i've just applied...honda brand new 7 years 60k loan

affin-3.35
cimb-3.4
muamalat-3.35

you must be very well to do.
buy honda 60K loan only.
then the other 50K+ you paid cash?

trade in my old Honda + top up a bit.....

This post has been edited by jeffbong: Aug 23 2010, 03:39 PM

HOPE SOMEONE HERE CAN ADVICE ON FOLLOWING

ADVICE ON CAR PURCHASE MATTER - buying used car from dealer

hi - hope someone here can give advice on purchasing used car matter

i am going to purchase a used car from a dealer

just noticed that the road tax card had this :

hakmilik di tuntut xxxx
according to the dealer - car was purchased by this company

the staff took company loan for the car

Question - there is no relaease letter for this

i ask the salesman - he said it is not finance company so no need to worry, no

relaese letter

said the staff already paid off

What do you advice , suggest

is it safe ? OK ?

will be applying for hire purchase from bank for this

anyone had encounter this before ?

This post has been edited by tomspc: Aug 24 2010, 12:30 AM

the salesman told me all bank interest rate are the same

abit confused, some ppl said 5 yrs car, interest is 4*
if 7 yrs car is 4.15 % ....
aikss... which one is telling the truth ?
i tot diff bank, they offer diff interest rate,
Ken, since u said rates is the same , which bank is not important edi..

Hi can anyone tell me which bank can do car re-financing? I plan to re-finance then buy a 2nd hand house since I paid the car already

Yeah same here, a Perodua salesman told me that all banks' interest rate are the same.

u guys try get loan from Toyota Capital 9 Years - 3.85% for perodua car.

Hi I just got mine

Toyota Capital - 2.99% (With vios purchase)
Eon Bank - 3.25% ( Loan 50k for 5 years)
RHB Bank - 3.2 (Loan 75 k for 5 years)

nothing much to worry, the bank who granted u the HP loan will do the necessary checking, go to Public Bank, they are very careful

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Added on August 27, 2010, 4:30 pm new car? what abour rate for used car, any1? thanks

This post has been edited by bearbearhong: Aug 27 2010, 04:30 PM

hi all..i plan to buy BMW E46 (used)(Reg.Year 2004).
can help me about INTEREST RATES for 7 & 9 years loan inc. monthly payment..TQ

monthly salary can be included allowance or not. or juz basic salary will be counted as? and only 1/3 of the salary can be used as loan right?

If i'm not wrong, CIMB take your net salary while Maybank only look at your basic salary to calculate your monthly commitment. Basically bank will ask for guarantor if your commitment exceed 1/3 of your income, but not necessary all banks will follow this guideline.

Currently my loan approve from Public bank 35k for 5 years (3.5% interest)..PE car..
Any others bank offer more lowest interest rate? pls suggest..

based on my housing loan, FIXED allowance is included as you salary

I got mine for Tan Chong Capital for my new nissan purchase for 2.88% 5 years.

Got My Mazda 2 - 9years Loan - 3.4% - EoN.

after deducted epc sosco nett salary counted as or juz fixed salary included allowance?

Bank Just call,4% interest for 9 years...AMBANK 70+LOAN...Naza car ..dem high!