waiting?
Planning to grab a new car since i had used an old car for abt 4 years since working, did not buy any car yet.

This post has been edited by orbclyne: Sep 14 2010, 05:49 PM
ezwannkotb
post Sep 14 2010, 06:58 PM

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QUOTE(dvinez @ Sep 14 2010, 09:34 AM)
sure lose, how much ur downpayment ?
call bank to check how much u owe and ask for settlement amount.
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haih, ok2 thanks.. will call eon bank..
koh_424
post Sep 14 2010, 11:54 PM

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QUOTE(orbclyne @ Sep 14 2010, 09:48 AM)
Is it this is a best time to buy car b4 it go up again or better waiting?
Planning to grab a new car since i had used an old car for abt 4 years since working, did not buy any car yet.
*
sum1 got rumours tat tis yr will have 1 more time interest increase for HP.


Added on September 14, 2010, 11:56 pm
QUOTE(ezwannkotb @ Sep 14 2010, 10:58 AM)
haih, ok2 thanks.. will call eon bank..
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wise action.

as u call bank. they will let u know the total u owe the bank & the interest they rebate for u. they r good in calculation.

This post has been edited by koh_424: Sep 14 2010, 11:56 PM
bimmer29
post Sep 15 2010, 11:18 PM

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Hi, just want to share of the used car loan interest rate. As im going to buy 2nd hand civic, so i've done my surveyed.

Hong Leong - 4.4% (up to 9 years)
Public Bank - 4.5% (up to 8 years)

btw, which bank has a fast car loan approval?
orbclyne
post Sep 16 2010, 02:44 PM

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Hi, just check with dealer, interest rate is 3.28% for 9yrs by maybank for loan 70k. Rhb bank or publicbank maybe can give better, will check it with them later. smile.gif Any suggestion for other possible bank that can give lower?
koh_424
post Sep 16 2010, 09:27 PM

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QUOTE(orbclyne @ Sep 16 2010, 06:44 AM)
Hi, just check with dealer, interest rate is 3.28% for 9yrs by maybank for loan 70k. Rhb bank or publicbank maybe can give better, will check it with them later. smile.gif Any suggestion for other possible bank that can give lower?
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wat brand r u purchasing for?

Mayb u can try Ambank as few of my fren said they offer lower interest rate.
orbclyne
post Sep 17 2010, 11:59 PM

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QUOTE(koh_424 @ Sep 16 2010, 09:27 PM)
wat brand r u purchasing for?

Mayb u can try Ambank as few of my fren said they offer lower interest rate.
*
A honda, will scout tomorrow for lowest interest rate. rclxms.gif
judojuddy
post Sep 18 2010, 12:09 AM

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found this during googling: Car Interest rate 2010

so meaning theres no more national or non-national category, changed by CC?

i already made a chart. u can view it here Car loan interest rate 2010

but of coz its also depends on banks rite?

This post has been edited by judojuddy: Sep 18 2010, 12:10 AM

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